Personal Financial Advisors Salary in Lakeland-Winter Haven, FL
The median pay for a personal financial advisors in Lakeland-Winter Haven, FL is $75,920/year ($36.5/hour), per BLS data. The range runs from $42K at the entry level to $235K for experienced workers. Note: the mean (average) wage is $116K, significantly higher than the median. This typically reflects a mix of employment settings including academic and private practice positions. Adjusted for local prices (RPP 97.14), that's roughly $78,155 in purchasing power. Rent on a 2-bedroom averages $1,497/month, or 28.4% of estimated take-home pay.
So what does $76K get you in Lakeland-Winter Haven?
Groceries, utilities, transportation, and healthcare scaled from national averages by Lakeland-Winter Haven’s Regional Price Parity (97.14). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About personal financial advisors
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Compensation breakdown
Annual earnings by percentile, Lakeland-Winter Haven, FL
Entry-level personal financial advisors (10th percentile) start around $42K. Mid-career wages sit at $76K. Top earners bring in $235K or more, a $193K spread from bottom to top.
Personal Financial Advisors pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $168K | +64% | 28,820 |
| Idaho | $136K | +34% | 930 |
| California | $129K | +26% | 34,070 |
| Delaware | $128K | +25% | 600 |
| New Jersey | $124K | +21% | 6,830 |
| South Dakota | $123K | +21% | 500 |
| Maryland | $123K | +20% | 5,560 |
| Wisconsin | $116K | +13% | 5,240 |
| Washington | $112K | +10% | 6,510 |
| Connecticut | $107K | +5% | 3,990 |
| Illinois | $104K | +2% | 10,410 |
| Pennsylvania | $103K | +1% | 12,370 |
| Indiana | $102K | -0% | 5,370 |
| Massachusetts | $101K | -1% | 7,410 |
| Rhode Island | $101K | -1% | 1,290 |
| District of Columbia | $101K | -1% | 650 |
| Kansas | $101K | -1% | 3,130 |
| Virginia | $100K | -2% | 5,560 |
| North Dakota | $99K | -3% | 480 |
| South Carolina | $99K | -3% | 2,070 |
| Michigan | $99K | -3% | 6,030 |
| Georgia | $98K | -4% | 7,540 |
| Montana | $97K | -5% | 480 |
| Minnesota | $94K | -8% | 6,360 |
| Tennessee | $89K | -12% | 4,350 |
| Florida | $88K | -14% | 21,230 |
| Arizona | $85K | -17% | 7,190 |
| Missouri | $84K | -18% | 4,860 |
| New Hampshire | $83K | -19% | 1,710 |
| Texas | $82K | -20% | 17,570 |
| Ohio | $82K | -20% | 10,210 |
| Nevada | $82K | -20% | 1,430 |
| Iowa | $82K | -20% | 2,400 |
| Vermont | $81K | -20% | 480 |
| Oregon | $80K | -21% | 2,120 |
| Alabama | $80K | -22% | 2,320 |
| Kentucky | $79K | -23% | 1,870 |
| Louisiana | $78K | -23% | 1,280 |
| West Virginia | $78K | -24% | 730 |
| New Mexico | $78K | -24% | 570 |
| Hawaii | $76K | -26% | 610 |
| Arkansas | $75K | -26% | 1,250 |
| Nebraska | $74K | -28% | 1,670 |
| Oklahoma | $73K | -29% | 1,340 |
| Utah | $67K | -34% | 2,620 |
| Mississippi | $65K | -36% | 870 |
Showing 1–10 of 46 states
BLS does not publish data for every state when sample sizes are too small
Track personal financial advisors salary changes
BLS updates this data quarterly. We'll email you when Lakeland-Winter Haven numbers change.
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Frequently asked questions
How much do personal financial advisors make in Lakeland-Winter Haven, FL?
The median is $75,920 a year, that works out to about $37 an hour. But the range is wide: entry-level workers start around $41,710, and experienced personal financial advisors can clear $234,510. The mean (average) is $115,910, reflecting that some workers earn substantially more. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $76K enough to live in Lakeland-Winter Haven?
On that salary, you'd take home roughly $5,150/month after taxes. A 2-bedroom here rents for about $1,497/month, which eats 29.1% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a personal financial advisors salary go in Lakeland-Winter Haven?
Lakeland-Winter Haven has a Regional Price Parity of 97.14 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median personal financial advisors salary is worth about $78,155 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.