Personal Financial Advisors Salary
The median pay for a personal financial advisors in Naples-Marco Island, FL is $121,000/year ($58.18/hour), per BLS data. The range runs from $49K at the entry level to $577K for experienced workers. Note: the mean (average) wage is $227K, significantly higher than the median. This typically reflects a mix of employment settings including academic and private practice positions. Adjusted for local prices (RPP 103.2), that's roughly $117,248 in purchasing power. Rent on a 2-bedroom averages $1,986/month, or 25.5% of estimated take-home pay.
So what does $121K get you in Naples-Marco Island?
Groceries, utilities, transportation, and healthcare scaled from national averages by Naples-Marco Island’s Regional Price Parity (103.2). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About personal financial advisors
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What this looks like in Naples-Marco Island
Naples-Marco Island sits well above the national pay line for personal financial advisors, local pay runs about 15% higher than the U.S. median of $105K. Rent runs $1,986/month for a 2-bedroom (HUD FMR), taking 25.5% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 103.2) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for personal financial advisors in metros near Naples-Marco Island, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Miami-Fort Lauderdale-West Palm Beach | $126K | $110K |
| Tampa-St. Petersburg-Clearwater | $83K | $82K |
| Orlando-Kissimmee-Sanford | $99K | $97K |
| Jacksonville | $101K | $102K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Naples-Marco Island, FL
Entry-level personal financial advisors (10th percentile) start around $49K. Mid-career wages sit at $121K. Top earners bring in $577K or more, a $528K spread from bottom to top.
Personal Financial Advisors pay across states
Median income ranked highest to lowest, compared to the national figure
View Personal Financial Advisors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $166K | +58% | 21,550 |
| New Jersey | $159K | +51% | 9,300 |
| California | $130K | +24% | 32,200 |
| Connecticut | $130K | +23% | N/A |
| South Dakota | $129K | +23% | 620 |
| Massachusetts | $126K | +20% | N/A |
| Delaware | $125K | +19% | N/A |
| Oregon | $123K | +17% | 3,070 |
| Illinois | $120K | +14% | 9,760 |
| Wisconsin | $119K | +14% | 5,200 |
| Washington | $114K | +9% | 5,790 |
| Vermont | $110K | +5% | 520 |
| Pennsylvania | $105K | +0% | 12,200 |
| District of Columbia | $105K | -0% | 480 |
| Minnesota | $103K | -2% | 5,280 |
| Virginia | $103K | -2% | 6,340 |
| Kansas | $103K | -2% | 4,150 |
| Georgia | $101K | -3% | 6,830 |
| Florida | $101K | -4% | 21,490 |
| Missouri | $100K | -5% | 4,480 |
| Maryland | $100K | -5% | 5,260 |
| Texas | $99K | -6% | 18,200 |
| Montana | $97K | -7% | N/A |
| Arizona | $97K | -8% | 6,430 |
| North Carolina | $97K | -8% | 12,340 |
| New Hampshire | $97K | -8% | 1,850 |
| South Carolina | $96K | -8% | 2,400 |
| Idaho | $94K | -10% | 760 |
| New Mexico | $94K | -10% | 610 |
| Nebraska | $93K | -11% | 2,210 |
| Nevada | $93K | -12% | 1,730 |
| Iowa | $92K | -12% | 1,920 |
| Ohio | $91K | -13% | 7,680 |
| Colorado | $89K | -15% | 6,730 |
| Indiana | $88K | -17% | 5,400 |
| Tennessee | $84K | -20% | 3,970 |
| Rhode Island | $80K | -24% | 1,130 |
| West Virginia | $80K | -24% | 670 |
| Arkansas | $79K | -24% | 1,320 |
| Alaska | $79K | -25% | N/A |
| Alabama | $78K | -26% | 2,540 |
| Michigan | $78K | -26% | 6,570 |
| Wyoming | $77K | -26% | 310 |
| Utah | $77K | -26% | 2,520 |
| North Dakota | $77K | -27% | 540 |
| Hawaii | $76K | -28% | 550 |
| Oklahoma | $69K | -35% | 1,140 |
| Kentucky | $67K | -36% | 2,040 |
| Mississippi | $63K | -40% | 790 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track personal financial advisors salary changes
BLS updates this data quarterly. We'll email you when Naples-Marco Island numbers change.
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Frequently asked questions
Can a personal financial advisor afford a 2BR apartment alone in Naples-Marco Island?
Yes — at the median salary of $121K, rent takes 25.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,986/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for personal financial advisors in Naples-Marco Island?
The 10th-percentile wage — what new personal financial advisors typically earn — is $49K/year. Take-home on that works out to about $2,936/month. At HUD’s $1,986/month FMR, rent would take 68% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is personal financial advisor a high-paying job in Naples-Marco Island?
Local pay is 15% above the national median — $121K here vs. $105K nationally.
How does Naples-Marco Island compare to the national average for personal financial advisors?
Naples-Marco Island pays $121K median vs. the U.S. average of $105K — that’s +15%. After adjusting for local cost of living (RPP 103.2), the purchasing-power equivalent is $117K — still ahead of the national median.
How much do personal financial advisors make in Naples-Marco Island, FL?
The median is $121,000 a year, that works out to about $58 an hour. But the range is wide: entry-level workers start around $48,930, and experienced personal financial advisors can clear $577,100. The mean (average) is $227,090, reflecting that some workers earn substantially more. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $121K enough to live in Naples-Marco Island?
On that salary, you'd take home roughly $7,788/month after taxes. A 2-bedroom here rents for about $1,986/month, which eats 25.5% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a personal financial advisors salary go in Naples-Marco Island?
Naples-Marco Island has a Regional Price Parity of 103.2 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median personal financial advisors salary is worth about $117,248 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.