Loan Officers Salary in Crestview-Fort Walton Beach-Destin, FL
Loan Officers in Crestview-Fort Walton Beach-Destin, FL make a median of $65,860 a year, or about $31.67 an hour. The range runs from $27K at the entry level to $130K for experienced workers. Adjusted for local prices (RPP 97.03), that's roughly $67,876 in purchasing power. A 2-bedroom apartment runs $1,785/month — about 39% of take-home, which is tight.
So what does $66K get you in Crestview-Fort Walton Beach-Destin?
Groceries, utilities, transportation, and healthcare scaled from national averages by Crestview-Fort Walton Beach-Destin’s Regional Price Parity (97.03). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
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Compensation breakdown
Annual earnings by percentile, Crestview-Fort Walton Beach-Destin, FL
Entry-level loan officers (10th percentile) start around $27K. Mid-career wages sit at $66K. Top earners bring in $130K or more, a $103K spread from bottom to top.
Loan Officers pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $102K | +38% | 420 |
| New York | $99K | +33% | 11,850 |
| New Jersey | $95K | +28% | 5,690 |
| Massachusetts | $93K | +26% | 4,310 |
| Vermont | $86K | +17% | 440 |
| Minnesota | $84K | +14% | 6,950 |
| North Dakota | $83K | +12% | 1,370 |
| Kansas | $83K | +11% | 3,950 |
| Delaware | $81K | +9% | 1,480 |
| Iowa | $80K | +8% | 3,350 |
| Virginia | $80K | +7% | 9,170 |
| California | $80K | +7% | 27,420 |
| Wisconsin | $79K | +7% | 5,020 |
| New Hampshire | $79K | +6% | 1,190 |
| South Dakota | $79K | +6% | 1,930 |
| Maine | $78K | +5% | 1,170 |
| Connecticut | $78K | +5% | 2,680 |
| Rhode Island | $77K | +4% | 1,560 |
| Washington | $77K | +4% | 6,480 |
| Wyoming | $76K | +3% | 750 |
| Illinois | $76K | +2% | 10,330 |
| North Carolina | $76K | +2% | 11,890 |
| Nebraska | $76K | +2% | 2,730 |
| Oregon | $75K | +1% | 3,810 |
| Maryland | $73K | -1% | 3,990 |
| Missouri | $73K | -2% | 7,000 |
| New Mexico | $73K | -2% | 970 |
| Michigan | $73K | -2% | 10,910 |
| Georgia | $72K | -3% | 9,480 |
| Indiana | $71K | -4% | 4,740 |
| Florida | $71K | -4% | 19,750 |
| Hawaii | $70K | -5% | 960 |
| Arkansas | $70K | -6% | 2,810 |
| Ohio | $69K | -7% | 10,340 |
| Kentucky | $69K | -8% | 3,990 |
| Montana | $66K | -11% | 1,390 |
| Oklahoma | $66K | -11% | 4,530 |
| Alaska | $65K | -12% | 510 |
| Idaho | $64K | -13% | 2,290 |
| Texas | $64K | -14% | 24,070 |
| Tennessee | $63K | -15% | 7,610 |
| South Carolina | $62K | -17% | 4,280 |
| Pennsylvania | $61K | -17% | 8,820 |
| Utah | $61K | -18% | 5,590 |
| Alabama | $61K | -18% | 5,680 |
| Mississippi | $60K | -19% | 2,770 |
| Nevada | $58K | -21% | 2,960 |
| Louisiana | $57K | -23% | 3,010 |
| Arizona | $54K | -28% | 11,420 |
| West Virginia | $50K | -33% | 1,300 |
Showing 1–10 of 50 states
BLS does not publish data for every state when sample sizes are too small
Track loan officers salary changes
BLS updates this data quarterly. We'll email you when Crestview-Fort Walton Beach-Destin numbers change.
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Frequently asked questions
How much do loan officers make in Crestview-Fort Walton Beach-Destin, FL?
The median is $65,860 a year, that works out to about $32 an hour. But the range is wide: entry-level workers start around $26,590, and experienced loan officers can clear $129,890. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $66K enough to live in Crestview-Fort Walton Beach-Destin?
On that salary, you'd take home roughly $4,560/month after taxes. A 2-bedroom here rents for about $1,785/month, which eats 39.1% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a loan officers salary go in Crestview-Fort Walton Beach-Destin?
Crestview-Fort Walton Beach-Destin has a Regional Price Parity of 97.03 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median loan officers salary is worth about $67,876 in national-average purchasing power.
Where do loan officers get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.