Insurance Sales Agents Salary
Insurance Sales Agents in Colorado make a median of $68,730 a year, or about $33.04 an hour. The range runs from $42K at the entry level to $159K for experienced workers. Adjusted for local prices (RPP 103.71), that's roughly $66,271 in purchasing power. A 2-bedroom apartment runs $1,832/month, about 39.8% of take-home, which is tight.
Statewide average. Salary and cost of living vary significantly across Colorado. Jump to a metro for precise data:
Where the paycheck goes
What $69K actually covers in Colorado, month by month
About insurance sales agents
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What this looks like in Colorado
Insurance sales agents pay in Colorado tracks closely to the national median, $69K locally vs. $62K nationwide, a 10% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,832/month, which is 40.9% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 103.71) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Colorado
Entry-level insurance sales agents (10th percentile) start around $42K. Mid-career wages sit at $69K. Top earners bring in $159K or more, a $116K spread from bottom to top.
Insurance Sales Agents salary by metro in Colorado
7 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Denver-Aurora-Centennial | $78K | +13% | 5,150 |
| Greeley | $75K | +9% | 310 |
| Boulder | $62K | -9% | 390 |
| Colorado Springs | $59K | -15% | 2,150 |
| Pueblo | $58K | -15% | 110 |
| Fort Collins-Loveland | $57K | -17% | 410 |
| Grand Junction | $54K | -21% | 190 |
Compare to other states
Track insurance sales agents salary changes
BLS updates this data annually. We'll email you when Colorado numbers change.
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Quick answers
The stuff people actually ask about this job
Can a insurance sales agent afford a 2BR apartment alone in Colorado?
It’s a stretch — at the median salary of $69K, rent takes 40.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,832/month. The 30% guideline puts the comfortable ceiling at roughly $1,300/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance sales agents in Colorado?
The 10th-percentile wage — what new insurance sales agents typically earn — is $42K/year. Take-home on that works out to about $2,857/month. At HUD’s $1,832/month FMR, rent would take 64% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in Colorado?
Pay here is roughly in line with the national average — $69K locally vs. $62K nationally, a 10% difference.
How does Colorado compare to the national average for insurance sales agents?
Colorado pays $69K median vs. the U.S. average of $62K — that’s +10%. After adjusting for local cost of living (RPP 103.71), the purchasing-power equivalent is $66K — still ahead of the national median.
How much do insurance sales agents make in Colorado?
The median is $68,730 a year, that works out to about $33 an hour. But the range is wide: entry-level workers start around $42,450, and experienced insurance sales agents can clear $158,690. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $69K enough to live in Colorado?
On that salary, you'd take home roughly $4,476/month after taxes. A 2-bedroom here rents for about $1,832/month, which eats 40.9% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance sales agents salary go in Colorado?
Colorado has a Regional Price Parity of 103.71 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median insurance sales agents salary is worth about $66,271 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.