Bill and Account Collectors Salary
In Napa, CA, bill and account collectors earn $77,160 at the median, or about $37.1 an hour. The range runs from $61K at the entry level to $77K for experienced workers. Prices run high here (RPP 112.55), so that salary is closer to $68,556 in real purchasing power. A 2-bedroom apartment runs $2,773/month, about 55% of take-home, which is tight.
So what does $77K get you in Napa?
Groceries, utilities, transportation, and healthcare scaled from national averages by Napa’s Regional Price Parity (112.55). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About bill and account collectors
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What this looks like in Napa
Napa sits well above the national pay line for bill and account collectors, local pay runs about 64% higher than the U.S. median of $47K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $2,773/month, which is 56.1% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 13% above the national average (BEA RPP 112.55), so groceries and services cost more too. The pay premium is real, but so are the offsets.
Compared to nearby metros
Median pay for bill and account collectors in metros near Napa, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Los Angeles-Long Beach-Anaheim | $57K | $51K |
| San Francisco-Oakland-Fremont | $72K | $63K |
| San Diego-Chula Vista-Carlsbad | $52K | $46K |
| Riverside-San Bernardino-Ontario | $52K | $49K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Napa, CA
Entry-level bill and account collectors (10th percentile) start around $61K. Mid-career wages sit at $77K. Top earners bring in $77K or more, a $16K spread from bottom to top.
Bill and Account Collectors pay across states
Median income ranked highest to lowest, compared to the national figure
View Bill and Account Collectors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $62K | +32% | 240 |
| Alaska | $61K | +29% | 310 |
| Massachusetts | $60K | +27% | 2,510 |
| Connecticut | $58K | +23% | 900 |
| California | $58K | +23% | 13,880 |
| Vermont | $58K | +23% | 80 |
| Hawaii | $54K | +14% | 180 |
| New Jersey | $53K | +12% | 3,310 |
| Rhode Island | $52K | +11% | 370 |
| Oregon | $51K | +8% | 830 |
| Colorado | $50K | +7% | 1,670 |
| Maryland | $50K | +6% | 2,090 |
| Minnesota | $50K | +5% | 2,860 |
| Wisconsin | $49K | +4% | 2,570 |
| Maine | $49K | +4% | 410 |
| Nevada | $49K | +4% | 2,350 |
| Washington | $48K | +3% | 2,260 |
| Kentucky | $48K | +3% | 1,740 |
| Illinois | $48K | +2% | 5,080 |
| Arizona | $48K | +2% | 6,300 |
| New York | $47K | +0% | 8,800 |
| Michigan | $47K | +0% | 2,990 |
| Delaware | $47K | -1% | 990 |
| North Dakota | $47K | -1% | 270 |
| Pennsylvania | $47K | -1% | 6,680 |
| South Dakota | $47K | -1% | 1,120 |
| New Mexico | $47K | -1% | 440 |
| Florida | $46K | -1% | 13,180 |
| Georgia | $46K | -2% | 5,280 |
| Ohio | $46K | -2% | 6,620 |
| Iowa | $46K | -2% | 830 |
| Kansas | $46K | -3% | 1,350 |
| Texas | $46K | -3% | 21,720 |
| Montana | $45K | -3% | 640 |
| Utah | $45K | -4% | 2,430 |
| Indiana | $45K | -4% | 2,690 |
| Oklahoma | $45K | -5% | 1,740 |
| New Hampshire | $44K | -5% | 1,120 |
| West Virginia | $44K | -7% | 670 |
| Virginia | $44K | -7% | 4,590 |
| Nebraska | $43K | -8% | 730 |
| South Carolina | $43K | -8% | 4,430 |
| North Carolina | $43K | -9% | 5,460 |
| Wyoming | $42K | -10% | 180 |
| Idaho | $42K | -11% | 510 |
| Missouri | $42K | -11% | 3,770 |
| Tennessee | $41K | -13% | 3,890 |
| Alabama | $40K | -14% | 2,090 |
| Louisiana | $39K | -17% | 1,690 |
| Arkansas | $39K | -17% | 850 |
| Mississippi | $38K | -20% | 1,150 |
Showing 1–10 of 51 (all 50 states + DC)
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Frequently asked questions
Can a bill and account collector afford a 2BR apartment alone in Napa?
It’s a stretch — at the median salary of $77K, rent takes 56.1% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,773/month. The 30% guideline puts the comfortable ceiling at roughly $1,500/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for bill and account collectors in Napa?
The 10th-percentile wage — what new bill and account collectors typically earn — is $61K/year. Take-home on that works out to about $3,652/month. At HUD’s $2,773/month FMR, rent would take 76% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is bill and account collector a high-paying job in Napa?
Local pay is 64% above the national median — $77K here vs. $47K nationally. Keep in mind cost of living here is 13% above the national average, which offsets some of that premium.
How does Napa compare to the national average for bill and account collectors?
Napa pays $77K median vs. the U.S. average of $47K — that’s +64%. After adjusting for local cost of living (RPP 112.55), the purchasing-power equivalent is $69K — still ahead of the national median.
How much do bill and account collectors make in Napa, CA?
The median is $77,160 a year, that works out to about $37 an hour. But the range is wide: entry-level workers start around $60,860, and experienced bill and account collectors can clear $77,170. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $77K enough to live in Napa?
On that salary, you'd take home roughly $4,946/month after taxes. A 2-bedroom here rents for about $2,773/month, which eats 56.1% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a bill and account collectors salary go in Napa?
Napa has a Regional Price Parity of 112.55 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median bill and account collectors salary is worth about $68,556 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.