Personal Financial Advisors Salary
The median pay for a personal financial advisors in Pensacola-Ferry Pass-Brent, FL is $70,240/year ($33.77/hour), per BLS data. The range runs from $46K at the entry level to $275K for experienced workers. Note: the mean (average) wage is $122K, significantly higher than the median. This typically reflects a mix of employment settings including academic and private practice positions. Adjusted for local prices (RPP 97.72), that's roughly $71,879 in purchasing power. A 2-bedroom apartment runs $1,471/month, about 30.2% of take-home, which is tight.
Where the paycheck goes
What $70K actually covers in Pensacola-Ferry Pass-Brent, month by month
Groceries, utilities, transportation, and healthcare scaled from national averages by Pensacola-Ferry Pass-Brent’s Regional Price Parity (97.72). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About personal financial advisors
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What this looks like in Pensacola-Ferry Pass-Brent
Pay for personal financial advisors in Pensacola-Ferry Pass-Brent runs about 33% below the U.S. median of $105K. Rent runs $1,471/month for a 2-bedroom (HUD FMR), taking 30.5% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 97.72) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for personal financial advisors in metros near Pensacola-Ferry Pass-Brent, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Miami-Fort Lauderdale-West Palm Beach | $126K | $110K |
| Tampa-St. Petersburg-Clearwater | $83K | $82K |
| Orlando-Kissimmee-Sanford | $99K | $97K |
| Jacksonville | $101K | $102K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Pensacola-Ferry Pass-Brent, FL
Entry-level personal financial advisors (10th percentile) start around $46K. Mid-career wages sit at $70K. Top earners bring in $275K or more, a $229K spread from bottom to top.
Personal Financial Advisors pay across states
Median income ranked highest to lowest, compared to the national figure
View Personal Financial Advisors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $166K | +58% | 21,550 |
| New Jersey | $159K | +51% | 9,300 |
| California | $130K | +24% | 32,200 |
| Connecticut | $130K | +23% | N/A |
| South Dakota | $129K | +23% | 620 |
| Massachusetts | $126K | +20% | N/A |
| Delaware | $125K | +19% | N/A |
| Oregon | $123K | +17% | 3,070 |
| Illinois | $120K | +14% | 9,760 |
| Wisconsin | $119K | +14% | 5,200 |
| Washington | $114K | +9% | 5,790 |
| Vermont | $110K | +5% | 520 |
| Pennsylvania | $105K | +0% | 12,200 |
| District of Columbia | $105K | -0% | 480 |
| Minnesota | $103K | -2% | 5,280 |
| Virginia | $103K | -2% | 6,340 |
| Kansas | $103K | -2% | 4,150 |
| Georgia | $101K | -3% | 6,830 |
| Florida | $101K | -4% | 21,490 |
| Missouri | $100K | -5% | 4,480 |
| Maryland | $100K | -5% | 5,260 |
| Texas | $99K | -6% | 18,200 |
| Montana | $97K | -7% | N/A |
| Arizona | $97K | -8% | 6,430 |
| North Carolina | $97K | -8% | 12,340 |
| New Hampshire | $97K | -8% | 1,850 |
| South Carolina | $96K | -8% | 2,400 |
| Idaho | $94K | -10% | 760 |
| New Mexico | $94K | -10% | 610 |
| Nebraska | $93K | -11% | 2,210 |
| Nevada | $93K | -12% | 1,730 |
| Iowa | $92K | -12% | 1,920 |
| Ohio | $91K | -13% | 7,680 |
| Colorado | $89K | -15% | 6,730 |
| Indiana | $88K | -17% | 5,400 |
| Tennessee | $84K | -20% | 3,970 |
| Rhode Island | $80K | -24% | 1,130 |
| West Virginia | $80K | -24% | 670 |
| Arkansas | $79K | -24% | 1,320 |
| Alaska | $79K | -25% | N/A |
| Alabama | $78K | -26% | 2,540 |
| Michigan | $78K | -26% | 6,570 |
| Wyoming | $77K | -26% | 310 |
| Utah | $77K | -26% | 2,520 |
| North Dakota | $77K | -27% | 540 |
| Hawaii | $76K | -28% | 550 |
| Oklahoma | $69K | -35% | 1,140 |
| Kentucky | $67K | -36% | 2,040 |
| Mississippi | $63K | -40% | 790 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track personal financial advisors salary changes
BLS updates this data quarterly. We'll email you when Pensacola-Ferry Pass-Brent numbers change.
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Quick answers
The stuff people actually ask about this job
Can a personal financial advisor afford a 2BR apartment alone in Pensacola-Ferry Pass-Brent?
It’s a stretch — at the median salary of $70K, rent takes 30.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,471/month. The 30% guideline puts the comfortable ceiling at roughly $1,400/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for personal financial advisors in Pensacola-Ferry Pass-Brent?
The 10th-percentile wage — what new personal financial advisors typically earn — is $46K/year. Take-home on that works out to about $3,266/month. At HUD’s $1,471/month FMR, rent would take 45% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is personal financial advisor a high-paying job in Pensacola-Ferry Pass-Brent?
Local pay runs 33% below the national median — $70K here vs. $105K nationally.
How does Pensacola-Ferry Pass-Brent compare to the national average for personal financial advisors?
Pensacola-Ferry Pass-Brent pays $70K median vs. the U.S. average of $105K — that’s -33%. After adjusting for local cost of living (RPP 97.72), the purchasing-power equivalent is $72K — below the national median.
How much do personal financial advisors make in Pensacola-Ferry Pass-Brent, FL?
The median is $70,240 a year, that works out to about $34 an hour. But the range is wide: entry-level workers start around $46,240, and experienced personal financial advisors can clear $275,430. The mean (average) is $121,580, reflecting that some workers earn substantially more. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $70K enough to live in Pensacola-Ferry Pass-Brent?
On that salary, you'd take home roughly $4,817/month after taxes. A 2-bedroom here rents for about $1,471/month, which eats 30.5% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a personal financial advisors salary go in Pensacola-Ferry Pass-Brent?
Pensacola-Ferry Pass-Brent has a Regional Price Parity of 97.72 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median personal financial advisors salary is worth about $71,879 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.