Bill and Account Collectors Salary in Florence-Muscle Shoals, AL
In Florence-Muscle Shoals, AL, bill and account collectors earn $38,360 at the median — $18.44 an hour. The range runs from $34K at the entry level to $48K for experienced workers. Cost of living is below average (RPP 84.82), which stretches that salary to about $45,225 in buying power. A 2-bedroom apartment runs $1,000/month — about 38.2% of take-home, which is tight.
So what does $38K get you in Florence-Muscle Shoals?
Groceries, utilities, transportation, and healthcare scaled from national averages by Florence-Muscle Shoals’s Regional Price Parity (84.82). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
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Compensation breakdown
Annual earnings by percentile, Florence-Muscle Shoals, AL
Entry-level bill and account collectors (10th percentile) start around $34K. Mid-career wages sit at $38K. Top earners bring in $48K or more, a $14K spread from bottom to top.
Bill and Account Collectors pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Alaska | $58K | +26% | 280 |
| California | $57K | +24% | 15,100 |
| Connecticut | $54K | +18% | 1,050 |
| Massachusetts | $53K | +15% | 2,360 |
| Rhode Island | $53K | +14% | 420 |
| Oregon | $53K | +14% | 840 |
| Vermont | $51K | +11% | 50 |
| New Jersey | $51K | +10% | 3,000 |
| Hawaii | $50K | +9% | 250 |
| Maryland | $50K | +9% | 2,910 |
| Wisconsin | $49K | +6% | 2,300 |
| Minnesota | $48K | +5% | 3,800 |
| New York | $48K | +4% | 8,740 |
| Maine | $48K | +4% | 450 |
| Illinois | $47K | +3% | 4,310 |
| Washington | $47K | +2% | 3,020 |
| Delaware | $47K | +1% | 530 |
| Georgia | $47K | +1% | 6,610 |
| Nevada | $47K | +1% | 2,350 |
| New Mexico | $46K | +0% | 430 |
| Arizona | $46K | -0% | 6,360 |
| Montana | $46K | -0% | 410 |
| North Carolina | $46K | -1% | 5,300 |
| Missouri | $46K | -1% | 3,820 |
| New Hampshire | $45K | -1% | 820 |
| Pennsylvania | $45K | -2% | 6,290 |
| Kentucky | $45K | -2% | 2,590 |
| Florida | $45K | -3% | 13,350 |
| Virginia | $45K | -3% | 3,760 |
| Utah | $45K | -3% | 3,160 |
| Ohio | $44K | -4% | 8,660 |
| Texas | $44K | -4% | 20,800 |
| Oklahoma | $44K | -5% | 2,450 |
| Michigan | $44K | -5% | 3,330 |
| Idaho | $43K | -6% | 870 |
| Tennessee | $43K | -6% | 3,690 |
| Nebraska | $43K | -7% | 1,020 |
| South Dakota | $43K | -8% | 1,290 |
| Indiana | $42K | -8% | 3,250 |
| Wyoming | $42K | -10% | 140 |
| South Carolina | $41K | -11% | 4,060 |
| Kansas | $41K | -11% | 1,290 |
| Iowa | $40K | -13% | 1,020 |
| Alabama | $40K | -13% | 2,130 |
| West Virginia | $40K | -14% | 460 |
| North Dakota | $39K | -16% | 310 |
| Mississippi | $37K | -20% | 850 |
| Arkansas | $37K | -21% | 880 |
| Louisiana | $36K | -21% | 1,950 |
Showing 1–10 of 49 states
BLS does not publish data for every state when sample sizes are too small
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Frequently asked questions
How much do bill and account collectors make in Florence-Muscle Shoals, AL?
The median is $38,360 a year, that works out to about $18 an hour. But the range is wide: entry-level workers start around $33,820, and experienced bill and account collectors can clear $47,860. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $38K enough to live in Florence-Muscle Shoals?
On that salary, you'd take home roughly $2,592/month after taxes. A 2-bedroom here rents for about $1,000/month, which eats 38.6% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a bill and account collectors salary go in Florence-Muscle Shoals?
Florence-Muscle Shoals has a Regional Price Parity of 84.82 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median bill and account collectors salary is worth about $45,225 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.