Insurance Underwriters Salary
Insurance Underwriters in Northwest Illinois nonmetropolitan area make a median of $78,100 a year, or about $37.55 an hour. The range runs from $48K at the entry level to $149K for experienced workers.
Where the paycheck goes
What $78K actually covers in Northwest Illinois nonmetropolitan area, month by month
About insurance underwriters
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Compensation breakdown
Annual earnings by percentile, Northwest Illinois nonmetropolitan area
Entry-level insurance underwriters (10th percentile) start around $48K. Mid-career wages sit at $78K. Top earners bring in $149K or more, a $101K spread from bottom to top.
Insurance Underwriters pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Underwriters salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Massachusetts | $107K | +31% | 2,890 |
| New Hampshire | $104K | +28% | 270 |
| Nevada | $101K | +25% | 480 |
| Connecticut | $101K | +24% | 2,010 |
| Colorado | $101K | +24% | 2,040 |
| Washington | $99K | +22% | 1,740 |
| New York | $97K | +20% | 6,900 |
| Wisconsin | $97K | +20% | 3,110 |
| New Jersey | $96K | +18% | 3,150 |
| Maine | $96K | +17% | 520 |
| California | $95K | +17% | 6,580 |
| Maryland | $92K | +13% | 1,310 |
| Illinois | $90K | +10% | N/A |
| Georgia | $86K | +6% | 7,160 |
| Rhode Island | $85K | +4% | 250 |
| South Dakota | $83K | +2% | 210 |
| Arkansas | $82K | +1% | 290 |
| District of Columbia | $82K | +1% | N/A |
| Virginia | $82K | +1% | 2,470 |
| Alaska | $82K | +0% | 100 |
| Minnesota | $81K | -1% | 2,550 |
| Missouri | $80K | -2% | 2,130 |
| Kentucky | $80K | -2% | 900 |
| South Carolina | $80K | -2% | 910 |
| Ohio | $79K | -3% | 5,110 |
| Oregon | $79K | -3% | 570 |
| Pennsylvania | $79K | -3% | 5,160 |
| Texas | $79K | -3% | 9,980 |
| Tennessee | $79K | -3% | 1,250 |
| Florida | $79K | -3% | 7,300 |
| Vermont | $78K | -4% | 210 |
| Arizona | $78K | -4% | 3,360 |
| Indiana | $77K | -5% | 2,170 |
| Michigan | $77K | -5% | 2,590 |
| North Carolina | $77K | -5% | 3,460 |
| Kansas | $77K | -5% | 1,230 |
| Louisiana | $77K | -6% | 1,050 |
| Iowa | $75K | -8% | 1,490 |
| Nebraska | $75K | -8% | 1,410 |
| North Dakota | $74K | -9% | 210 |
| Hawaii | $73K | -10% | 230 |
| Utah | $73K | -11% | 490 |
| Oklahoma | $67K | -18% | 600 |
| New Mexico | $64K | -21% | 100 |
| Montana | $63K | -22% | 140 |
| Idaho | $63K | -23% | 360 |
| Wyoming | $62K | -23% | 50 |
| Alabama | $62K | -24% | 1,540 |
| Mississippi | $59K | -27% | 600 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track insurance underwriters salary changes
BLS updates this data annually. We'll email you when Northwest Illinois nonmetropolitan area numbers change.
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Quick answers
The stuff people actually ask about this job
Can a insurance underwriter afford a 2BR apartment alone in Northwest Illinois nonmetropolitan area?
It’s a stretch — at the median salary of $78K, rent takes 40.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,023/month. The 30% guideline puts the comfortable ceiling at roughly $1,500/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance underwriters in Northwest Illinois nonmetropolitan area?
The 10th-percentile wage — what new insurance underwriters typically earn — is $48K/year. Take-home on that works out to about $3,196/month.
Is insurance underwriter a high-paying job in Northwest Illinois nonmetropolitan area?
Pay here is roughly in line with the national average — $78K locally vs. $81K nationally, a 4% difference.
How does Northwest Illinois nonmetropolitan area compare to the national average for insurance underwriters?
Northwest Illinois nonmetropolitan area pays $78K median vs. the U.S. average of $81K — that’s -4%.
How much do insurance underwriters make in Northwest Illinois nonmetropolitan area?
The median is $78,100 a year, that works out to about $38 an hour. But the range is wide: entry-level workers start around $48,160, and experienced insurance underwriters can clear $149,360. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $78K enough to live in Northwest Illinois nonmetropolitan area?
On that salary, you'd take home roughly $4,955/month after taxes. A 2-bedroom here rents for about $2,023/month, which eats 40.8% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance underwriters salary go in Northwest Illinois nonmetropolitan area?
Northwest Illinois nonmetropolitan area has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median insurance underwriters salary is worth about $78,100 in national-average purchasing power.
Where do insurance underwriters get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.
