Insurance Sales Agents Salary
Insurance Sales Agents in Ohio make a median of $61,260 a year, or about $29.45 an hour. The range runs from $38K at the entry level to $123K for experienced workers. Cost of living is below average (RPP 91.45), which stretches that salary to about $66,987 in buying power. Rent on a 2-bedroom averages $1,188/month, or 29.5% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Ohio. Jump to a metro for precise data:
So what does $61K get you in Ohio?
About insurance sales agents
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What this looks like in Ohio
Insurance sales agents pay in Ohio tracks closely to the national median, $61K locally vs. $62K nationwide, a 2% difference. Rent runs $1,188/month for a 2-bedroom (HUD FMR), taking 28.4% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 91.45 (national = 100), meaning everyday costs run about 9% cheaper here. Your dollar stretches further than the headline salary suggests. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compensation breakdown
Annual earnings by percentile, Ohio
Entry-level insurance sales agents (10th percentile) start around $38K. Mid-career wages sit at $61K. Top earners bring in $123K or more, a $86K spread from bottom to top.
Insurance Sales Agents salary by metro in Ohio
12 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Cleveland | $72K | +18% | 3,260 |
| Cincinnati | $63K | +3% | 2,990 |
| Canton-Massillon | $63K | +2% | 430 |
| Springfield | $62K | +1% | 70 |
| Akron | $61K | -0% | 1,010 |
| Toledo | $60K | -1% | 770 |
| Dayton-Kettering-Beavercreek | $59K | -3% | 760 |
| Mansfield | $56K | -9% | 70 |
| Lima | $53K | -13% | 90 |
| Sandusky | $52K | -16% | 80 |
| Columbus | $51K | -16% | 3,250 |
| Youngstown-Warren | $50K | -19% | 440 |
Showing 1–10 of 12 metros
Compare to other states
Track insurance sales agents salary changes
BLS updates this data quarterly. We'll email you when Ohio numbers change.
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Frequently asked questions
Can a insurance sales agent afford a 2BR apartment alone in Ohio?
Yes — at the median salary of $61K, rent takes 28.4% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,188/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for insurance sales agents in Ohio?
The 10th-percentile wage — what new insurance sales agents typically earn — is $38K/year. Take-home on that works out to about $2,263/month. At HUD’s $1,188/month FMR, rent would take 52% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in Ohio?
Pay here is roughly in line with the national average — $61K locally vs. $62K nationally, a 2% difference.
How does Ohio compare to the national average for insurance sales agents?
Ohio pays $61K median vs. the U.S. average of $62K — that’s -2%. After adjusting for local cost of living (RPP 91.45), the purchasing-power equivalent is $67K — still ahead of the national median.
How much do insurance sales agents make in Ohio?
The median is $61,260 a year, that works out to about $29 an hour. But the range is wide: entry-level workers start around $37,720, and experienced insurance sales agents can clear $123,370. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $61K enough to live in Ohio?
On that salary, you'd take home roughly $4,190/month after taxes. A 2-bedroom here rents for about $1,188/month, which eats 28.4% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance sales agents salary go in Ohio?
Ohio has a Regional Price Parity of 91.45 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance sales agents salary is worth about $66,987 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.