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Business & Finance · Puerto Rico

Insurance Underwriters Salary

in Puerto Rico

Insurance Underwriters in Puerto Rico make a median of $46,990 a year, or about $22.59 an hour. The range runs from $23K at the entry level to $75K for experienced workers.

Median pay
$47K
per year, before taxes
Hourly
$22.59
median hourly rate
Starting out
$23K
10th percentile
Top earners
$75K
90th percentile

Where the paycheck goes

What $47K actually covers in Puerto Rico, month by month

Estimated monthly take-home$3,316/mo
Median 2BR rent-$1,179/mo
Rent as % of take-home35.6% (above 30% guideline)
Cost-of-living adjusted salary$46,990/yr
Monthly remaining after rent$2,137/mo

About insurance underwriters

Education: Bachelor's degree
U.S. employed: 105,420
Puerto Rico employed: 870
Category: Business & Finance

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Compensation breakdown

Annual earnings by percentile, Puerto Rico

Bar chart showing Insurance Underwriters salary percentiles in Puerto Rico: 10th percentile $22,970, 25th percentile $34,660, median $46,990, 75th percentile $56,650, 90th percentile $75,320. Source: Bureau of Labor Statistics.10th$23K25th$35KMedian$47K75th$57K90th$75K
Bar chart showing Insurance Underwriters salary percentiles in Puerto Rico: 10th percentile $22,970, 25th percentile $34,660, median $46,990, 75th percentile $56,650, 90th percentile $75,320. Source: Bureau of Labor Statistics.

Entry-level insurance underwriters (10th percentile) start around $23K. Mid-career wages sit at $47K. Top earners bring in $75K or more, a $52K spread from bottom to top.

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Insurance Underwriters pay across states

Median income ranked highest to lowest, compared to the national figure

View Insurance Underwriters salary in all states
StateMedian salaryvs. nationalEmployment
Massachusetts$107K+31%2,890
New Hampshire$104K+28%270
Nevada$101K+25%480
Connecticut$101K+24%2,010
Colorado$101K+24%2,040
Washington$99K+22%1,740
New York$97K+20%6,900
Wisconsin$97K+20%3,110
New Jersey$96K+18%3,150
Maine$96K+17%520
California$95K+17%6,580
Maryland$92K+13%1,310
Illinois$90K+10%N/A
Georgia$86K+6%7,160
Rhode Island$85K+4%250
South Dakota$83K+2%210
Arkansas$82K+1%290
District of Columbia$82K+1%N/A
Virginia$82K+1%2,470
Alaska$82K+0%100
Minnesota$81K-1%2,550
Missouri$80K-2%2,130
Kentucky$80K-2%900
South Carolina$80K-2%910
Ohio$79K-3%5,110
Oregon$79K-3%570
Pennsylvania$79K-3%5,160
Texas$79K-3%9,980
Tennessee$79K-3%1,250
Florida$79K-3%7,300
Vermont$78K-4%210
Arizona$78K-4%3,360
Indiana$77K-5%2,170
Michigan$77K-5%2,590
North Carolina$77K-5%3,460
Kansas$77K-5%1,230
Louisiana$77K-6%1,050
Iowa$75K-8%1,490
Nebraska$75K-8%1,410
North Dakota$74K-9%210
Hawaii$73K-10%230
Utah$73K-11%490
Oklahoma$67K-18%600
New Mexico$64K-21%100
Montana$63K-22%140
Idaho$63K-23%360
Wyoming$62K-23%50
Alabama$62K-24%1,540
Mississippi$59K-27%600
12345

Showing 1–10 of 49 states with published data

BLS does not publish data for every state when sample sizes are too small

Track insurance underwriters salary changes

BLS updates this data quarterly. We'll email you when Puerto Rico numbers change.

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Quick answers

The stuff people actually ask about this job

Can a insurance underwriter afford a 2BR apartment alone in Puerto Rico?

It’s a stretch — at the median salary of $47K, rent takes 35.6% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,179/month. The 30% guideline puts the comfortable ceiling at roughly $1,000/month in rent — so roommates or a 1-bedroom would ease the math significantly.

What’s the entry-level salary for insurance underwriters in Puerto Rico?

The 10th-percentile wage — what new insurance underwriters typically earn — is $23K/year. Take-home on that works out to about $1,701/month.

Is insurance underwriter a high-paying job in Puerto Rico?

Local pay runs 42% below the national median — $47K here vs. $81K nationally.

How does Puerto Rico compare to the national average for insurance underwriters?

Puerto Rico pays $47K median vs. the U.S. average of $81K — that’s -42%.

How much do insurance underwriters make in Puerto Rico?

The median is $46,990 a year, that works out to about $23 an hour. But the range is wide: entry-level workers start around $22,970, and experienced insurance underwriters can clear $75,320. These are BLS numbers, based on employer-reported data, not self-reported surveys.

Is $47K enough to live in Puerto Rico?

On that salary, you'd take home roughly $3,316/month after taxes. A 2-bedroom here rents for about $1,179/month, which eats 35.6% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.

How far does a insurance underwriters salary go in Puerto Rico?

Puerto Rico has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median insurance underwriters salary is worth about $46,990 in national-average purchasing power.

Where do insurance underwriters get paid the most?

The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.

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