Personal Financial Advisors Salary
The median pay for a personal financial advisors in Gainesville, FL is $116,470/year ($55.99/hour), per BLS data. The range runs from $50K at the entry level to $539K for experienced workers. Note: the mean (average) wage is $186K, significantly higher than the median. This typically reflects a mix of employment settings including academic and private practice positions. Adjusted for local prices (RPP 96.73), that's roughly $120,407 in purchasing power. Rent on a 2-bedroom averages $1,493/month, or 19.1% of estimated take-home pay.
Where the paycheck goes
What $116K actually covers in Gainesville, month by month
Groceries, utilities, transportation, and healthcare scaled from national averages by Gainesville’s Regional Price Parity (96.73). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About personal financial advisors
Sponsored links, AffordMap may earn a commission at no cost to you. Learn more
What this looks like in Gainesville
Gainesville sits well above the national pay line for personal financial advisors, local pay runs about 11% higher than the U.S. median of $105K. Housing is manageable: a 2-bedroom at the HUD median costs $1,493/month, 19.8% of take-home, well inside the 30% guideline. Cost of living (RPP 96.73) is near the national average, so spending patterns here track the typical American budget fairly closely. Combined with manageable housing costs, Gainesville offers a genuinely strong financial position for personal financial advisorss at the median.
Compared to nearby metros
Median pay for personal financial advisors in metros near Gainesville, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Miami-Fort Lauderdale-West Palm Beach | $126K | $110K |
| Tampa-St. Petersburg-Clearwater | $83K | $82K |
| Orlando-Kissimmee-Sanford | $99K | $97K |
| Jacksonville | $101K | $102K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Gainesville, FL
Entry-level personal financial advisors (10th percentile) start around $50K. Mid-career wages sit at $116K. Top earners bring in $539K or more, a $489K spread from bottom to top.
Personal Financial Advisors pay across states
Median income ranked highest to lowest, compared to the national figure
View Personal Financial Advisors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $166K | +58% | 21,550 |
| New Jersey | $159K | +51% | 9,300 |
| California | $130K | +24% | 32,200 |
| Connecticut | $130K | +23% | N/A |
| South Dakota | $129K | +23% | 620 |
| Massachusetts | $126K | +20% | N/A |
| Delaware | $125K | +19% | N/A |
| Oregon | $123K | +17% | 3,070 |
| Illinois | $120K | +14% | 9,760 |
| Wisconsin | $119K | +14% | 5,200 |
| Washington | $114K | +9% | 5,790 |
| Vermont | $110K | +5% | 520 |
| Pennsylvania | $105K | +0% | 12,200 |
| District of Columbia | $105K | -0% | 480 |
| Minnesota | $103K | -2% | 5,280 |
| Virginia | $103K | -2% | 6,340 |
| Kansas | $103K | -2% | 4,150 |
| Georgia | $101K | -3% | 6,830 |
| Florida | $101K | -4% | 21,490 |
| Missouri | $100K | -5% | 4,480 |
| Maryland | $100K | -5% | 5,260 |
| Texas | $99K | -6% | 18,200 |
| Montana | $97K | -7% | N/A |
| Arizona | $97K | -8% | 6,430 |
| North Carolina | $97K | -8% | 12,340 |
| New Hampshire | $97K | -8% | 1,850 |
| South Carolina | $96K | -8% | 2,400 |
| Idaho | $94K | -10% | 760 |
| New Mexico | $94K | -10% | 610 |
| Nebraska | $93K | -11% | 2,210 |
| Nevada | $93K | -12% | 1,730 |
| Iowa | $92K | -12% | 1,920 |
| Ohio | $91K | -13% | 7,680 |
| Colorado | $89K | -15% | 6,730 |
| Indiana | $88K | -17% | 5,400 |
| Tennessee | $84K | -20% | 3,970 |
| Rhode Island | $80K | -24% | 1,130 |
| West Virginia | $80K | -24% | 670 |
| Arkansas | $79K | -24% | 1,320 |
| Alaska | $79K | -25% | N/A |
| Alabama | $78K | -26% | 2,540 |
| Michigan | $78K | -26% | 6,570 |
| Wyoming | $77K | -26% | 310 |
| Utah | $77K | -26% | 2,520 |
| North Dakota | $77K | -27% | 540 |
| Hawaii | $76K | -28% | 550 |
| Oklahoma | $69K | -35% | 1,140 |
| Kentucky | $67K | -36% | 2,040 |
| Mississippi | $63K | -40% | 790 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track personal financial advisors salary changes
BLS updates this data quarterly. We'll email you when Gainesville numbers change.
Related careers in Business & Finance
Quick answers
The stuff people actually ask about this job
Can a personal financial advisor afford a 2BR apartment alone in Gainesville?
Yes — at the median salary of $116K, rent takes 19.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,493/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for personal financial advisors in Gainesville?
The 10th-percentile wage — what new personal financial advisors typically earn — is $50K/year. Take-home on that works out to about $3,540/month. At HUD’s $1,493/month FMR, rent would take 42% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is personal financial advisor a high-paying job in Gainesville?
Local pay is 11% above the national median — $116K here vs. $105K nationally.
How does Gainesville compare to the national average for personal financial advisors?
Gainesville pays $116K median vs. the U.S. average of $105K — that’s +11%. After adjusting for local cost of living (RPP 96.73), the purchasing-power equivalent is $120K — still ahead of the national median.
How much do personal financial advisors make in Gainesville, FL?
The median is $116,470 a year, that works out to about $56 an hour. But the range is wide: entry-level workers start around $50,330, and experienced personal financial advisors can clear $539,060. The mean (average) is $186,150, reflecting that some workers earn substantially more. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $116K enough to live in Gainesville?
On that salary, you'd take home roughly $7,527/month after taxes. A 2-bedroom here rents for about $1,493/month, which eats 19.8% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a personal financial advisors salary go in Gainesville?
Gainesville has a Regional Price Parity of 96.73 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median personal financial advisors salary is worth about $120,407 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.