Bill and Account Collectors Salary
In Houston-Pasadena-The Woodlands, TX, bill and account collectors earn $44,670 at the median, or about $21.48 an hour. The range runs from $31K at the entry level to $60K for experienced workers. Adjusted for local prices (RPP 98.63), that's roughly $45,290 in purchasing power. A 2-bedroom apartment runs $1,573/month, about 48.9% of take-home, which is tight.
So what does $45K get you in Houston-Pasadena-The Woodlands?
Groceries, utilities, transportation, and healthcare scaled from national averages by Houston-Pasadena-The Woodlands’s Regional Price Parity (98.63). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About bill and account collectors
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What this looks like in Houston-Pasadena-The Woodlands
Bill and account collectors pay in Houston-Pasadena-The Woodlands tracks closely to the national median, $45K locally vs. $47K nationwide, a 5% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,573/month, which is 49.8% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 98.63) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for bill and account collectors in metros near Houston-Pasadena-The Woodlands, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Dallas-Fort Worth-Arlington | $48K | $46K |
| Austin-Round Rock-San Marcos | $47K | $48K |
| San Antonio-New Braunfels | $47K | $50K |
| El Paso | $37K | $41K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Houston-Pasadena-The Woodlands, TX
Entry-level bill and account collectors (10th percentile) start around $31K. Mid-career wages sit at $45K. Top earners bring in $60K or more, a $29K spread from bottom to top.
Bill and Account Collectors pay across states
Median income ranked highest to lowest, compared to the national figure
View Bill and Account Collectors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $62K | +32% | 240 |
| Alaska | $61K | +29% | 310 |
| Massachusetts | $60K | +27% | 2,510 |
| Connecticut | $58K | +23% | 900 |
| California | $58K | +23% | 13,880 |
| Vermont | $58K | +23% | 80 |
| Hawaii | $54K | +14% | 180 |
| New Jersey | $53K | +12% | 3,310 |
| Rhode Island | $52K | +11% | 370 |
| Oregon | $51K | +8% | 830 |
| Colorado | $50K | +7% | 1,670 |
| Maryland | $50K | +6% | 2,090 |
| Minnesota | $50K | +5% | 2,860 |
| Wisconsin | $49K | +4% | 2,570 |
| Maine | $49K | +4% | 410 |
| Nevada | $49K | +4% | 2,350 |
| Washington | $48K | +3% | 2,260 |
| Kentucky | $48K | +3% | 1,740 |
| Illinois | $48K | +2% | 5,080 |
| Arizona | $48K | +2% | 6,300 |
| New York | $47K | +0% | 8,800 |
| Michigan | $47K | +0% | 2,990 |
| Delaware | $47K | -1% | 990 |
| North Dakota | $47K | -1% | 270 |
| Pennsylvania | $47K | -1% | 6,680 |
| South Dakota | $47K | -1% | 1,120 |
| New Mexico | $47K | -1% | 440 |
| Florida | $46K | -1% | 13,180 |
| Georgia | $46K | -2% | 5,280 |
| Ohio | $46K | -2% | 6,620 |
| Iowa | $46K | -2% | 830 |
| Kansas | $46K | -3% | 1,350 |
| Texas | $46K | -3% | 21,720 |
| Montana | $45K | -3% | 640 |
| Utah | $45K | -4% | 2,430 |
| Indiana | $45K | -4% | 2,690 |
| Oklahoma | $45K | -5% | 1,740 |
| New Hampshire | $44K | -5% | 1,120 |
| West Virginia | $44K | -7% | 670 |
| Virginia | $44K | -7% | 4,590 |
| Nebraska | $43K | -8% | 730 |
| South Carolina | $43K | -8% | 4,430 |
| North Carolina | $43K | -9% | 5,460 |
| Wyoming | $42K | -10% | 180 |
| Idaho | $42K | -11% | 510 |
| Missouri | $42K | -11% | 3,770 |
| Tennessee | $41K | -13% | 3,890 |
| Alabama | $40K | -14% | 2,090 |
| Louisiana | $39K | -17% | 1,690 |
| Arkansas | $39K | -17% | 850 |
| Mississippi | $38K | -20% | 1,150 |
Showing 1–10 of 51 (all 50 states + DC)
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Frequently asked questions
Can a bill and account collector afford a 2BR apartment alone in Houston-Pasadena-The Woodlands?
It’s a stretch — at the median salary of $45K, rent takes 49.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,573/month. The 30% guideline puts the comfortable ceiling at roughly $900/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for bill and account collectors in Houston-Pasadena-The Woodlands?
The 10th-percentile wage — what new bill and account collectors typically earn — is $31K/year. Take-home on that works out to about $1,844/month. At HUD’s $1,573/month FMR, rent would take 85% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is bill and account collector a high-paying job in Houston-Pasadena-The Woodlands?
Pay here is roughly in line with the national average — $45K locally vs. $47K nationally, a 5% difference.
How does Houston-Pasadena-The Woodlands compare to the national average for bill and account collectors?
Houston-Pasadena-The Woodlands pays $45K median vs. the U.S. average of $47K — that’s -5%. After adjusting for local cost of living (RPP 98.63), the purchasing-power equivalent is $45K — below the national median.
How much do bill and account collectors make in Houston-Pasadena-The Woodlands, TX?
The median is $44,670 a year, that works out to about $21 an hour. But the range is wide: entry-level workers start around $30,730, and experienced bill and account collectors can clear $59,770. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $45K enough to live in Houston-Pasadena-The Woodlands?
On that salary, you'd take home roughly $3,161/month after taxes. A 2-bedroom here rents for about $1,573/month, which eats 49.8% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a bill and account collectors salary go in Houston-Pasadena-The Woodlands?
Houston-Pasadena-The Woodlands has a Regional Price Parity of 98.63 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median bill and account collectors salary is worth about $45,290 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.