Financial Examiners Salary
Financial Examiners in Reading, PA make a median of $72,480 a year, or about $34.85 an hour. The range runs from $63K at the entry level to $129K for experienced workers. Adjusted for local prices (RPP 97.06), that's roughly $74,675 in purchasing power. A 2-bedroom apartment runs $1,575/month, about 32.5% of take-home, which is tight.
So what does $72K get you in Reading?
Groceries, utilities, transportation, and healthcare scaled from national averages by Reading’s Regional Price Parity (97.06). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial examiners
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What this looks like in Reading
Pay for financial examiners in Reading runs about 23% below the U.S. median of $94K. Rent runs $1,575/month for a 2-bedroom (HUD FMR), taking 33.1% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 97.06) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for financial examiners in metros near Reading, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Philadelphia-Camden-Wilmington | $80K | $78K |
| Pittsburgh | $98K | $103K |
| Harrisburg-Carlisle | $82K | $83K |
| Lancaster | $82K | $84K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Reading, PA
Entry-level financial examiners (10th percentile) start around $63K. Mid-career wages sit at $72K. Top earners bring in $129K or more, a $65K spread from bottom to top.
Financial Examiners pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Examiners salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $199K | +111% | 470 |
| New York | $129K | +37% | 13,480 |
| Connecticut | $121K | +28% | N/A |
| Washington | $114K | +21% | 420 |
| Massachusetts | $111K | +18% | 950 |
| New Jersey | $106K | +13% | 2,190 |
| California | $106K | +13% | 4,200 |
| Minnesota | $104K | +11% | 1,280 |
| Virginia | $104K | +11% | 1,280 |
| Maryland | $103K | +9% | 350 |
| North Carolina | $101K | +7% | 2,610 |
| Colorado | $100K | +6% | 1,910 |
| Oregon | $95K | +0% | 820 |
| Rhode Island | $94K | -0% | 320 |
| Illinois | $93K | -1% | 4,050 |
| Delaware | $92K | -2% | 430 |
| Utah | $92K | -2% | 960 |
| Alaska | $91K | -4% | 50 |
| South Dakota | $89K | -6% | 150 |
| Tennessee | $87K | -7% | 500 |
| South Carolina | $86K | -8% | 480 |
| Wisconsin | $86K | -8% | 580 |
| Mississippi | $85K | -9% | 420 |
| Idaho | $85K | -9% | 210 |
| Nevada | $85K | -10% | 180 |
| Louisiana | $84K | -10% | 240 |
| North Dakota | $83K | -12% | 220 |
| Indiana | $81K | -14% | 420 |
| Montana | $81K | -14% | 140 |
| Maine | $81K | -14% | 230 |
| New Hampshire | $81K | -14% | 130 |
| Oklahoma | $81K | -14% | 400 |
| Kansas | $80K | -15% | 470 |
| Iowa | $80K | -15% | 1,020 |
| Arizona | $80K | -15% | 1,910 |
| Missouri | $80K | -15% | 2,290 |
| Pennsylvania | $79K | -17% | 2,590 |
| Texas | $78K | -17% | 5,230 |
| Georgia | $78K | -17% | 1,450 |
| Kentucky | $76K | -19% | 640 |
| Florida | $76K | -19% | 4,190 |
| Vermont | $75K | -21% | 170 |
| Nebraska | $74K | -21% | 840 |
| Michigan | $71K | -25% | 710 |
| Ohio | $69K | -27% | 3,680 |
| New Mexico | $68K | -28% | 220 |
| Hawaii | $63K | -33% | 270 |
| West Virginia | $61K | -36% | 240 |
| Arkansas | $58K | -39% | 540 |
Showing 1–10 of 49 states
BLS does not publish data for every state when sample sizes are too small
Track financial examiners salary changes
BLS updates this data quarterly. We'll email you when Reading numbers change.
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Frequently asked questions
Can a financial examiner afford a 2BR apartment alone in Reading?
It’s a stretch — at the median salary of $72K, rent takes 33.1% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,575/month. The 30% guideline puts the comfortable ceiling at roughly $1,400/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for financial examiners in Reading?
The 10th-percentile wage — what new financial examiners typically earn — is $63K/year. Take-home on that works out to about $3,800/month. At HUD’s $1,575/month FMR, rent would take 41% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial examiner a high-paying job in Reading?
Local pay runs 23% below the national median — $72K here vs. $94K nationally.
How does Reading compare to the national average for financial examiners?
Reading pays $72K median vs. the U.S. average of $94K — that’s -23%. After adjusting for local cost of living (RPP 97.06), the purchasing-power equivalent is $75K — below the national median.
How much do financial examiners make in Reading, PA?
The median is $72,480 a year, that works out to about $35 an hour. But the range is wide: entry-level workers start around $63,340, and experienced financial examiners can clear $128,820. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $72K enough to live in Reading?
On that salary, you'd take home roughly $4,763/month after taxes. A 2-bedroom here rents for about $1,575/month, which eats 33.1% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a financial examiners salary go in Reading?
Reading has a Regional Price Parity of 97.06 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median financial examiners salary is worth about $74,675 in national-average purchasing power.
Where do financial examiners get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.