Insurance Underwriters Salary in Lansing-East Lansing, MI
Insurance Underwriters in Lansing-East Lansing, MI make a median of $69,550 a year, or about $33.44 an hour. The range runs from $52K at the entry level to $103K for experienced workers. Cost of living is below average (RPP 94.99), which stretches that salary to about $73,218 in buying power. Rent on a 2-bedroom averages $1,268/month, or 27.7% of estimated take-home pay.
So what does $70K get you in Lansing-East Lansing?
Groceries, utilities, transportation, and healthcare scaled from national averages by Lansing-East Lansing’s Regional Price Parity (94.99). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance underwriters
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Compensation breakdown
Annual earnings by percentile, Lansing-East Lansing, MI
Entry-level insurance underwriters (10th percentile) start around $52K. Mid-career wages sit at $70K. Top earners bring in $103K or more, a $51K spread from bottom to top.
Insurance Underwriters pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Vermont | $107K | +34% | 240 |
| District of Columbia | $101K | +26% | 100 |
| Massachusetts | $100K | +25% | 3,440 |
| Maine | $97K | +21% | 610 |
| New Hampshire | $96K | +20% | 320 |
| Connecticut | $95K | +20% | 2,670 |
| Washington | $95K | +19% | 2,000 |
| New Jersey | $94K | +17% | 3,170 |
| Maryland | $89K | +11% | 1,100 |
| Nevada | $87K | +9% | 520 |
| California | $87K | +9% | 7,300 |
| Illinois | $85K | +6% | 8,480 |
| New York | $84K | +5% | 7,530 |
| South Dakota | $83K | +4% | 240 |
| Kansas | $82K | +3% | 1,290 |
| Kentucky | $82K | +2% | 500 |
| South Carolina | $81K | +2% | 890 |
| Rhode Island | $81K | +1% | 310 |
| Florida | $80K | +0% | 7,430 |
| Ohio | $80K | -0% | 5,630 |
| Oregon | $79K | -1% | 630 |
| Idaho | $79K | -1% | 280 |
| Tennessee | $79K | -1% | 1,100 |
| Minnesota | $79K | -1% | 2,670 |
| Pennsylvania | $78K | -2% | 5,910 |
| Missouri | $78K | -2% | 1,910 |
| Georgia | $78K | -2% | 6,310 |
| Wisconsin | $78K | -2% | 3,440 |
| Iowa | $78K | -3% | 1,730 |
| Virginia | $77K | -3% | 2,910 |
| Michigan | $77K | -4% | 2,550 |
| Hawaii | $77K | -4% | 190 |
| Texas | $77K | -4% | 8,150 |
| Nebraska | $75K | -6% | 1,280 |
| Arizona | $74K | -8% | 3,300 |
| North Carolina | $72K | -10% | 3,230 |
| Indiana | $71K | -11% | 1,620 |
| Oklahoma | $68K | -15% | 960 |
| North Dakota | $68K | -15% | 200 |
| Delaware | $67K | -16% | N/A |
| Alabama | $64K | -20% | 1,050 |
| Arkansas | $64K | -20% | 300 |
| Louisiana | $63K | -21% | 1,140 |
| Utah | $63K | -21% | 460 |
| New Mexico | $62K | -22% | 130 |
| Alaska | $61K | -24% | 130 |
| Montana | $60K | -24% | 170 |
| Mississippi | $59K | -26% | 400 |
| West Virginia | $57K | -29% | 180 |
Showing 1–10 of 49 states
BLS does not publish data for every state when sample sizes are too small
Track insurance underwriters salary changes
BLS updates this data quarterly. We'll email you when Lansing-East Lansing numbers change.
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Frequently asked questions
How much do insurance underwriters make in Lansing-East Lansing, MI?
The median is $69,550 a year, that works out to about $33 an hour. But the range is wide: entry-level workers start around $52,080, and experienced insurance underwriters can clear $102,610. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $70K enough to live in Lansing-East Lansing?
On that salary, you'd take home roughly $4,530/month after taxes. A 2-bedroom here rents for about $1,268/month, which eats 28% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance underwriters salary go in Lansing-East Lansing?
Lansing-East Lansing has a Regional Price Parity of 94.99 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance underwriters salary is worth about $73,218 in national-average purchasing power.
Where do insurance underwriters get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.