Credit Counselors Salary

It’s a stretch — at the median salary of $44K, rent takes 43.6% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,359/month. The 30% guideline puts the comfortable ceiling at roughly $900/month in rent — so roommates or a 1-bedroom would ease the math significantly.

The 10th-percentile wage — what new credit counselors typically earn — is $38K/year. Take-home on that works out to about $2,268/month.

Local pay runs 16% below the national median — $44K here vs. $52K nationally.

North Region of Texas nonmetropolitan area pays $44K median vs. the U.S. average of $52K — that’s -16%.

The median is $43,970 a year, that works out to about $21 an hour. But the range is wide: entry-level workers start around $37,800, and experienced credit counselors can clear $64,520. These are BLS numbers, based on employer-reported data, not self-reported surveys.

On that salary, you'd take home roughly $3,114/month after taxes. A 2-bedroom here rents for about $1,359/month, which eats 43.6% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.

North Region of Texas nonmetropolitan area has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median credit counselors salary is worth about $43,970 in national-average purchasing power.

The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.