Bill and Account Collectors Salary
In Massachusetts, bill and account collectors earn $59,800 at the median, or about $28.75 an hour. The range runs from $46K at the entry level to $76K for experienced workers. Adjusted for local prices (RPP 100.09), that's roughly $59,746 in purchasing power. A 2-bedroom apartment runs $2,347/month, about 59.7% of take-home, which is tight.
Statewide average. Salary and cost of living vary significantly across Massachusetts. Jump to a metro for precise data:
So what does $60K get you in Massachusetts?
About bill and account collectors
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What this looks like in Massachusetts
Massachusetts sits well above the national pay line for bill and account collectors, local pay runs about 27% higher than the U.S. median of $47K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $2,347/month, which is 59.8% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 100.09) is near the national average, so spending patterns here track the typical American budget fairly closely. The pay premium is real, but so are the offsets.
Compensation breakdown
Annual earnings by percentile, Massachusetts
Entry-level bill and account collectors (10th percentile) start around $46K. Mid-career wages sit at $60K. Top earners bring in $76K or more, a $30K spread from bottom to top.
Bill and Account Collectors salary by metro in Massachusetts
4 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Boston-Cambridge-Newton | $60K | +0% | 2,260 |
| Worcester | $58K | -4% | 170 |
| Springfield | $52K | -12% | 100 |
| Pittsfield | $49K | -17% | 60 |
Compare to other states
Track bill and account collectors salary changes
BLS updates this data quarterly. We'll email you when Massachusetts numbers change.
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Frequently asked questions
Can a bill and account collector afford a 2BR apartment alone in Massachusetts?
It’s a stretch — at the median salary of $60K, rent takes 59.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,347/month. The 30% guideline puts the comfortable ceiling at roughly $1,200/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for bill and account collectors in Massachusetts?
The 10th-percentile wage — what new bill and account collectors typically earn — is $46K/year. Take-home on that works out to about $2,759/month. At HUD’s $2,347/month FMR, rent would take 85% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is bill and account collector a high-paying job in Massachusetts?
Local pay is 27% above the national median — $60K here vs. $47K nationally.
How does Massachusetts compare to the national average for bill and account collectors?
Massachusetts pays $60K median vs. the U.S. average of $47K — that’s +27%. After adjusting for local cost of living (RPP 100.09), the purchasing-power equivalent is $60K — still ahead of the national median.
How much do bill and account collectors make in Massachusetts?
The median is $59,800 a year, that works out to about $29 an hour. But the range is wide: entry-level workers start around $45,990, and experienced bill and account collectors can clear $75,560. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $60K enough to live in Massachusetts?
On that salary, you'd take home roughly $3,925/month after taxes. A 2-bedroom here rents for about $2,347/month, which eats 59.8% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a bill and account collectors salary go in Massachusetts?
Massachusetts has a Regional Price Parity of 100.09 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median bill and account collectors salary is worth about $59,746 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.