Substitute Teachers, Short-Term Salary
The median pay for a substitute teachers, short-term in Toledo, OH is $32,350/year ($15.56/hour), per BLS data. The range runs from $28K at the entry level to $39K for experienced workers. Cost of living is below average (RPP 91.45), which stretches that salary to about $35,375 in buying power. A 2-bedroom apartment runs $1,076/month, about 48.8% of take-home, which is tight.
So what does $32K get you in Toledo?
Groceries, utilities, transportation, and healthcare scaled from national averages by Toledo’s Regional Price Parity (91.45). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About substitute teachers, short-terms
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What this looks like in Toledo
Pay for substitute teachers, short-term in Toledo runs about 22% below the U.S. median of $42K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,076/month, which is 46.4% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 91.45 (national = 100), meaning everyday costs run about 9% cheaper here. Your dollar stretches further than the headline salary suggests. That combination, below-market pay with high housing costs, makes this a financially demanding market for substitute teachers, short-terms.
Compared to nearby metros
Median pay for substitute teachers, short-terms in metros near Toledo, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Columbus | $38K | $40K |
| Cincinnati | $34K | $36K |
| Dayton-Kettering-Beavercreek | $35K | $38K |
| Cleveland | $34K | $36K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Toledo, OH
Entry-level substitute teachers, short-terms (10th percentile) start around $28K. Mid-career wages sit at $32K. Top earners bring in $39K or more, a $11K spread from bottom to top.
Substitute Teachers, Short-Term pay across states
Median income ranked highest to lowest, compared to the national figure
View Substitute Teachers, Short-Term salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Alaska | $67K | +61% | 1,420 |
| California | $60K | +45% | 115,660 |
| Hawaii | $59K | +40% | 3,990 |
| Oregon | $58K | +40% | 8,090 |
| Washington | $56K | +34% | 14,820 |
| Minnesota | $50K | +21% | 8,660 |
| District of Columbia | $50K | +19% | 750 |
| West Virginia | $49K | +18% | 4,840 |
| Maryland | $46K | +12% | 7,610 |
| Rhode Island | $46K | +9% | 1,910 |
| Pennsylvania | $45K | +8% | 22,360 |
| Wisconsin | $44K | +5% | 8,420 |
| New Jersey | $44K | +5% | 17,100 |
| New York | $43K | +4% | 36,090 |
| North Dakota | $43K | +2% | 420 |
| Massachusetts | $41K | -1% | 8,410 |
| Michigan | $40K | -5% | 3,600 |
| Illinois | $39K | -5% | 17,220 |
| Virginia | $39K | -6% | 24,350 |
| Georgia | $39K | -7% | 16,400 |
| Arizona | $39K | -8% | 4,710 |
| Connecticut | $38K | -8% | 5,950 |
| Vermont | $38K | -8% | 1,400 |
| Nebraska | $38K | -10% | 3,430 |
| Maine | $37K | -10% | N/A |
| Iowa | $37K | -11% | 7,300 |
| Ohio | $37K | -11% | 9,140 |
| Florida | $37K | -11% | 25,270 |
| Wyoming | $37K | -11% | 2,230 |
| Delaware | $37K | -12% | N/A |
| Utah | $36K | -12% | 4,710 |
| New Mexico | $36K | -13% | 3,510 |
| Indiana | $36K | -13% | 9,920 |
| Kansas | $36K | -13% | 9,360 |
| New Hampshire | $35K | -16% | 1,070 |
| Missouri | $35K | -17% | 11,480 |
| Idaho | $34K | -18% | 1,800 |
| North Carolina | $34K | -19% | 20,360 |
| Texas | $32K | -23% | 29,150 |
| South Carolina | $30K | -27% | 7,700 |
| Kentucky | $30K | -29% | 320 |
| Tennessee | $30K | -29% | 7,690 |
| Arkansas | $29K | -30% | 2,560 |
| Montana | $28K | -33% | 2,370 |
| South Dakota | $28K | -33% | 1,610 |
| Louisiana | $27K | -34% | 1,090 |
| Alabama | $25K | -39% | 9,290 |
| Nevada | $25K | -40% | 6,600 |
| Oklahoma | $24K | -43% | 4,990 |
| Mississippi | $22K | -46% | 2,390 |
Showing 1–10 of 50 states with published data
BLS does not publish data for every state when sample sizes are too small
Track substitute teachers, short-term salary changes
BLS updates this data quarterly. We'll email you when Toledo numbers change.
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Frequently asked questions
Can a substitute teachers, short-term afford a 2BR apartment alone in Toledo?
It’s a stretch — at the median salary of $32K, rent takes 46.4% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,076/month. The 30% guideline puts the comfortable ceiling at roughly $700/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for substitute teachers, short-terms in Toledo?
The 10th-percentile wage — what new substitute teachers, short-terms typically earn — is $28K/year. Take-home on that works out to about $1,709/month. At HUD’s $1,076/month FMR, rent would take 63% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is substitute teachers, short-term a high-paying job in Toledo?
Local pay runs 22% below the national median — $32K here vs. $42K nationally. Cost of living is 9% below the national average, which narrows that gap in real purchasing power.
How does Toledo compare to the national average for substitute teachers, short-terms?
Toledo pays $32K median vs. the U.S. average of $42K — that’s -22%. After adjusting for local cost of living (RPP 91.45), the purchasing-power equivalent is $35K — below the national median.
How much do substitute teachers, short-terms make in Toledo, OH?
The median is $32,350 a year, that works out to about $16 an hour. But the range is wide: entry-level workers start around $28,480, and experienced substitute teachers, short-terms can clear $39,080. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $32K enough to live in Toledo?
On that salary, you'd take home roughly $2,321/month after taxes. A 2-bedroom here rents for about $1,076/month, which eats 46.4% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a substitute teachers, short-term salary go in Toledo?
Toledo has a Regional Price Parity of 91.45 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median substitute teachers, short-term salary is worth about $35,375 in national-average purchasing power.
Where do substitute teachers, short-terms get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.