Bill and Account Collectors Salary
In Indianapolis-Carmel-Greenwood, IN, bill and account collectors earn $45,900 at the median, or about $22.07 an hour. The range runs from $36K at the entry level to $59K for experienced workers. Adjusted for local prices (RPP 95.7), that's roughly $47,962 in purchasing power. A 2-bedroom apartment runs $1,473/month, about 46.2% of take-home, which is tight.
So what does $46K get you in Indianapolis-Carmel-Greenwood?
Groceries, utilities, transportation, and healthcare scaled from national averages by Indianapolis-Carmel-Greenwood’s Regional Price Parity (95.7). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About bill and account collectors
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What this looks like in Indianapolis-Carmel-Greenwood
Bill and account collectors pay in Indianapolis-Carmel-Greenwood tracks closely to the national median, $46K locally vs. $47K nationwide, a 2% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,473/month, which is 47.1% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 95.7) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for bill and account collectors in metros near Indianapolis-Carmel-Greenwood, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Fort Wayne | $49K | $53K |
| Bloomington | $47K | $50K |
| Evansville | $42K | $46K |
| South Bend-Mishawaka | $45K | $48K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Indianapolis-Carmel-Greenwood, IN
Entry-level bill and account collectors (10th percentile) start around $36K. Mid-career wages sit at $46K. Top earners bring in $59K or more, a $23K spread from bottom to top.
Bill and Account Collectors pay across states
Median income ranked highest to lowest, compared to the national figure
View Bill and Account Collectors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $62K | +32% | 240 |
| Alaska | $61K | +29% | 310 |
| Massachusetts | $60K | +27% | 2,510 |
| Connecticut | $58K | +23% | 900 |
| California | $58K | +23% | 13,880 |
| Vermont | $58K | +23% | 80 |
| Hawaii | $54K | +14% | 180 |
| New Jersey | $53K | +12% | 3,310 |
| Rhode Island | $52K | +11% | 370 |
| Oregon | $51K | +8% | 830 |
| Colorado | $50K | +7% | 1,670 |
| Maryland | $50K | +6% | 2,090 |
| Minnesota | $50K | +5% | 2,860 |
| Wisconsin | $49K | +4% | 2,570 |
| Maine | $49K | +4% | 410 |
| Nevada | $49K | +4% | 2,350 |
| Washington | $48K | +3% | 2,260 |
| Kentucky | $48K | +3% | 1,740 |
| Illinois | $48K | +2% | 5,080 |
| Arizona | $48K | +2% | 6,300 |
| New York | $47K | +0% | 8,800 |
| Michigan | $47K | +0% | 2,990 |
| Delaware | $47K | -1% | 990 |
| North Dakota | $47K | -1% | 270 |
| Pennsylvania | $47K | -1% | 6,680 |
| South Dakota | $47K | -1% | 1,120 |
| New Mexico | $47K | -1% | 440 |
| Florida | $46K | -1% | 13,180 |
| Georgia | $46K | -2% | 5,280 |
| Ohio | $46K | -2% | 6,620 |
| Iowa | $46K | -2% | 830 |
| Kansas | $46K | -3% | 1,350 |
| Texas | $46K | -3% | 21,720 |
| Montana | $45K | -3% | 640 |
| Utah | $45K | -4% | 2,430 |
| Indiana | $45K | -4% | 2,690 |
| Oklahoma | $45K | -5% | 1,740 |
| New Hampshire | $44K | -5% | 1,120 |
| West Virginia | $44K | -7% | 670 |
| Virginia | $44K | -7% | 4,590 |
| Nebraska | $43K | -8% | 730 |
| South Carolina | $43K | -8% | 4,430 |
| North Carolina | $43K | -9% | 5,460 |
| Wyoming | $42K | -10% | 180 |
| Idaho | $42K | -11% | 510 |
| Missouri | $42K | -11% | 3,770 |
| Tennessee | $41K | -13% | 3,890 |
| Alabama | $40K | -14% | 2,090 |
| Louisiana | $39K | -17% | 1,690 |
| Arkansas | $39K | -17% | 850 |
| Mississippi | $38K | -20% | 1,150 |
Showing 1–10 of 51 (all 50 states + DC)
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Frequently asked questions
Can a bill and account collector afford a 2BR apartment alone in Indianapolis-Carmel-Greenwood?
It’s a stretch — at the median salary of $46K, rent takes 47.1% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,473/month. The 30% guideline puts the comfortable ceiling at roughly $900/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for bill and account collectors in Indianapolis-Carmel-Greenwood?
The 10th-percentile wage — what new bill and account collectors typically earn — is $36K/year. Take-home on that works out to about $2,134/month. At HUD’s $1,473/month FMR, rent would take 69% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is bill and account collector a high-paying job in Indianapolis-Carmel-Greenwood?
Pay here is roughly in line with the national average — $46K locally vs. $47K nationally, a 2% difference.
How does Indianapolis-Carmel-Greenwood compare to the national average for bill and account collectors?
Indianapolis-Carmel-Greenwood pays $46K median vs. the U.S. average of $47K — that’s -2%. After adjusting for local cost of living (RPP 95.7), the purchasing-power equivalent is $48K — still ahead of the national median.
How much do bill and account collectors make in Indianapolis-Carmel-Greenwood, IN?
The median is $45,900 a year, that works out to about $22 an hour. But the range is wide: entry-level workers start around $35,570, and experienced bill and account collectors can clear $58,710. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $46K enough to live in Indianapolis-Carmel-Greenwood?
On that salary, you'd take home roughly $3,127/month after taxes. A 2-bedroom here rents for about $1,473/month, which eats 47.1% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a bill and account collectors salary go in Indianapolis-Carmel-Greenwood?
Indianapolis-Carmel-Greenwood has a Regional Price Parity of 95.7 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median bill and account collectors salary is worth about $47,962 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.