Credit Authorizers, Checkers, and Clerks Salary
Credit Authorizers, Checkers, and Clerks in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD make a median of $63,400 a year, or about $30.48 an hour. The range runs from $46K at the entry level to $83K for experienced workers. Adjusted for local prices (RPP 102.55), that's roughly $61,824 in purchasing power. A 2-bedroom apartment runs $1,810/month, about 42.6% of take-home, which is tight.
So what does $63K get you in Philadelphia-Camden-Wilmington?
Groceries, utilities, transportation, and healthcare scaled from national averages by Philadelphia-Camden-Wilmington’s Regional Price Parity (102.55). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit authorizers, checkers, and clerks
Sponsored links, AffordMap may earn a commission at no cost to you. Learn more
What this looks like in Philadelphia-Camden-Wilmington
Philadelphia-Camden-Wilmington sits well above the national pay line for credit authorizers, checkers, and clerks, local pay runs about 27% higher than the U.S. median of $50K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,810/month, which is 42.6% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 102.55) is near the national average, so spending patterns here track the typical American budget fairly closely. The pay premium is real, but so are the offsets.
Compared to nearby metros
Median pay for credit authorizers, checkers, and clerks in metros near Philadelphia-Camden-Wilmington, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Pittsburgh | $51K | $54K |
| New York-Newark-Jersey City | $59K | $53K |
| Columbus | $58K | $60K |
| Buffalo-Cheektowaga | $49K | $51K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Entry-level credit authorizers, checkers, and clerks (10th percentile) start around $46K. Mid-career wages sit at $63K. Top earners bring in $83K or more, a $37K spread from bottom to top.
Credit Authorizers, Checkers, and Clerks pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Authorizers, Checkers, and Clerks salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Texas | $63K | +26% | 1,180 |
| Minnesota | $61K | +22% | 70 |
| Washington | $60K | +19% | 110 |
| New Jersey | $59K | +19% | 600 |
| Illinois | $59K | +18% | 140 |
| New Hampshire | $59K | +17% | 110 |
| Wisconsin | $58K | +16% | 310 |
| Ohio | $57K | +14% | 490 |
| New York | $57K | +13% | 730 |
| Massachusetts | $55K | +10% | 250 |
| Missouri | $53K | +5% | 180 |
| California | $52K | +4% | 590 |
| Oregon | $52K | +3% | 140 |
| Utah | $51K | +2% | 150 |
| Pennsylvania | $51K | +2% | 250 |
| Montana | $51K | +2% | N/A |
| Colorado | $51K | +1% | 210 |
| Maine | $50K | +1% | 80 |
| Nebraska | $50K | -0% | 130 |
| Kentucky | $50K | -1% | 60 |
| Iowa | $50K | -1% | 240 |
| Michigan | $49K | -2% | 190 |
| Indiana | $48K | -4% | 470 |
| North Carolina | $47K | -5% | 500 |
| Virginia | $47K | -6% | 280 |
| Nevada | $47K | -6% | 90 |
| West Virginia | $46K | -7% | 50 |
| Oklahoma | $46K | -7% | 220 |
| Florida | $42K | -17% | 930 |
| Mississippi | $39K | -22% | 80 |
| Louisiana | $37K | -25% | 330 |
| Alabama | $36K | -28% | 330 |
| Georgia | $30K | -39% | 720 |
Showing 1–10 of 33 states with published data
BLS does not publish data for every state when sample sizes are too small
Track credit authorizers, checkers, and clerks salary changes
BLS updates this data quarterly. We'll email you when Philadelphia-Camden-Wilmington numbers change.
Related careers in Office & Admin
Frequently asked questions
Can a credit authorizers, checkers, and clerk afford a 2BR apartment alone in Philadelphia-Camden-Wilmington?
It’s a stretch — at the median salary of $63K, rent takes 42.6% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,810/month. The 30% guideline puts the comfortable ceiling at roughly $1,300/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit authorizers, checkers, and clerks in Philadelphia-Camden-Wilmington?
The 10th-percentile wage — what new credit authorizers, checkers, and clerks typically earn — is $46K/year. Take-home on that works out to about $2,732/month. At HUD’s $1,810/month FMR, rent would take 66% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit authorizers, checkers, and clerk a high-paying job in Philadelphia-Camden-Wilmington?
Local pay is 27% above the national median — $63K here vs. $50K nationally.
How does Philadelphia-Camden-Wilmington compare to the national average for credit authorizers, checkers, and clerks?
Philadelphia-Camden-Wilmington pays $63K median vs. the U.S. average of $50K — that’s +27%. After adjusting for local cost of living (RPP 102.55), the purchasing-power equivalent is $62K — still ahead of the national median.
How much do credit authorizers, checkers, and clerks make in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD?
The median is $63,400 a year, that works out to about $30 an hour. But the range is wide: entry-level workers start around $45,530, and experienced credit authorizers, checkers, and clerks can clear $82,560. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $63K enough to live in Philadelphia-Camden-Wilmington?
On that salary, you'd take home roughly $4,253/month after taxes. A 2-bedroom here rents for about $1,810/month, which eats 42.6% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit authorizers, checkers, and clerks salary go in Philadelphia-Camden-Wilmington?
Philadelphia-Camden-Wilmington has a Regional Price Parity of 102.55 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median credit authorizers, checkers, and clerks salary is worth about $61,824 in national-average purchasing power.
Where do credit authorizers, checkers, and clerks get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.