Credit Counselors Salary in Raleigh-Cary, NC
Credit Counselors in Raleigh-Cary, NC make a median of $42,100 a year, or about $20.24 an hour. The range runs from $41K at the entry level to $79K for experienced workers. Adjusted for local prices (RPP 98.16), that's roughly $42,889 in purchasing power. A 2-bedroom apartment runs $1,750/month — about 59.8% of take-home, which is tight.
So what does $42K get you in Raleigh-Cary?
Groceries, utilities, transportation, and healthcare scaled from national averages by Raleigh-Cary’s Regional Price Parity (98.16). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
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Compensation breakdown
Annual earnings by percentile, Raleigh-Cary, NC
Entry-level credit counselors (10th percentile) start around $41K. Mid-career wages sit at $42K. Top earners bring in $79K or more, a $38K spread from bottom to top.
Credit Counselors pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $66K | +30% | 2,160 |
| New Jersey | $63K | +25% | 460 |
| New York | $62K | +23% | 1,760 |
| Massachusetts | $62K | +23% | 930 |
| District of Columbia | $62K | +22% | 130 |
| Washington | $61K | +21% | 250 |
| Oregon | $59K | +16% | 200 |
| Minnesota | $59K | +16% | 590 |
| Maryland | $58K | +15% | 320 |
| Rhode Island | $58K | +15% | 120 |
| Georgia | $57K | +14% | N/A |
| Idaho | $56K | +10% | 90 |
| New Hampshire | $54K | +7% | 210 |
| Ohio | $52K | +4% | 870 |
| Delaware | $52K | +4% | 50 |
| Nevada | $52K | +3% | 210 |
| Wisconsin | $51K | +2% | 850 |
| Virginia | $51K | +2% | 850 |
| Illinois | $51K | +1% | 1,490 |
| Michigan | $51K | +1% | 1,280 |
| Nebraska | $51K | +1% | 200 |
| Indiana | $50K | -0% | 570 |
| North Dakota | $50K | -0% | 30 |
| North Carolina | $50K | -2% | 360 |
| South Dakota | $50K | -2% | 30 |
| South Carolina | $49K | -2% | 250 |
| Utah | $49K | -2% | 270 |
| Pennsylvania | $49K | -3% | 1,420 |
| Connecticut | $48K | -4% | 110 |
| Florida | $48K | -4% | 2,760 |
| Alabama | $48K | -5% | N/A |
| Maine | $48K | -5% | 150 |
| Kentucky | $48K | -6% | 280 |
| Arizona | $47K | -6% | 1,240 |
| Louisiana | $47K | -7% | 90 |
| Texas | $47K | -7% | 3,530 |
| Missouri | $47K | -7% | 150 |
| Iowa | $47K | -8% | 490 |
| New Mexico | $46K | -8% | 240 |
| Tennessee | $44K | -12% | 880 |
| Montana | $43K | -16% | 30 |
| Oklahoma | $42K | -16% | 250 |
| West Virginia | $41K | -19% | 120 |
| Arkansas | $40K | -20% | 60 |
| Mississippi | $39K | -23% | 250 |
Showing 1–10 of 45 states
BLS does not publish data for every state when sample sizes are too small
Track credit counselors salary changes
BLS updates this data quarterly. We'll email you when Raleigh-Cary numbers change.
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Frequently asked questions
How much do credit counselors make in Raleigh-Cary, NC?
The median is $42,100 a year, that works out to about $20 an hour. But the range is wide: entry-level workers start around $41,010, and experienced credit counselors can clear $79,170. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $42K enough to live in Raleigh-Cary?
On that salary, you'd take home roughly $2,831/month after taxes. A 2-bedroom here rents for about $1,750/month, which eats 61.8% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit counselors salary go in Raleigh-Cary?
Raleigh-Cary has a Regional Price Parity of 98.16 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit counselors salary is worth about $42,889 in national-average purchasing power.
Where do credit counselors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.