Credit Counselors Salary in Charlotte-Concord-Gastonia, NC-SC
Credit Counselors in Charlotte-Concord-Gastonia, NC-SC make a median of $53,440 a year, or about $25.69 an hour. The range runs from $43K at the entry level to $76K for experienced workers. Adjusted for local prices (RPP 97.35), that's roughly $54,895 in purchasing power. A 2-bedroom apartment runs $1,686/month — about 47.1% of take-home, which is tight.
So what does $53K get you in Charlotte-Concord-Gastonia?
Groceries, utilities, transportation, and healthcare scaled from national averages by Charlotte-Concord-Gastonia’s Regional Price Parity (97.35). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit counselors
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Compensation breakdown
Annual earnings by percentile, Charlotte-Concord-Gastonia, NC-SC
Entry-level credit counselors (10th percentile) start around $43K. Mid-career wages sit at $53K. Top earners bring in $76K or more, a $34K spread from bottom to top.
Credit Counselors pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $66K | +30% | 2,160 |
| New Jersey | $63K | +25% | 460 |
| New York | $62K | +23% | 1,760 |
| Massachusetts | $62K | +23% | 930 |
| District of Columbia | $62K | +22% | 130 |
| Washington | $61K | +21% | 250 |
| Oregon | $59K | +16% | 200 |
| Minnesota | $59K | +16% | 590 |
| Maryland | $58K | +15% | 320 |
| Rhode Island | $58K | +15% | 120 |
| Georgia | $57K | +14% | N/A |
| Idaho | $56K | +10% | 90 |
| New Hampshire | $54K | +7% | 210 |
| Ohio | $52K | +4% | 870 |
| Delaware | $52K | +4% | 50 |
| Nevada | $52K | +3% | 210 |
| Wisconsin | $51K | +2% | 850 |
| Virginia | $51K | +2% | 850 |
| Illinois | $51K | +1% | 1,490 |
| Michigan | $51K | +1% | 1,280 |
| Nebraska | $51K | +1% | 200 |
| Indiana | $50K | -0% | 570 |
| North Dakota | $50K | -0% | 30 |
| North Carolina | $50K | -2% | 360 |
| South Dakota | $50K | -2% | 30 |
| South Carolina | $49K | -2% | 250 |
| Utah | $49K | -2% | 270 |
| Pennsylvania | $49K | -3% | 1,420 |
| Connecticut | $48K | -4% | 110 |
| Florida | $48K | -4% | 2,760 |
| Alabama | $48K | -5% | N/A |
| Maine | $48K | -5% | 150 |
| Kentucky | $48K | -6% | 280 |
| Arizona | $47K | -6% | 1,240 |
| Louisiana | $47K | -7% | 90 |
| Texas | $47K | -7% | 3,530 |
| Missouri | $47K | -7% | 150 |
| Iowa | $47K | -8% | 490 |
| New Mexico | $46K | -8% | 240 |
| Tennessee | $44K | -12% | 880 |
| Montana | $43K | -16% | 30 |
| Oklahoma | $42K | -16% | 250 |
| West Virginia | $41K | -19% | 120 |
| Arkansas | $40K | -20% | 60 |
| Mississippi | $39K | -23% | 250 |
Showing 1–10 of 45 states
BLS does not publish data for every state when sample sizes are too small
Track credit counselors salary changes
BLS updates this data quarterly. We'll email you when Charlotte-Concord-Gastonia numbers change.
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Frequently asked questions
How much do credit counselors make in Charlotte-Concord-Gastonia, NC-SC?
The median is $53,440 a year, that works out to about $26 an hour. But the range is wide: entry-level workers start around $42,630, and experienced credit counselors can clear $76,310. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $53K enough to live in Charlotte-Concord-Gastonia?
On that salary, you'd take home roughly $3,548/month after taxes. A 2-bedroom here rents for about $1,686/month, which eats 47.5% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit counselors salary go in Charlotte-Concord-Gastonia?
Charlotte-Concord-Gastonia has a Regional Price Parity of 97.35 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit counselors salary is worth about $54,895 in national-average purchasing power.
Where do credit counselors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.