Credit Counselors Salary in Laredo, TX
Credit Counselors in Laredo, TX make a median of $38,410 a year, or about $18.47 an hour. The range runs from $30K at the entry level to $68K for experienced workers. Cost of living is below average (RPP 86.96), which stretches that salary to about $44,170 in buying power. A 2-bedroom apartment runs $1,161/month — about 42% of take-home, which is tight.
So what does $38K get you in Laredo?
Groceries, utilities, transportation, and healthcare scaled from national averages by Laredo’s Regional Price Parity (86.96). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit counselors
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Compensation breakdown
Annual earnings by percentile, Laredo, TX
Entry-level credit counselors (10th percentile) start around $30K. Mid-career wages sit at $38K. Top earners bring in $68K or more, a $38K spread from bottom to top.
Credit Counselors pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $66K | +30% | 2,160 |
| New Jersey | $63K | +25% | 460 |
| New York | $62K | +23% | 1,760 |
| Massachusetts | $62K | +23% | 930 |
| District of Columbia | $62K | +22% | 130 |
| Washington | $61K | +21% | 250 |
| Oregon | $59K | +16% | 200 |
| Minnesota | $59K | +16% | 590 |
| Maryland | $58K | +15% | 320 |
| Rhode Island | $58K | +15% | 120 |
| Georgia | $57K | +14% | N/A |
| Idaho | $56K | +10% | 90 |
| New Hampshire | $54K | +7% | 210 |
| Ohio | $52K | +4% | 870 |
| Delaware | $52K | +4% | 50 |
| Nevada | $52K | +3% | 210 |
| Wisconsin | $51K | +2% | 850 |
| Virginia | $51K | +2% | 850 |
| Illinois | $51K | +1% | 1,490 |
| Michigan | $51K | +1% | 1,280 |
| Nebraska | $51K | +1% | 200 |
| Indiana | $50K | -0% | 570 |
| North Dakota | $50K | -0% | 30 |
| North Carolina | $50K | -2% | 360 |
| South Dakota | $50K | -2% | 30 |
| South Carolina | $49K | -2% | 250 |
| Utah | $49K | -2% | 270 |
| Pennsylvania | $49K | -3% | 1,420 |
| Connecticut | $48K | -4% | 110 |
| Florida | $48K | -4% | 2,760 |
| Alabama | $48K | -5% | N/A |
| Maine | $48K | -5% | 150 |
| Kentucky | $48K | -6% | 280 |
| Arizona | $47K | -6% | 1,240 |
| Louisiana | $47K | -7% | 90 |
| Texas | $47K | -7% | 3,530 |
| Missouri | $47K | -7% | 150 |
| Iowa | $47K | -8% | 490 |
| New Mexico | $46K | -8% | 240 |
| Tennessee | $44K | -12% | 880 |
| Montana | $43K | -16% | 30 |
| Oklahoma | $42K | -16% | 250 |
| West Virginia | $41K | -19% | 120 |
| Arkansas | $40K | -20% | 60 |
| Mississippi | $39K | -23% | 250 |
Showing 1–10 of 45 states
BLS does not publish data for every state when sample sizes are too small
Track credit counselors salary changes
BLS updates this data quarterly. We'll email you when Laredo numbers change.
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Frequently asked questions
How much do credit counselors make in Laredo, TX?
The median is $38,410 a year, that works out to about $18 an hour. But the range is wide: entry-level workers start around $30,130, and experienced credit counselors can clear $68,270. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $38K enough to live in Laredo?
On that salary, you'd take home roughly $2,742/month after taxes. A 2-bedroom here rents for about $1,161/month, which eats 42.3% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit counselors salary go in Laredo?
Laredo has a Regional Price Parity of 86.96 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit counselors salary is worth about $44,170 in national-average purchasing power.
Where do credit counselors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.