Bill and Account Collectors Salary
In New York, bill and account collectors earn $47,170 at the median, or about $22.68 an hour. The range runs from $36K at the entry level to $74K for experienced workers. Adjusted for local prices (RPP 98.21), that's roughly $48,030 in purchasing power. A 2-bedroom apartment runs $1,917/month, about 58.9% of take-home, which is tight.
Statewide average. Salary and cost of living vary significantly across New York. Jump to a metro for precise data:
So what does $47K get you in New York?
About bill and account collectors
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What this looks like in New York
Bill and account collectors pay in New York tracks closely to the national median, $47K locally vs. $47K nationwide, a 0% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,917/month, which is 60.6% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 98.21) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, New York
Entry-level bill and account collectors (10th percentile) start around $36K. Mid-career wages sit at $47K. Top earners bring in $74K or more, a $39K spread from bottom to top.
Bill and Account Collectors salary by metro in New York
10 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| New York-Newark-Jersey City | $54K | +15% | 6,210 |
| Syracuse | $52K | +10% | 170 |
| Albany-Schenectady-Troy | $49K | +4% | 270 |
| Utica-Rome | $49K | +4% | 70 |
| Kiryas Joel-Poughkeepsie-Newburgh | $47K | -1% | 170 |
| Binghamton | $44K | -7% | 70 |
| Rochester | $43K | -9% | 490 |
| Glens Falls | $43K | -10% | 50 |
| Elmira | $40K | -14% | 40 |
| Buffalo-Cheektowaga | $40K | -15% | 2,540 |
Compare to other states
Track bill and account collectors salary changes
BLS updates this data quarterly. We'll email you when New York numbers change.
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Frequently asked questions
Can a bill and account collector afford a 2BR apartment alone in New York?
It’s a stretch — at the median salary of $47K, rent takes 60.6% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,917/month. The 30% guideline puts the comfortable ceiling at roughly $900/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for bill and account collectors in New York?
The 10th-percentile wage — what new bill and account collectors typically earn — is $36K/year. Take-home on that works out to about $2,135/month. At HUD’s $1,917/month FMR, rent would take 90% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is bill and account collector a high-paying job in New York?
Pay here is roughly in line with the national average — $47K locally vs. $47K nationally, a 0% difference.
How does New York compare to the national average for bill and account collectors?
New York pays $47K median vs. the U.S. average of $47K — that’s +0%. After adjusting for local cost of living (RPP 98.21), the purchasing-power equivalent is $48K — still ahead of the national median.
How much do bill and account collectors make in New York?
The median is $47,170 a year, that works out to about $23 an hour. But the range is wide: entry-level workers start around $35,590, and experienced bill and account collectors can clear $74,490. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $47K enough to live in New York?
On that salary, you'd take home roughly $3,163/month after taxes. A 2-bedroom here rents for about $1,917/month, which eats 60.6% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a bill and account collectors salary go in New York?
New York has a Regional Price Parity of 98.21 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median bill and account collectors salary is worth about $48,030 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.
