Bill and Account Collectors Salary
In California, bill and account collectors earn $57,930 at the median, or about $27.85 an hour. The range runs from $39K at the entry level to $81K for experienced workers. Prices run high here (RPP 106.14), so that salary is closer to $54,579 in real purchasing power. A 2-bedroom apartment runs $2,471/month, about 65.3% of take-home, which is tight.
Statewide average. Salary and cost of living vary significantly across California. Jump to a metro for precise data:
So what does $58K get you in California?
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What this looks like in California
California sits well above the national pay line for bill and account collectors, local pay runs about 23% higher than the U.S. median of $47K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $2,471/month, which is 63.3% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 6% above the national average (BEA RPP 106.14), so groceries and services cost more too. The pay premium is real, but so are the offsets.
Compensation breakdown
Annual earnings by percentile, California
Entry-level bill and account collectors (10th percentile) start around $39K. Mid-career wages sit at $58K. Top earners bring in $81K or more, a $43K spread from bottom to top.
Bill and Account Collectors salary by metro in California
20 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| San Jose-Sunnyvale-Santa Clara | $77K | +34% | 660 |
| Napa | $77K | +33% | 80 |
| San Francisco-Oakland-Fremont | $72K | +25% | 1,450 |
| San Luis Obispo-Paso Robles | $65K | +12% | 80 |
| Santa Maria-Santa Barbara | $62K | +6% | 110 |
| Santa Cruz-Watsonville | $60K | +4% | 50 |
| Visalia | $60K | +4% | 150 |
| Vallejo | $60K | +3% | 80 |
| Fresno | $58K | +1% | 230 |
| Modesto | $58K | -0% | 110 |
| Los Angeles-Long Beach-Anaheim | $57K | -1% | 6,650 |
| Santa Rosa-Petaluma | $57K | -1% | 110 |
| Salinas | $57K | -2% | 50 |
| Sacramento-Roseville-Folsom | $55K | -5% | 540 |
| Oxnard-Thousand Oaks-Ventura | $53K | -9% | 210 |
| Riverside-San Bernardino-Ontario | $52K | -10% | 920 |
| San Diego-Chula Vista-Carlsbad | $52K | -11% | 1,090 |
| Bakersfield-Delano | $50K | -14% | 160 |
| Stockton-Lodi | $50K | -14% | 170 |
| Merced | $49K | -16% | 30 |
Showing 1–10 of 20 metros
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BLS updates this data quarterly. We'll email you when California numbers change.
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Frequently asked questions
Can a bill and account collector afford a 2BR apartment alone in California?
It’s a stretch — at the median salary of $58K, rent takes 63.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,471/month. The 30% guideline puts the comfortable ceiling at roughly $1,200/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for bill and account collectors in California?
The 10th-percentile wage — what new bill and account collectors typically earn — is $39K/year. Take-home on that works out to about $2,311/month. At HUD’s $2,471/month FMR, rent would take 107% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is bill and account collector a high-paying job in California?
Local pay is 23% above the national median — $58K here vs. $47K nationally. Keep in mind cost of living here is 6% above the national average, which offsets some of that premium.
How does California compare to the national average for bill and account collectors?
California pays $58K median vs. the U.S. average of $47K — that’s +23%. After adjusting for local cost of living (RPP 106.14), the purchasing-power equivalent is $55K — still ahead of the national median.
How much do bill and account collectors make in California?
The median is $57,930 a year, that works out to about $28 an hour. But the range is wide: entry-level workers start around $38,520, and experienced bill and account collectors can clear $81,440. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $58K enough to live in California?
On that salary, you'd take home roughly $3,902/month after taxes. A 2-bedroom here rents for about $2,471/month, which eats 63.3% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a bill and account collectors salary go in California?
California has a Regional Price Parity of 106.14 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median bill and account collectors salary is worth about $54,579 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.