Loan Officers Salary
Loan Officers in Coeur d'Alene, ID make a median of $79,260 a year, or about $38.11 an hour. The range runs from $36K at the entry level to $164K for experienced workers. Adjusted for local prices (RPP 98.29), that's roughly $80,639 in purchasing power. Rent on a 2-bedroom averages $1,547/month, or 29.7% of estimated take-home pay.
So what does $79K get you in Coeur d'Alene?
Groceries, utilities, transportation, and healthcare scaled from national averages by Coeur d'Alene’s Regional Price Parity (98.29). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About loan officers
Sponsored links, AffordMap may earn a commission at no cost to you. Learn more
What this looks like in Coeur d'Alene
Loan officers pay in Coeur d'Alene tracks closely to the national median, $79K locally vs. $77K nationwide, a 3% difference. Rent runs $1,547/month for a 2-bedroom (HUD FMR), taking 30.6% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 98.29) is near the national average, so spending patterns here track the typical American budget fairly closely. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compared to nearby metros
Median pay for loan officers in metros near Coeur d'Alene, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Boise City | $66K | $68K |
| Pocatello | $80K | $90K |
| Idaho Falls | $59K | $63K |
| Twin Falls | $61K | $66K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Coeur d'Alene, ID
Entry-level loan officers (10th percentile) start around $36K. Mid-career wages sit at $79K. Top earners bring in $164K or more, a $128K spread from bottom to top.
Loan Officers pay across states
Median income ranked highest to lowest, compared to the national figure
View Loan Officers salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Massachusetts | $102K | +32% | 4,470 |
| Connecticut | $96K | +25% | 2,220 |
| New York | $96K | +25% | 10,840 |
| Minnesota | $95K | +24% | 6,430 |
| Colorado | $95K | +23% | 3,230 |
| Oregon | $94K | +23% | 4,220 |
| New Jersey | $93K | +21% | 6,200 |
| District of Columbia | $93K | +21% | 370 |
| Vermont | $89K | +16% | 350 |
| Kansas | $87K | +13% | 3,540 |
| North Dakota | $85K | +10% | 1,370 |
| Iowa | $84K | +9% | 2,840 |
| Delaware | $83K | +8% | 1,420 |
| Maine | $82K | +7% | 1,060 |
| California | $82K | +7% | 25,790 |
| New Hampshire | $81K | +5% | 1,120 |
| Washington | $80K | +4% | 6,040 |
| South Dakota | $80K | +4% | 1,820 |
| Nebraska | $80K | +4% | 2,710 |
| Wyoming | $80K | +4% | 740 |
| Illinois | $79K | +3% | 10,890 |
| Virginia | $78K | +2% | 8,790 |
| Wisconsin | $78K | +2% | 4,940 |
| Rhode Island | $77K | +1% | 1,290 |
| Ohio | $76K | -0% | 9,880 |
| North Carolina | $76K | -1% | 10,700 |
| Michigan | $74K | -3% | 11,340 |
| Missouri | $74K | -4% | 7,050 |
| Maryland | $74K | -4% | 3,850 |
| Oklahoma | $73K | -5% | 4,100 |
| Indiana | $73K | -5% | 4,790 |
| Alaska | $73K | -5% | 490 |
| Montana | $72K | -7% | 1,180 |
| Florida | $71K | -7% | 18,830 |
| Idaho | $71K | -7% | 2,030 |
| Arkansas | $70K | -8% | 2,610 |
| Pennsylvania | $69K | -10% | 8,140 |
| Georgia | $68K | -11% | 9,540 |
| Alabama | $67K | -13% | 5,050 |
| Texas | $66K | -13% | 21,200 |
| Nevada | $65K | -16% | 2,580 |
| Hawaii | $64K | -17% | 980 |
| South Carolina | $63K | -18% | 4,140 |
| Tennessee | $63K | -18% | 6,510 |
| New Mexico | $63K | -18% | 1,140 |
| Arizona | $62K | -19% | 10,020 |
| Kentucky | $62K | -19% | 3,940 |
| Louisiana | $61K | -20% | 2,810 |
| Mississippi | $60K | -21% | 3,450 |
| Utah | $59K | -22% | 3,990 |
| West Virginia | $58K | -25% | 1,290 |
Showing 1–10 of 51 (all 50 states + DC)
Track loan officers salary changes
BLS updates this data quarterly. We'll email you when Coeur d'Alene numbers change.
Related careers in Business & Finance
Frequently asked questions
Can a loan officer afford a 2BR apartment alone in Coeur d'Alene?
It’s a stretch — at the median salary of $79K, rent takes 30.6% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,547/month. The 30% guideline puts the comfortable ceiling at roughly $1,500/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for loan officers in Coeur d'Alene?
The 10th-percentile wage — what new loan officers typically earn — is $36K/year. Take-home on that works out to about $2,172/month. At HUD’s $1,547/month FMR, rent would take 71% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is loan officer a high-paying job in Coeur d'Alene?
Pay here is roughly in line with the national average — $79K locally vs. $77K nationally, a 3% difference.
How does Coeur d'Alene compare to the national average for loan officers?
Coeur d'Alene pays $79K median vs. the U.S. average of $77K — that’s +3%. After adjusting for local cost of living (RPP 98.29), the purchasing-power equivalent is $81K — still ahead of the national median.
How much do loan officers make in Coeur d'Alene, ID?
The median is $79,260 a year, that works out to about $38 an hour. But the range is wide: entry-level workers start around $36,200, and experienced loan officers can clear $164,010. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $79K enough to live in Coeur d'Alene?
On that salary, you'd take home roughly $5,051/month after taxes. A 2-bedroom here rents for about $1,547/month, which eats 30.6% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a loan officers salary go in Coeur d'Alene?
Coeur d'Alene has a Regional Price Parity of 98.29 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median loan officers salary is worth about $80,639 in national-average purchasing power.
Where do loan officers get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.