Insurance Underwriters Salary
Insurance Underwriters in Little Rock-North Little Rock-Conway, AR make a median of $67,520 a year, or about $32.46 an hour. The range runs from $43K at the entry level to $111K for experienced workers. Cost of living is below average (RPP 89.36), which stretches that salary to about $75,560 in buying power. Rent on a 2-bedroom averages $1,147/month, or 25.9% of estimated take-home pay.
So what does $68K get you in Little Rock-North Little Rock-Conway?
Groceries, utilities, transportation, and healthcare scaled from national averages by Little Rock-North Little Rock-Conway’s Regional Price Parity (89.36). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance underwriters
Sponsored links, AffordMap may earn a commission at no cost to you. Learn more
What this looks like in Little Rock-North Little Rock-Conway
Pay for insurance underwriters in Little Rock-North Little Rock-Conway runs about 17% below the U.S. median of $81K. Rent runs $1,147/month for a 2-bedroom (HUD FMR), taking 25.8% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 89.36 (national = 100), meaning everyday costs run about 11% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for insurance underwriters in metros near Little Rock-North Little Rock-Conway, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Dallas-Fort Worth-Arlington | $80K | $77K |
| Houston-Pasadena-The Woodlands | $78K | $79K |
| San Antonio-New Braunfels | $76K | $80K |
| St. Louis | $82K | $87K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Little Rock-North Little Rock-Conway, AR
Entry-level insurance underwriters (10th percentile) start around $43K. Mid-career wages sit at $68K. Top earners bring in $111K or more, a $68K spread from bottom to top.
Insurance Underwriters pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Underwriters salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Massachusetts | $107K | +31% | 2,890 |
| New Hampshire | $104K | +28% | 270 |
| Nevada | $101K | +25% | 480 |
| Connecticut | $101K | +24% | 2,010 |
| Colorado | $101K | +24% | 2,040 |
| Washington | $99K | +22% | 1,740 |
| New York | $97K | +20% | 6,900 |
| Wisconsin | $97K | +20% | 3,110 |
| New Jersey | $96K | +18% | 3,150 |
| Maine | $96K | +17% | 520 |
| California | $95K | +17% | 6,580 |
| Maryland | $92K | +13% | 1,310 |
| Illinois | $90K | +10% | N/A |
| Georgia | $86K | +6% | 7,160 |
| Rhode Island | $85K | +4% | 250 |
| South Dakota | $83K | +2% | 210 |
| Arkansas | $82K | +1% | 290 |
| District of Columbia | $82K | +1% | N/A |
| Virginia | $82K | +1% | 2,470 |
| Alaska | $82K | +0% | 100 |
| Minnesota | $81K | -1% | 2,550 |
| Missouri | $80K | -2% | 2,130 |
| Kentucky | $80K | -2% | 900 |
| South Carolina | $80K | -2% | 910 |
| Ohio | $79K | -3% | 5,110 |
| Oregon | $79K | -3% | 570 |
| Pennsylvania | $79K | -3% | 5,160 |
| Texas | $79K | -3% | 9,980 |
| Tennessee | $79K | -3% | 1,250 |
| Florida | $79K | -3% | 7,300 |
| Vermont | $78K | -4% | 210 |
| Arizona | $78K | -4% | 3,360 |
| Indiana | $77K | -5% | 2,170 |
| Michigan | $77K | -5% | 2,590 |
| North Carolina | $77K | -5% | 3,460 |
| Kansas | $77K | -5% | 1,230 |
| Louisiana | $77K | -6% | 1,050 |
| Iowa | $75K | -8% | 1,490 |
| Nebraska | $75K | -8% | 1,410 |
| North Dakota | $74K | -9% | 210 |
| Hawaii | $73K | -10% | 230 |
| Utah | $73K | -11% | 490 |
| Oklahoma | $67K | -18% | 600 |
| New Mexico | $64K | -21% | 100 |
| Montana | $63K | -22% | 140 |
| Idaho | $63K | -23% | 360 |
| Wyoming | $62K | -23% | 50 |
| Alabama | $62K | -24% | 1,540 |
| Mississippi | $59K | -27% | 600 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track insurance underwriters salary changes
BLS updates this data quarterly. We'll email you when Little Rock-North Little Rock-Conway numbers change.
Related careers in Business & Finance
Frequently asked questions
Can a insurance underwriter afford a 2BR apartment alone in Little Rock-North Little Rock-Conway?
Yes — at the median salary of $68K, rent takes 25.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,147/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for insurance underwriters in Little Rock-North Little Rock-Conway?
The 10th-percentile wage — what new insurance underwriters typically earn — is $43K/year. Take-home on that works out to about $2,575/month. At HUD’s $1,147/month FMR, rent would take 45% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance underwriter a high-paying job in Little Rock-North Little Rock-Conway?
Local pay runs 17% below the national median — $68K here vs. $81K nationally. Cost of living is 11% below the national average, which narrows that gap in real purchasing power.
How does Little Rock-North Little Rock-Conway compare to the national average for insurance underwriters?
Little Rock-North Little Rock-Conway pays $68K median vs. the U.S. average of $81K — that’s -17%. After adjusting for local cost of living (RPP 89.36), the purchasing-power equivalent is $76K — below the national median.
How much do insurance underwriters make in Little Rock-North Little Rock-Conway, AR?
The median is $67,520 a year, that works out to about $32 an hour. But the range is wide: entry-level workers start around $42,920, and experienced insurance underwriters can clear $110,920. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $68K enough to live in Little Rock-North Little Rock-Conway?
On that salary, you'd take home roughly $4,452/month after taxes. A 2-bedroom here rents for about $1,147/month, which eats 25.8% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance underwriters salary go in Little Rock-North Little Rock-Conway?
Little Rock-North Little Rock-Conway has a Regional Price Parity of 89.36 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance underwriters salary is worth about $75,560 in national-average purchasing power.
Where do insurance underwriters get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.