Personal Financial Advisors Salary
The median pay for a personal financial advisors in Crestview-Fort Walton Beach-Destin, FL is $82,420/year ($39.63/hour), per BLS data. The range runs from $47K at the entry level to $430K for experienced workers. Note: the mean (average) wage is $147K, significantly higher than the median. This typically reflects a mix of employment settings including academic and private practice positions. Adjusted for local prices (RPP 97.03), that's roughly $84,943 in purchasing power. A 2-bedroom apartment runs $1,785/month, about 32.3% of take-home, which is tight.
So what does $82K get you in Crestview-Fort Walton Beach-Destin?
Groceries, utilities, transportation, and healthcare scaled from national averages by Crestview-Fort Walton Beach-Destin’s Regional Price Parity (97.03). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About personal financial advisors
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What this looks like in Crestview-Fort Walton Beach-Destin
Pay for personal financial advisors in Crestview-Fort Walton Beach-Destin runs about 22% below the U.S. median of $105K. Rent runs $1,785/month for a 2-bedroom (HUD FMR), taking 32.3% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 97.03) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for personal financial advisors in metros near Crestview-Fort Walton Beach-Destin, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Miami-Fort Lauderdale-West Palm Beach | $126K | $110K |
| Tampa-St. Petersburg-Clearwater | $83K | $82K |
| Orlando-Kissimmee-Sanford | $99K | $97K |
| Jacksonville | $101K | $102K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Crestview-Fort Walton Beach-Destin, FL
Entry-level personal financial advisors (10th percentile) start around $47K. Mid-career wages sit at $82K. Top earners bring in $430K or more, a $383K spread from bottom to top.
Personal Financial Advisors pay across states
Median income ranked highest to lowest, compared to the national figure
View Personal Financial Advisors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $166K | +58% | 21,550 |
| New Jersey | $159K | +51% | 9,300 |
| California | $130K | +24% | 32,200 |
| Connecticut | $130K | +23% | N/A |
| South Dakota | $129K | +23% | 620 |
| Massachusetts | $126K | +20% | N/A |
| Delaware | $125K | +19% | N/A |
| Oregon | $123K | +17% | 3,070 |
| Illinois | $120K | +14% | 9,760 |
| Wisconsin | $119K | +14% | 5,200 |
| Washington | $114K | +9% | 5,790 |
| Vermont | $110K | +5% | 520 |
| Pennsylvania | $105K | +0% | 12,200 |
| District of Columbia | $105K | -0% | 480 |
| Minnesota | $103K | -2% | 5,280 |
| Virginia | $103K | -2% | 6,340 |
| Kansas | $103K | -2% | 4,150 |
| Georgia | $101K | -3% | 6,830 |
| Florida | $101K | -4% | 21,490 |
| Missouri | $100K | -5% | 4,480 |
| Maryland | $100K | -5% | 5,260 |
| Texas | $99K | -6% | 18,200 |
| Montana | $97K | -7% | N/A |
| Arizona | $97K | -8% | 6,430 |
| North Carolina | $97K | -8% | 12,340 |
| New Hampshire | $97K | -8% | 1,850 |
| South Carolina | $96K | -8% | 2,400 |
| Idaho | $94K | -10% | 760 |
| New Mexico | $94K | -10% | 610 |
| Nebraska | $93K | -11% | 2,210 |
| Nevada | $93K | -12% | 1,730 |
| Iowa | $92K | -12% | 1,920 |
| Ohio | $91K | -13% | 7,680 |
| Colorado | $89K | -15% | 6,730 |
| Indiana | $88K | -17% | 5,400 |
| Tennessee | $84K | -20% | 3,970 |
| Rhode Island | $80K | -24% | 1,130 |
| West Virginia | $80K | -24% | 670 |
| Arkansas | $79K | -24% | 1,320 |
| Alaska | $79K | -25% | N/A |
| Alabama | $78K | -26% | 2,540 |
| Michigan | $78K | -26% | 6,570 |
| Wyoming | $77K | -26% | 310 |
| Utah | $77K | -26% | 2,520 |
| North Dakota | $77K | -27% | 540 |
| Hawaii | $76K | -28% | 550 |
| Oklahoma | $69K | -35% | 1,140 |
| Kentucky | $67K | -36% | 2,040 |
| Mississippi | $63K | -40% | 790 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track personal financial advisors salary changes
BLS updates this data quarterly. We'll email you when Crestview-Fort Walton Beach-Destin numbers change.
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Frequently asked questions
Can a personal financial advisor afford a 2BR apartment alone in Crestview-Fort Walton Beach-Destin?
It’s a stretch — at the median salary of $82K, rent takes 32.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,785/month. The 30% guideline puts the comfortable ceiling at roughly $1,700/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for personal financial advisors in Crestview-Fort Walton Beach-Destin?
The 10th-percentile wage — what new personal financial advisors typically earn — is $47K/year. Take-home on that works out to about $2,824/month. At HUD’s $1,785/month FMR, rent would take 63% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is personal financial advisor a high-paying job in Crestview-Fort Walton Beach-Destin?
Local pay runs 22% below the national median — $82K here vs. $105K nationally.
How does Crestview-Fort Walton Beach-Destin compare to the national average for personal financial advisors?
Crestview-Fort Walton Beach-Destin pays $82K median vs. the U.S. average of $105K — that’s -22%. After adjusting for local cost of living (RPP 97.03), the purchasing-power equivalent is $85K — below the national median.
How much do personal financial advisors make in Crestview-Fort Walton Beach-Destin, FL?
The median is $82,420 a year, that works out to about $40 an hour. But the range is wide: entry-level workers start around $47,060, and experienced personal financial advisors can clear $430,330. The mean (average) is $147,230, reflecting that some workers earn substantially more. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $82K enough to live in Crestview-Fort Walton Beach-Destin?
On that salary, you'd take home roughly $5,531/month after taxes. A 2-bedroom here rents for about $1,785/month, which eats 32.3% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a personal financial advisors salary go in Crestview-Fort Walton Beach-Destin?
Crestview-Fort Walton Beach-Destin has a Regional Price Parity of 97.03 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median personal financial advisors salary is worth about $84,943 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.