Personal Financial Advisors Salary
The median pay for a personal financial advisors in Florida is $100,970/year ($48.54/hour), per BLS data. The range runs from $49K at the entry level to $395K for experienced workers. Note: the mean (average) wage is $163K, significantly higher than the median. This typically reflects a mix of employment settings including academic and private practice positions. Adjusted for local prices (RPP 98.58), that's roughly $102,424 in purchasing power. Rent on a 2-bedroom averages $1,658/month, or 24.5% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Florida. Jump to a metro for precise data:
So what does $101K get you in Florida?
About personal financial advisors
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What this looks like in Florida
Personal financial advisors pay in Florida tracks closely to the national median, $101K locally vs. $105K nationwide, a 4% difference. Rent runs $1,658/month for a 2-bedroom (HUD FMR), taking 25.1% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 98.58) is near the national average, so spending patterns here track the typical American budget fairly closely. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compensation breakdown
Annual earnings by percentile, Florida
Entry-level personal financial advisors (10th percentile) start around $49K. Mid-career wages sit at $101K. Top earners bring in $395K or more, a $346K spread from bottom to top.
Personal Financial Advisors salary by metro in Florida
21 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Miami-Fort Lauderdale-West Palm Beach | $126K | +24% | 8,390 |
| Naples-Marco Island | $121K | +20% | 500 |
| Gainesville | $116K | +15% | 120 |
| Sebastian-Vero Beach-West Vero Corridor | $106K | +5% | 190 |
| Port St. Lucie | $103K | +2% | 220 |
| Jacksonville | $101K | +1% | 1,840 |
| Homosassa Springs | $101K | +0% | 40 |
| Cape Coral-Fort Myers | $99K | -2% | 280 |
| Orlando-Kissimmee-Sanford | $99K | -2% | 2,100 |
| Punta Gorda | $97K | -4% | 50 |
| Tallahassee | $96K | -5% | 190 |
| Wildwood-The Villages | $96K | -5% | 130 |
| Panama City-Panama City Beach | $94K | -7% | 100 |
| Deltona-Daytona Beach-Ormond Beach | $93K | -7% | 270 |
| Ocala | $84K | -17% | 150 |
| Tampa-St. Petersburg-Clearwater | $83K | -18% | 3,660 |
| Crestview-Fort Walton Beach-Destin | $82K | -18% | 140 |
| North Port-Bradenton-Sarasota | $82K | -19% | 990 |
| Lakeland-Winter Haven | $81K | -20% | 190 |
| Pensacola-Ferry Pass-Brent | $70K | -30% | 280 |
| Sebring | $45K | -55% | 30 |
Showing 1–10 of 21 metros
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BLS updates this data quarterly. We'll email you when Florida numbers change.
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Frequently asked questions
Can a personal financial advisor afford a 2BR apartment alone in Florida?
Yes — at the median salary of $101K, rent takes 25.1% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,658/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for personal financial advisors in Florida?
The 10th-percentile wage — what new personal financial advisors typically earn — is $49K/year. Take-home on that works out to about $2,937/month. At HUD’s $1,658/month FMR, rent would take 56% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is personal financial advisor a high-paying job in Florida?
Pay here is roughly in line with the national average — $101K locally vs. $105K nationally, a 4% difference.
How does Florida compare to the national average for personal financial advisors?
Florida pays $101K median vs. the U.S. average of $105K — that’s -4%. After adjusting for local cost of living (RPP 98.58), the purchasing-power equivalent is $102K — below the national median.
How much do personal financial advisors make in Florida?
The median is $100,970 a year, that works out to about $49 an hour. But the range is wide: entry-level workers start around $48,950, and experienced personal financial advisors can clear $395,370. The mean (average) is $162,780, reflecting that some workers earn substantially more. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $101K enough to live in Florida?
On that salary, you'd take home roughly $6,618/month after taxes. A 2-bedroom here rents for about $1,658/month, which eats 25.1% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a personal financial advisors salary go in Florida?
Florida has a Regional Price Parity of 98.58 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median personal financial advisors salary is worth about $102,424 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.