Bill and Account Collectors Salary
In Texas, bill and account collectors earn $45,710 at the median, or about $21.97 an hour. The range runs from $31K at the entry level to $60K for experienced workers. Cost of living is below average (RPP 91.49), which stretches that salary to about $49,962 in buying power. A 2-bedroom apartment runs $1,415/month, about 43% of take-home, which is tight.
Statewide average. Salary and cost of living vary significantly across Texas. Jump to a metro for precise data:
So what does $46K get you in Texas?
About bill and account collectors
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What this looks like in Texas
Bill and account collectors pay in Texas tracks closely to the national median, $46K locally vs. $47K nationwide, a 3% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,415/month, which is 43.8% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 91.49 (national = 100), meaning everyday costs run about 9% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Texas
Entry-level bill and account collectors (10th percentile) start around $31K. Mid-career wages sit at $46K. Top earners bring in $60K or more, a $29K spread from bottom to top.
Bill and Account Collectors salary by metro in Texas
24 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Midland | $52K | +14% | 120 |
| Dallas-Fort Worth-Arlington | $48K | +5% | 8,950 |
| San Antonio-New Braunfels | $47K | +4% | 1,450 |
| Austin-Round Rock-San Marcos | $47K | +4% | 1,780 |
| Beaumont-Port Arthur | $47K | +2% | 130 |
| Amarillo | $45K | -1% | 90 |
| Houston-Pasadena-The Woodlands | $45K | -2% | 4,660 |
| Wichita Falls | $43K | -5% | 50 |
| Odessa | $43K | -6% | 40 |
| Corpus Christi | $43K | -7% | 170 |
| College Station-Bryan | $42K | -9% | 90 |
| Abilene | $41K | -9% | 60 |
| Longview | $40K | -12% | 80 |
| Brownsville-Harlingen | $39K | -15% | 140 |
| Tyler | $39K | -15% | 110 |
| Killeen-Temple | $39K | -15% | 210 |
| Texarkana | $38K | -17% | 50 |
| McAllen-Edinburg-Mission | $38K | -17% | 260 |
| Waco | $38K | -18% | 150 |
| Lubbock | $37K | -18% | 190 |
| Laredo | $37K | -19% | 150 |
| El Paso | $37K | -19% | 520 |
| San Angelo | $36K | -21% | 100 |
| Sherman-Denison | $35K | -23% | 220 |
Showing 1–10 of 24 metros
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BLS updates this data quarterly. We'll email you when Texas numbers change.
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Frequently asked questions
Can a bill and account collector afford a 2BR apartment alone in Texas?
It’s a stretch — at the median salary of $46K, rent takes 43.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,415/month. The 30% guideline puts the comfortable ceiling at roughly $1,000/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for bill and account collectors in Texas?
The 10th-percentile wage — what new bill and account collectors typically earn — is $31K/year. Take-home on that works out to about $1,844/month. At HUD’s $1,415/month FMR, rent would take 77% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is bill and account collector a high-paying job in Texas?
Pay here is roughly in line with the national average — $46K locally vs. $47K nationally, a 3% difference.
How does Texas compare to the national average for bill and account collectors?
Texas pays $46K median vs. the U.S. average of $47K — that’s -3%. After adjusting for local cost of living (RPP 91.49), the purchasing-power equivalent is $50K — still ahead of the national median.
How much do bill and account collectors make in Texas?
The median is $45,710 a year, that works out to about $22 an hour. But the range is wide: entry-level workers start around $30,730, and experienced bill and account collectors can clear $60,130. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $46K enough to live in Texas?
On that salary, you'd take home roughly $3,231/month after taxes. A 2-bedroom here rents for about $1,415/month, which eats 43.8% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a bill and account collectors salary go in Texas?
Texas has a Regional Price Parity of 91.49 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median bill and account collectors salary is worth about $49,962 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.