Credit Authorizers, Checkers, and Clerks Salary
Credit Authorizers, Checkers, and Clerks in Buffalo-Cheektowaga, NY make a median of $48,790 a year, or about $23.46 an hour. The range runs from $42K at the entry level to $76K for experienced workers. Adjusted for local prices (RPP 95.84), that's roughly $50,908 in purchasing power. A 2-bedroom apartment runs $1,343/month, about 39.9% of take-home, which is tight.
Where the paycheck goes
What $49K actually covers in Buffalo-Cheektowaga, month by month
Groceries, utilities, transportation, and healthcare scaled from national averages by Buffalo-Cheektowaga’s Regional Price Parity (95.84). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit authorizers, checkers, and clerks
Sponsored links, AffordMap may earn a commission at no cost to you. Learn more
What this looks like in Buffalo-Cheektowaga
Credit authorizers, checkers, and clerks pay in Buffalo-Cheektowaga tracks closely to the national median, $49K locally vs. $50K nationwide, a 3% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,343/month, which is 41.1% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 95.84) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for credit authorizers, checkers, and clerks in metros near Buffalo-Cheektowaga, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| New York-Newark-Jersey City | $59K | $53K |
| Rochester | $53K | $55K |
| Philadelphia-Camden-Wilmington | $63K | $62K |
| Boston-Cambridge-Newton | $55K | $51K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Buffalo-Cheektowaga, NY
Entry-level credit authorizers, checkers, and clerks (10th percentile) start around $42K. Mid-career wages sit at $49K. Top earners bring in $76K or more, a $33K spread from bottom to top.
Credit Authorizers, Checkers, and Clerks pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Authorizers, Checkers, and Clerks salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Texas | $63K | +26% | 1,180 |
| Minnesota | $61K | +22% | 70 |
| Washington | $60K | +19% | 110 |
| New Jersey | $59K | +19% | 600 |
| Illinois | $59K | +18% | 140 |
| New Hampshire | $59K | +17% | 110 |
| Wisconsin | $58K | +16% | 310 |
| Ohio | $57K | +14% | 490 |
| New York | $57K | +13% | 730 |
| Massachusetts | $55K | +10% | 250 |
| Missouri | $53K | +5% | 180 |
| California | $52K | +4% | 590 |
| Oregon | $52K | +3% | 140 |
| Utah | $51K | +2% | 150 |
| Pennsylvania | $51K | +2% | 250 |
| Montana | $51K | +2% | N/A |
| Colorado | $51K | +1% | 210 |
| Maine | $50K | +1% | 80 |
| Nebraska | $50K | -0% | 130 |
| Kentucky | $50K | -1% | 60 |
| Iowa | $50K | -1% | 240 |
| Michigan | $49K | -2% | 190 |
| Indiana | $48K | -4% | 470 |
| North Carolina | $47K | -5% | 500 |
| Virginia | $47K | -6% | 280 |
| Nevada | $47K | -6% | 90 |
| West Virginia | $46K | -7% | 50 |
| Oklahoma | $46K | -7% | 220 |
| Florida | $42K | -17% | 930 |
| Mississippi | $39K | -22% | 80 |
| Louisiana | $37K | -25% | 330 |
| Alabama | $36K | -28% | 330 |
| Georgia | $30K | -39% | 720 |
Showing 1–10 of 33 states with published data
BLS does not publish data for every state when sample sizes are too small
Track credit authorizers, checkers, and clerks salary changes
BLS updates this data annually. We'll email you when Buffalo-Cheektowaga numbers change.
Related careers in Office & Admin
Quick answers
The stuff people actually ask about this job
Can a credit authorizers, checkers, and clerk afford a 2BR apartment alone in Buffalo-Cheektowaga?
It’s a stretch — at the median salary of $49K, rent takes 41.1% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,343/month. The 30% guideline puts the comfortable ceiling at roughly $1,000/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit authorizers, checkers, and clerks in Buffalo-Cheektowaga?
The 10th-percentile wage — what new credit authorizers, checkers, and clerks typically earn — is $42K/year. Take-home on that works out to about $2,868/month. At HUD’s $1,343/month FMR, rent would take 47% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit authorizers, checkers, and clerk a high-paying job in Buffalo-Cheektowaga?
Pay here is roughly in line with the national average — $49K locally vs. $50K nationally, a 3% difference.
How does Buffalo-Cheektowaga compare to the national average for credit authorizers, checkers, and clerks?
Buffalo-Cheektowaga pays $49K median vs. the U.S. average of $50K — that’s -3%. After adjusting for local cost of living (RPP 95.84), the purchasing-power equivalent is $51K — still ahead of the national median.
How much do credit authorizers, checkers, and clerks make in Buffalo-Cheektowaga, NY?
The median is $48,790 a year, that works out to about $23 an hour. But the range is wide: entry-level workers start around $42,440, and experienced credit authorizers, checkers, and clerks can clear $75,760. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $49K enough to live in Buffalo-Cheektowaga?
On that salary, you'd take home roughly $3,264/month after taxes. A 2-bedroom here rents for about $1,343/month, which eats 41.1% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit authorizers, checkers, and clerks salary go in Buffalo-Cheektowaga?
Buffalo-Cheektowaga has a Regional Price Parity of 95.84 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit authorizers, checkers, and clerks salary is worth about $50,908 in national-average purchasing power.
Where do credit authorizers, checkers, and clerks get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.