Bill and Account Collectors Salary
In Stockton-Lodi, CA, bill and account collectors earn $49,860 at the median, or about $23.97 an hour. The range runs from $38K at the entry level to $69K for experienced workers. Prices run high here (RPP 105.09), so that salary is closer to $47,445 in real purchasing power. A 2-bedroom apartment runs $1,742/month, about 50.6% of take-home, which is tight.
So what does $50K get you in Stockton-Lodi?
Groceries, utilities, transportation, and healthcare scaled from national averages by Stockton-Lodi’s Regional Price Parity (105.09). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About bill and account collectors
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What this looks like in Stockton-Lodi
Bill and account collectors pay in Stockton-Lodi tracks closely to the national median, $50K locally vs. $47K nationwide, a 6% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,742/month, which is 51.2% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 5% above the national average (BEA RPP 105.09), so groceries and services cost more too. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for bill and account collectors in metros near Stockton-Lodi, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Los Angeles-Long Beach-Anaheim | $57K | $51K |
| San Francisco-Oakland-Fremont | $72K | $63K |
| San Diego-Chula Vista-Carlsbad | $52K | $46K |
| Riverside-San Bernardino-Ontario | $52K | $49K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Stockton-Lodi, CA
Entry-level bill and account collectors (10th percentile) start around $38K. Mid-career wages sit at $50K. Top earners bring in $69K or more, a $31K spread from bottom to top.
Bill and Account Collectors pay across states
Median income ranked highest to lowest, compared to the national figure
View Bill and Account Collectors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $62K | +32% | 240 |
| Alaska | $61K | +29% | 310 |
| Massachusetts | $60K | +27% | 2,510 |
| Connecticut | $58K | +23% | 900 |
| California | $58K | +23% | 13,880 |
| Vermont | $58K | +23% | 80 |
| Hawaii | $54K | +14% | 180 |
| New Jersey | $53K | +12% | 3,310 |
| Rhode Island | $52K | +11% | 370 |
| Oregon | $51K | +8% | 830 |
| Colorado | $50K | +7% | 1,670 |
| Maryland | $50K | +6% | 2,090 |
| Minnesota | $50K | +5% | 2,860 |
| Wisconsin | $49K | +4% | 2,570 |
| Maine | $49K | +4% | 410 |
| Nevada | $49K | +4% | 2,350 |
| Washington | $48K | +3% | 2,260 |
| Kentucky | $48K | +3% | 1,740 |
| Illinois | $48K | +2% | 5,080 |
| Arizona | $48K | +2% | 6,300 |
| New York | $47K | +0% | 8,800 |
| Michigan | $47K | +0% | 2,990 |
| Delaware | $47K | -1% | 990 |
| North Dakota | $47K | -1% | 270 |
| Pennsylvania | $47K | -1% | 6,680 |
| South Dakota | $47K | -1% | 1,120 |
| New Mexico | $47K | -1% | 440 |
| Florida | $46K | -1% | 13,180 |
| Georgia | $46K | -2% | 5,280 |
| Ohio | $46K | -2% | 6,620 |
| Iowa | $46K | -2% | 830 |
| Kansas | $46K | -3% | 1,350 |
| Texas | $46K | -3% | 21,720 |
| Montana | $45K | -3% | 640 |
| Utah | $45K | -4% | 2,430 |
| Indiana | $45K | -4% | 2,690 |
| Oklahoma | $45K | -5% | 1,740 |
| New Hampshire | $44K | -5% | 1,120 |
| West Virginia | $44K | -7% | 670 |
| Virginia | $44K | -7% | 4,590 |
| Nebraska | $43K | -8% | 730 |
| South Carolina | $43K | -8% | 4,430 |
| North Carolina | $43K | -9% | 5,460 |
| Wyoming | $42K | -10% | 180 |
| Idaho | $42K | -11% | 510 |
| Missouri | $42K | -11% | 3,770 |
| Tennessee | $41K | -13% | 3,890 |
| Alabama | $40K | -14% | 2,090 |
| Louisiana | $39K | -17% | 1,690 |
| Arkansas | $39K | -17% | 850 |
| Mississippi | $38K | -20% | 1,150 |
Showing 1–10 of 51 (all 50 states + DC)
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Frequently asked questions
Can a bill and account collector afford a 2BR apartment alone in Stockton-Lodi?
It’s a stretch — at the median salary of $50K, rent takes 51.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,742/month. The 30% guideline puts the comfortable ceiling at roughly $1,000/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for bill and account collectors in Stockton-Lodi?
The 10th-percentile wage — what new bill and account collectors typically earn — is $38K/year. Take-home on that works out to about $2,291/month. At HUD’s $1,742/month FMR, rent would take 76% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is bill and account collector a high-paying job in Stockton-Lodi?
Pay here is roughly in line with the national average — $50K locally vs. $47K nationally, a 6% difference.
How does Stockton-Lodi compare to the national average for bill and account collectors?
Stockton-Lodi pays $50K median vs. the U.S. average of $47K — that’s +6%. After adjusting for local cost of living (RPP 105.09), the purchasing-power equivalent is $47K — still ahead of the national median.
How much do bill and account collectors make in Stockton-Lodi, CA?
The median is $49,860 a year, that works out to about $24 an hour. But the range is wide: entry-level workers start around $38,180, and experienced bill and account collectors can clear $68,690. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $50K enough to live in Stockton-Lodi?
On that salary, you'd take home roughly $3,402/month after taxes. A 2-bedroom here rents for about $1,742/month, which eats 51.2% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a bill and account collectors salary go in Stockton-Lodi?
Stockton-Lodi has a Regional Price Parity of 105.09 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median bill and account collectors salary is worth about $47,445 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.