Insurance Sales Agents Salary
Insurance Sales Agents in Texas make a median of $51,180 a year, or about $24.61 an hour. The range runs from $30K at the entry level to $129K for experienced workers. Cost of living is below average (RPP 91.49), which stretches that salary to about $55,941 in buying power. A 2-bedroom apartment runs $1,415/month, about 39.8% of take-home, which is tight.
Statewide average. Salary and cost of living vary significantly across Texas. Jump to a metro for precise data:
So what does $51K get you in Texas?
About insurance sales agents
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What this looks like in Texas
Pay for insurance sales agents in Texas runs about 18% below the U.S. median of $62K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,415/month, which is 39.3% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 91.49 (national = 100), meaning everyday costs run about 9% cheaper here. Your dollar stretches further than the headline salary suggests. That combination, below-market pay with high housing costs, makes this a financially demanding market for insurance sales agentss.
Compensation breakdown
Annual earnings by percentile, Texas
Entry-level insurance sales agents (10th percentile) start around $30K. Mid-career wages sit at $51K. Top earners bring in $129K or more, a $98K spread from bottom to top.
Insurance Sales Agents salary by metro in Texas
26 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Killeen-Temple | $61K | +18% | 250 |
| Dallas-Fort Worth-Arlington | $60K | +16% | 15,800 |
| San Angelo | $52K | +1% | 110 |
| San Antonio-New Braunfels | $51K | +1% | 4,580 |
| Austin-Round Rock-San Marcos | $51K | -1% | 4,350 |
| Corpus Christi | $51K | -1% | 420 |
| Abilene | $50K | -2% | 200 |
| Lubbock | $49K | -5% | 510 |
| Wichita Falls | $49K | -5% | 100 |
| McAllen-Edinburg-Mission | $48K | -6% | 610 |
| Midland | $48K | -6% | 150 |
| Sherman-Denison | $48K | -6% | 130 |
| Victoria | $47K | -8% | 70 |
| Houston-Pasadena-The Woodlands | $46K | -9% | 8,000 |
| Odessa | $46K | -10% | 130 |
| Brownsville-Harlingen | $46K | -10% | 390 |
| Eagle Pass | $46K | -10% | 40 |
| Tyler | $45K | -12% | 320 |
| Waco | $45K | -12% | 340 |
| College Station-Bryan | $45K | -13% | 240 |
| Longview | $44K | -13% | 310 |
| Laredo | $43K | -15% | 140 |
| Texarkana | $41K | -20% | 90 |
| Amarillo | $39K | -25% | 380 |
| Beaumont-Port Arthur | $38K | -27% | 310 |
| El Paso | $35K | -31% | 1,000 |
Showing 1–10 of 26 metros
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BLS updates this data quarterly. We'll email you when Texas numbers change.
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Frequently asked questions
Can a insurance sales agent afford a 2BR apartment alone in Texas?
It’s a stretch — at the median salary of $51K, rent takes 39.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,415/month. The 30% guideline puts the comfortable ceiling at roughly $1,100/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance sales agents in Texas?
The 10th-percentile wage — what new insurance sales agents typically earn — is $30K/year. Take-home on that works out to about $1,808/month. At HUD’s $1,415/month FMR, rent would take 78% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in Texas?
Local pay runs 18% below the national median — $51K here vs. $62K nationally. Cost of living is 9% below the national average, which narrows that gap in real purchasing power.
How does Texas compare to the national average for insurance sales agents?
Texas pays $51K median vs. the U.S. average of $62K — that’s -18%. After adjusting for local cost of living (RPP 91.49), the purchasing-power equivalent is $56K — below the national median.
How much do insurance sales agents make in Texas?
The median is $51,180 a year, that works out to about $25 an hour. But the range is wide: entry-level workers start around $30,140, and experienced insurance sales agents can clear $128,590. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $51K enough to live in Texas?
On that salary, you'd take home roughly $3,597/month after taxes. A 2-bedroom here rents for about $1,415/month, which eats 39.3% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance sales agents salary go in Texas?
Texas has a Regional Price Parity of 91.49 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance sales agents salary is worth about $55,941 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.