Loan Officers Salary in Orlando-Kissimmee-Sanford, FL
Loan Officers in Orlando-Kissimmee-Sanford, FL make a median of $65,220 a year, or about $31.36 an hour. The range runs from $31K at the entry level to $143K for experienced workers. Adjusted for local prices (RPP 101.42), that's roughly $64,307 in purchasing power. A 2-bedroom apartment runs $1,972/month — about 43.5% of take-home, which is tight.
So what does $65K get you in Orlando-Kissimmee-Sanford?
Groceries, utilities, transportation, and healthcare scaled from national averages by Orlando-Kissimmee-Sanford’s Regional Price Parity (101.42). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
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Compensation breakdown
Annual earnings by percentile, Orlando-Kissimmee-Sanford, FL
Entry-level loan officers (10th percentile) start around $31K. Mid-career wages sit at $65K. Top earners bring in $143K or more, a $112K spread from bottom to top.
Loan Officers pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $102K | +38% | 420 |
| New York | $99K | +33% | 11,850 |
| New Jersey | $95K | +28% | 5,690 |
| Massachusetts | $93K | +26% | 4,310 |
| Vermont | $86K | +17% | 440 |
| Minnesota | $84K | +14% | 6,950 |
| North Dakota | $83K | +12% | 1,370 |
| Kansas | $83K | +11% | 3,950 |
| Delaware | $81K | +9% | 1,480 |
| Iowa | $80K | +8% | 3,350 |
| Virginia | $80K | +7% | 9,170 |
| California | $80K | +7% | 27,420 |
| Wisconsin | $79K | +7% | 5,020 |
| New Hampshire | $79K | +6% | 1,190 |
| South Dakota | $79K | +6% | 1,930 |
| Maine | $78K | +5% | 1,170 |
| Connecticut | $78K | +5% | 2,680 |
| Rhode Island | $77K | +4% | 1,560 |
| Washington | $77K | +4% | 6,480 |
| Wyoming | $76K | +3% | 750 |
| Illinois | $76K | +2% | 10,330 |
| North Carolina | $76K | +2% | 11,890 |
| Nebraska | $76K | +2% | 2,730 |
| Oregon | $75K | +1% | 3,810 |
| Maryland | $73K | -1% | 3,990 |
| Missouri | $73K | -2% | 7,000 |
| New Mexico | $73K | -2% | 970 |
| Michigan | $73K | -2% | 10,910 |
| Georgia | $72K | -3% | 9,480 |
| Indiana | $71K | -4% | 4,740 |
| Florida | $71K | -4% | 19,750 |
| Hawaii | $70K | -5% | 960 |
| Arkansas | $70K | -6% | 2,810 |
| Ohio | $69K | -7% | 10,340 |
| Kentucky | $69K | -8% | 3,990 |
| Montana | $66K | -11% | 1,390 |
| Oklahoma | $66K | -11% | 4,530 |
| Alaska | $65K | -12% | 510 |
| Idaho | $64K | -13% | 2,290 |
| Texas | $64K | -14% | 24,070 |
| Tennessee | $63K | -15% | 7,610 |
| South Carolina | $62K | -17% | 4,280 |
| Pennsylvania | $61K | -17% | 8,820 |
| Utah | $61K | -18% | 5,590 |
| Alabama | $61K | -18% | 5,680 |
| Mississippi | $60K | -19% | 2,770 |
| Nevada | $58K | -21% | 2,960 |
| Louisiana | $57K | -23% | 3,010 |
| Arizona | $54K | -28% | 11,420 |
| West Virginia | $50K | -33% | 1,300 |
Showing 1–10 of 50 states
BLS does not publish data for every state when sample sizes are too small
Track loan officers salary changes
BLS updates this data quarterly. We'll email you when Orlando-Kissimmee-Sanford numbers change.
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Frequently asked questions
How much do loan officers make in Orlando-Kissimmee-Sanford, FL?
The median is $65,220 a year, that works out to about $31 an hour. But the range is wide: entry-level workers start around $30,510, and experienced loan officers can clear $142,820. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $65K enough to live in Orlando-Kissimmee-Sanford?
On that salary, you'd take home roughly $4,522/month after taxes. A 2-bedroom here rents for about $1,972/month, which eats 43.6% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a loan officers salary go in Orlando-Kissimmee-Sanford?
Orlando-Kissimmee-Sanford has a Regional Price Parity of 101.42 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median loan officers salary is worth about $64,307 in national-average purchasing power.
Where do loan officers get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.