Insurance Underwriters Salary
Insurance Underwriters in Fort Wayne, IN make a median of $64,490 a year, or about $31 an hour. The range runs from $47K at the entry level to $101K for experienced workers. Cost of living is below average (RPP 92.57), which stretches that salary to about $69,666 in buying power. Rent on a 2-bedroom averages $1,113/month, or 25.8% of estimated take-home pay.
So what does $64K get you in Fort Wayne?
Groceries, utilities, transportation, and healthcare scaled from national averages by Fort Wayne’s Regional Price Parity (92.57). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance underwriters
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What this looks like in Fort Wayne
Pay for insurance underwriters in Fort Wayne runs about 21% below the U.S. median of $81K. Rent runs $1,113/month for a 2-bedroom (HUD FMR), taking 25.8% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 92.57 (national = 100), meaning everyday costs run about 7% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for insurance underwriters in metros near Fort Wayne, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Indianapolis-Carmel-Greenwood | $79K | $83K |
| Lafayette-West Lafayette | $95K | $102K |
| Chicago-Naperville-Elgin | $100K | $96K |
| Cincinnati | $82K | $86K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Fort Wayne, IN
Entry-level insurance underwriters (10th percentile) start around $47K. Mid-career wages sit at $64K. Top earners bring in $101K or more, a $54K spread from bottom to top.
Insurance Underwriters pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Underwriters salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Massachusetts | $107K | +31% | 2,890 |
| New Hampshire | $104K | +28% | 270 |
| Nevada | $101K | +25% | 480 |
| Connecticut | $101K | +24% | 2,010 |
| Colorado | $101K | +24% | 2,040 |
| Washington | $99K | +22% | 1,740 |
| New York | $97K | +20% | 6,900 |
| Wisconsin | $97K | +20% | 3,110 |
| New Jersey | $96K | +18% | 3,150 |
| Maine | $96K | +17% | 520 |
| California | $95K | +17% | 6,580 |
| Maryland | $92K | +13% | 1,310 |
| Illinois | $90K | +10% | N/A |
| Georgia | $86K | +6% | 7,160 |
| Rhode Island | $85K | +4% | 250 |
| South Dakota | $83K | +2% | 210 |
| Arkansas | $82K | +1% | 290 |
| District of Columbia | $82K | +1% | N/A |
| Virginia | $82K | +1% | 2,470 |
| Alaska | $82K | +0% | 100 |
| Minnesota | $81K | -1% | 2,550 |
| Missouri | $80K | -2% | 2,130 |
| Kentucky | $80K | -2% | 900 |
| South Carolina | $80K | -2% | 910 |
| Ohio | $79K | -3% | 5,110 |
| Oregon | $79K | -3% | 570 |
| Pennsylvania | $79K | -3% | 5,160 |
| Texas | $79K | -3% | 9,980 |
| Tennessee | $79K | -3% | 1,250 |
| Florida | $79K | -3% | 7,300 |
| Vermont | $78K | -4% | 210 |
| Arizona | $78K | -4% | 3,360 |
| Indiana | $77K | -5% | 2,170 |
| Michigan | $77K | -5% | 2,590 |
| North Carolina | $77K | -5% | 3,460 |
| Kansas | $77K | -5% | 1,230 |
| Louisiana | $77K | -6% | 1,050 |
| Iowa | $75K | -8% | 1,490 |
| Nebraska | $75K | -8% | 1,410 |
| North Dakota | $74K | -9% | 210 |
| Hawaii | $73K | -10% | 230 |
| Utah | $73K | -11% | 490 |
| Oklahoma | $67K | -18% | 600 |
| New Mexico | $64K | -21% | 100 |
| Montana | $63K | -22% | 140 |
| Idaho | $63K | -23% | 360 |
| Wyoming | $62K | -23% | 50 |
| Alabama | $62K | -24% | 1,540 |
| Mississippi | $59K | -27% | 600 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track insurance underwriters salary changes
BLS updates this data quarterly. We'll email you when Fort Wayne numbers change.
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Frequently asked questions
Can a insurance underwriter afford a 2BR apartment alone in Fort Wayne?
Yes — at the median salary of $64K, rent takes 25.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,113/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for insurance underwriters in Fort Wayne?
The 10th-percentile wage — what new insurance underwriters typically earn — is $47K/year. Take-home on that works out to about $2,801/month. At HUD’s $1,113/month FMR, rent would take 40% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance underwriter a high-paying job in Fort Wayne?
Local pay runs 21% below the national median — $64K here vs. $81K nationally. Cost of living is 7% below the national average, which narrows that gap in real purchasing power.
How does Fort Wayne compare to the national average for insurance underwriters?
Fort Wayne pays $64K median vs. the U.S. average of $81K — that’s -21%. After adjusting for local cost of living (RPP 92.57), the purchasing-power equivalent is $70K — below the national median.
How much do insurance underwriters make in Fort Wayne, IN?
The median is $64,490 a year, that works out to about $31 an hour. But the range is wide: entry-level workers start around $46,680, and experienced insurance underwriters can clear $100,640. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $64K enough to live in Fort Wayne?
On that salary, you'd take home roughly $4,316/month after taxes. A 2-bedroom here rents for about $1,113/month, which eats 25.8% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance underwriters salary go in Fort Wayne?
Fort Wayne has a Regional Price Parity of 92.57 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance underwriters salary is worth about $69,666 in national-average purchasing power.
Where do insurance underwriters get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.