Insurance Underwriters Salary in Rockford, IL
Insurance Underwriters in Rockford, IL make a median of $89,410 a year, or about $42.98 an hour. The range runs from $58K at the entry level to $157K for experienced workers. Cost of living is below average (RPP 92.15), which stretches that salary to about $97,027 in buying power. Rent on a 2-bedroom averages $1,175/month, or 20.8% of estimated take-home pay.
So what does $89K get you in Rockford?
Groceries, utilities, transportation, and healthcare scaled from national averages by Rockford’s Regional Price Parity (92.15). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance underwriters
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Compensation breakdown
Annual earnings by percentile, Rockford, IL
Entry-level insurance underwriters (10th percentile) start around $58K. Mid-career wages sit at $89K. Top earners bring in $157K or more, a $98K spread from bottom to top.
Insurance Underwriters pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Vermont | $107K | +34% | 240 |
| District of Columbia | $101K | +26% | 100 |
| Massachusetts | $100K | +25% | 3,440 |
| Maine | $97K | +21% | 610 |
| New Hampshire | $96K | +20% | 320 |
| Connecticut | $95K | +20% | 2,670 |
| Washington | $95K | +19% | 2,000 |
| New Jersey | $94K | +17% | 3,170 |
| Maryland | $89K | +11% | 1,100 |
| Nevada | $87K | +9% | 520 |
| California | $87K | +9% | 7,300 |
| Illinois | $85K | +6% | 8,480 |
| New York | $84K | +5% | 7,530 |
| South Dakota | $83K | +4% | 240 |
| Kansas | $82K | +3% | 1,290 |
| Kentucky | $82K | +2% | 500 |
| South Carolina | $81K | +2% | 890 |
| Rhode Island | $81K | +1% | 310 |
| Florida | $80K | +0% | 7,430 |
| Ohio | $80K | -0% | 5,630 |
| Oregon | $79K | -1% | 630 |
| Idaho | $79K | -1% | 280 |
| Tennessee | $79K | -1% | 1,100 |
| Minnesota | $79K | -1% | 2,670 |
| Pennsylvania | $78K | -2% | 5,910 |
| Missouri | $78K | -2% | 1,910 |
| Georgia | $78K | -2% | 6,310 |
| Wisconsin | $78K | -2% | 3,440 |
| Iowa | $78K | -3% | 1,730 |
| Virginia | $77K | -3% | 2,910 |
| Michigan | $77K | -4% | 2,550 |
| Hawaii | $77K | -4% | 190 |
| Texas | $77K | -4% | 8,150 |
| Nebraska | $75K | -6% | 1,280 |
| Arizona | $74K | -8% | 3,300 |
| North Carolina | $72K | -10% | 3,230 |
| Indiana | $71K | -11% | 1,620 |
| Oklahoma | $68K | -15% | 960 |
| North Dakota | $68K | -15% | 200 |
| Delaware | $67K | -16% | N/A |
| Alabama | $64K | -20% | 1,050 |
| Arkansas | $64K | -20% | 300 |
| Louisiana | $63K | -21% | 1,140 |
| Utah | $63K | -21% | 460 |
| New Mexico | $62K | -22% | 130 |
| Alaska | $61K | -24% | 130 |
| Montana | $60K | -24% | 170 |
| Mississippi | $59K | -26% | 400 |
| West Virginia | $57K | -29% | 180 |
Showing 1–10 of 49 states
BLS does not publish data for every state when sample sizes are too small
Track insurance underwriters salary changes
BLS updates this data quarterly. We'll email you when Rockford numbers change.
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Frequently asked questions
How much do insurance underwriters make in Rockford, IL?
The median is $89,410 a year, that works out to about $43 an hour. But the range is wide: entry-level workers start around $58,300, and experienced insurance underwriters can clear $156,550. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $89K enough to live in Rockford?
On that salary, you'd take home roughly $5,572/month after taxes. A 2-bedroom here rents for about $1,175/month, which eats 21.1% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance underwriters salary go in Rockford?
Rockford has a Regional Price Parity of 92.15 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance underwriters salary is worth about $97,027 in national-average purchasing power.
Where do insurance underwriters get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.