Claims Adjusters, Examiners, and Investigators Salary
Claims Adjusters, Examiners, and Investigators in St. Louis, MO-IL make a median of $75,840 a year, or about $36.46 an hour. The range runs from $49K at the entry level to $108K for experienced workers. Adjusted for local prices (RPP 95.09), that's roughly $79,756 in purchasing power. Rent on a 2-bedroom averages $1,218/month, or 24.4% of estimated take-home pay.
Where the paycheck goes
What $76K actually covers in St. Louis, month by month
Groceries, utilities, transportation, and healthcare scaled from national averages by St. Louis’s Regional Price Parity (95.09). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About claims adjusters, examiners, and investigators
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What this looks like in St. Louis
Claims adjusters, examiners, and investigators pay in St. Louis tracks closely to the national median, $76K locally vs. $78K nationwide, a 3% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,218/month, 24.8% of take-home, well inside the 30% guideline. Cost of living (RPP 95.09) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for claims adjusters, examiners, and investigators in metros near St. Louis, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Kansas City | $78K | $84K |
| Springfield | $64K | $72K |
| Columbia | $64K | $72K |
| Jefferson City | $68K | $78K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, St. Louis, MO-IL
Entry-level claims adjusters, examiners, and investigators (10th percentile) start around $49K. Mid-career wages sit at $76K. Top earners bring in $108K or more, a $59K spread from bottom to top.
Claims Adjusters, Examiners, and Investigators pay across states
Median income ranked highest to lowest, compared to the national figure
View Claims Adjusters, Examiners, and Investigators salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $101K | +30% | 360 |
| New Jersey | $96K | +23% | 9,650 |
| Maryland | $96K | +23% | N/A |
| California | $92K | +18% | 24,290 |
| Connecticut | $88K | +13% | 3,190 |
| Alaska | $88K | +12% | 220 |
| New York | $87K | +12% | 17,330 |
| Rhode Island | $87K | +11% | 1,150 |
| Vermont | $84K | +8% | 280 |
| New Hampshire | $84K | +8% | 880 |
| Massachusetts | $84K | +7% | 5,070 |
| Oregon | $82K | +5% | 2,950 |
| Washington | $81K | +3% | 6,180 |
| Alabama | $80K | +2% | 4,040 |
| Hawaii | $79K | +1% | 900 |
| South Dakota | $79K | +1% | 1,030 |
| Michigan | $79K | +1% | 6,640 |
| Texas | $79K | +1% | 29,220 |
| Maine | $79K | +1% | 1,650 |
| Minnesota | $78K | +0% | 5,530 |
| Wisconsin | $78K | +0% | 8,760 |
| Tennessee | $78K | +0% | 6,390 |
| Colorado | $78K | -0% | 5,680 |
| Idaho | $77K | -1% | 1,320 |
| Kansas | $77K | -1% | 4,570 |
| Pennsylvania | $77K | -1% | 13,270 |
| Mississippi | $77K | -1% | N/A |
| Illinois | $77K | -1% | 14,210 |
| Florida | $77K | -1% | 28,100 |
| Wyoming | $76K | -2% | 180 |
| Missouri | $76K | -3% | 6,200 |
| Nebraska | $76K | -3% | 3,160 |
| South Carolina | $75K | -3% | 4,130 |
| North Carolina | $75K | -3% | 9,880 |
| Virginia | $74K | -5% | 7,860 |
| Arkansas | $74K | -5% | 2,660 |
| Kentucky | $74K | -5% | 3,670 |
| Indiana | $74K | -6% | 4,340 |
| Georgia | $73K | -6% | N/A |
| Iowa | $73K | -7% | 3,930 |
| Delaware | $72K | -7% | N/A |
| Oklahoma | $71K | -9% | 4,140 |
| Utah | $69K | -12% | 2,440 |
| Ohio | $68K | -13% | 13,650 |
| New Mexico | $68K | -13% | 1,280 |
| West Virginia | $67K | -14% | 1,340 |
| North Dakota | $65K | -16% | 750 |
| Louisiana | $65K | -16% | 3,340 |
| Arizona | $65K | -17% | 13,830 |
| Montana | $64K | -18% | 1,230 |
| Nevada | $63K | -20% | N/A |
Showing 1–10 of 51 (all 50 states + DC)
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Quick answers
The stuff people actually ask about this job
Can a claims adjusters, examiners, and investigator afford a 2BR apartment alone in St. Louis?
Yes — at the median salary of $76K, rent takes 24.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,218/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for claims adjusters, examiners, and investigators in St. Louis?
The 10th-percentile wage — what new claims adjusters, examiners, and investigators typically earn — is $49K/year. Take-home on that works out to about $3,324/month. At HUD’s $1,218/month FMR, rent would take 37% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is claims adjusters, examiners, and investigator a high-paying job in St. Louis?
Pay here is roughly in line with the national average — $76K locally vs. $78K nationally, a 3% difference.
How does St. Louis compare to the national average for claims adjusters, examiners, and investigators?
St. Louis pays $76K median vs. the U.S. average of $78K — that’s -3%. After adjusting for local cost of living (RPP 95.09), the purchasing-power equivalent is $80K — still ahead of the national median.
How much do claims adjusters, examiners, and investigators make in St. Louis, MO-IL?
The median is $75,840 a year, that works out to about $36 an hour. But the range is wide: entry-level workers start around $49,020, and experienced claims adjusters, examiners, and investigators can clear $108,240. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $76K enough to live in St. Louis?
On that salary, you'd take home roughly $4,909/month after taxes. A 2-bedroom here rents for about $1,218/month, which eats 24.8% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a claims adjusters, examiners, and investigators salary go in St. Louis?
St. Louis has a Regional Price Parity of 95.09 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median claims adjusters, examiners, and investigators salary is worth about $79,756 in national-average purchasing power.
Where do claims adjusters, examiners, and investigators get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.