How to Become a Credit Counselors in North Carolina
Credit Counselors in North Carolina earn a median salary of $49,670/year, which is 2% below the national average. North Carolina has a state income tax of ~4.5%. After taxes and rent, a credit counselors takes home approximately $1,897/month. Most positions require Bachelor's degree.
What a credit counselors can afford in North Carolina
Becoming a credit counselors in North Carolina
Meet education requirements
Credit Counselors positions in North Carolina typically require Bachelor's degree. Programs are available at colleges and training institutions across North Carolina. Research accredited programs in your area.
Gain required experience
Many credit counselors positions in North Carolina require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.
Obtain North Carolina licensure or certification
North Carolina may require specific licensing or professional certification for credit counselorss. Requirements vary by state — contact the North Carolina Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.
Find positions in North Carolina
North Carolina employs 360 credit counselors. The highest concentrations are in Winston-Salem and Charlotte-Concord-Gastonia.
Credit Counselors salary by metro area in North Carolina
| Metro area | Median | Hourly | Employment |
|---|---|---|---|
| Winston-Salem | $56K | $26.84/hr | 40 |
| Charlotte-Concord-Gastonia | $53K | $25.69/hr | 60 |
| Raleigh-Cary | $42K | $20.24/hr | — |
Credit Counselors salary range in North Carolina
Credit Counselors careers in other states
Frequently asked questions
How much does a credit counselors make in North Carolina?▼
The median credit counselors salary in North Carolina is $49,670 per year ($23.88/hr). This is 2% below the national median of $50,480. Salaries range from $39,860 to $78,270.
What are the requirements to become a credit counselors in North Carolina?▼
Credit Counselors positions in North Carolina typically require Bachelor's degree. North Carolina may have specific licensing or certification requirements. Check with the North Carolina licensing board or department of labor for current requirements.
Can a credit counselors afford to live in North Carolina?▼
At the median salary of $49,670, a credit counselors in North Carolina would take home approximately $3,309/month after taxes. With median 2-bedroom rent at $1,412/month, that's 42.7% of take-home pay going to housing. This exceeds the recommended 30% guideline.
What are the best cities for credit counselors in North Carolina?▼
The highest paying metro areas for credit counselors in North Carolina are Winston-Salem ($55,830), Charlotte-Concord-Gastonia ($53,440), Raleigh-Cary ($42,100). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.
Does North Carolina have state income tax for credit counselors?▼
Yes, North Carolina has a state income tax rate of approximately 4.5%. On a $49,670 salary, this means roughly $2,235/year in state income tax. Use our take-home pay calculator for a detailed breakdown.