Credit Counselors Salary in Rochester, NY
Credit Counselors in Rochester, NY make a median of $56,480 a year, or about $27.15 an hour. The range runs from $44K at the entry level to $92K for experienced workers. Adjusted for local prices (RPP 97.03), that's roughly $58,209 in purchasing power. A 2-bedroom apartment runs $1,573/month — about 42.7% of take-home, which is tight.
So what does $56K get you in Rochester?
Groceries, utilities, transportation, and healthcare scaled from national averages by Rochester’s Regional Price Parity (97.03). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit counselors
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Compensation breakdown
Annual earnings by percentile, Rochester, NY
Entry-level credit counselors (10th percentile) start around $44K. Mid-career wages sit at $56K. Top earners bring in $92K or more, a $48K spread from bottom to top.
Credit Counselors pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $66K | +30% | 2,160 |
| New Jersey | $63K | +25% | 460 |
| New York | $62K | +23% | 1,760 |
| Massachusetts | $62K | +23% | 930 |
| District of Columbia | $62K | +22% | 130 |
| Washington | $61K | +21% | 250 |
| Oregon | $59K | +16% | 200 |
| Minnesota | $59K | +16% | 590 |
| Maryland | $58K | +15% | 320 |
| Rhode Island | $58K | +15% | 120 |
| Georgia | $57K | +14% | N/A |
| Idaho | $56K | +10% | 90 |
| New Hampshire | $54K | +7% | 210 |
| Ohio | $52K | +4% | 870 |
| Delaware | $52K | +4% | 50 |
| Nevada | $52K | +3% | 210 |
| Wisconsin | $51K | +2% | 850 |
| Virginia | $51K | +2% | 850 |
| Illinois | $51K | +1% | 1,490 |
| Michigan | $51K | +1% | 1,280 |
| Nebraska | $51K | +1% | 200 |
| Indiana | $50K | -0% | 570 |
| North Dakota | $50K | -0% | 30 |
| North Carolina | $50K | -2% | 360 |
| South Dakota | $50K | -2% | 30 |
| South Carolina | $49K | -2% | 250 |
| Utah | $49K | -2% | 270 |
| Pennsylvania | $49K | -3% | 1,420 |
| Connecticut | $48K | -4% | 110 |
| Florida | $48K | -4% | 2,760 |
| Alabama | $48K | -5% | N/A |
| Maine | $48K | -5% | 150 |
| Kentucky | $48K | -6% | 280 |
| Arizona | $47K | -6% | 1,240 |
| Louisiana | $47K | -7% | 90 |
| Texas | $47K | -7% | 3,530 |
| Missouri | $47K | -7% | 150 |
| Iowa | $47K | -8% | 490 |
| New Mexico | $46K | -8% | 240 |
| Tennessee | $44K | -12% | 880 |
| Montana | $43K | -16% | 30 |
| Oklahoma | $42K | -16% | 250 |
| West Virginia | $41K | -19% | 120 |
| Arkansas | $40K | -20% | 60 |
| Mississippi | $39K | -23% | 250 |
Showing 1–10 of 45 states
BLS does not publish data for every state when sample sizes are too small
Track credit counselors salary changes
BLS updates this data quarterly. We'll email you when Rochester numbers change.
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Frequently asked questions
How much do credit counselors make in Rochester, NY?
The median is $56,480 a year, that works out to about $27 an hour. But the range is wide: entry-level workers start around $44,370, and experienced credit counselors can clear $91,870. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $56K enough to live in Rochester?
On that salary, you'd take home roughly $3,743/month after taxes. A 2-bedroom here rents for about $1,573/month, which eats 42% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit counselors salary go in Rochester?
Rochester has a Regional Price Parity of 97.03 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit counselors salary is worth about $58,209 in national-average purchasing power.
Where do credit counselors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.