Bill and Account Collectors Salary
In Lake Havasu City-Kingman, AZ, bill and account collectors earn $44,390 at the median, or about $21.34 an hour. The range runs from $37K at the entry level to $49K for experienced workers.
So what does $44K get you in Lake Havasu City-Kingman?
Groceries, utilities, transportation, and healthcare scaled from national averages by Lake Havasu City-Kingman’s Regional Price Parity (94.1). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About bill and account collectors
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What this looks like in Lake Havasu City-Kingman
Bill and account collectors pay in Lake Havasu City-Kingman tracks closely to the national median, $44K locally vs. $47K nationwide, a 6% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,365/month, which is 44.8% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 94.1 (national = 100), meaning everyday costs run about 6% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for bill and account collectors in metros near Lake Havasu City-Kingman, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Phoenix-Mesa-Chandler | $48K | , |
| Tucson | $45K | , |
| Yuma | $43K | , |
| Flagstaff | $48K | , |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Lake Havasu City-Kingman, AZ
Entry-level bill and account collectors (10th percentile) start around $37K. Mid-career wages sit at $44K. Top earners bring in $49K or more, a $12K spread from bottom to top.
Bill and Account Collectors pay across states
Median income ranked highest to lowest, compared to the national figure
View Bill and Account Collectors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $62K | +32% | 240 |
| Alaska | $61K | +29% | 310 |
| Massachusetts | $60K | +27% | 2,510 |
| Connecticut | $58K | +23% | 900 |
| California | $58K | +23% | 13,880 |
| Vermont | $58K | +23% | 80 |
| Hawaii | $54K | +14% | 180 |
| New Jersey | $53K | +12% | 3,310 |
| Rhode Island | $52K | +11% | 370 |
| Oregon | $51K | +8% | 830 |
| Colorado | $50K | +7% | 1,670 |
| Maryland | $50K | +6% | 2,090 |
| Minnesota | $50K | +5% | 2,860 |
| Wisconsin | $49K | +4% | 2,570 |
| Maine | $49K | +4% | 410 |
| Nevada | $49K | +4% | 2,350 |
| Washington | $48K | +3% | 2,260 |
| Kentucky | $48K | +3% | 1,740 |
| Illinois | $48K | +2% | 5,080 |
| Arizona | $48K | +2% | 6,300 |
| New York | $47K | +0% | 8,800 |
| Michigan | $47K | +0% | 2,990 |
| Delaware | $47K | -1% | 990 |
| Pennsylvania | $47K | -1% | 6,680 |
| North Dakota | $47K | -1% | 270 |
| South Dakota | $47K | -1% | 1,120 |
| New Mexico | $47K | -1% | 440 |
| Florida | $46K | -1% | 13,180 |
| Georgia | $46K | -2% | 5,280 |
| Ohio | $46K | -2% | 6,620 |
| Iowa | $46K | -2% | 830 |
| Kansas | $46K | -3% | 1,350 |
| Texas | $46K | -3% | 21,720 |
| Montana | $45K | -3% | 640 |
| Utah | $45K | -4% | 2,430 |
| Indiana | $45K | -4% | 2,690 |
| Oklahoma | $45K | -5% | 1,740 |
| New Hampshire | $44K | -5% | 1,120 |
| West Virginia | $44K | -7% | 670 |
| Virginia | $44K | -7% | 4,590 |
| Nebraska | $43K | -8% | 730 |
| South Carolina | $43K | -8% | 4,430 |
| North Carolina | $43K | -9% | 5,460 |
| Wyoming | $42K | -10% | 180 |
| Idaho | $42K | -11% | 510 |
| Missouri | $42K | -11% | 3,770 |
| Tennessee | $41K | -13% | 3,890 |
| Alabama | $40K | -14% | 2,090 |
| Louisiana | $39K | -17% | 1,690 |
| Arkansas | $39K | -17% | 850 |
| Mississippi | $38K | -20% | 1,150 |
Showing 1–10 of 51 states
Track bill and account collectors salary changes
BLS updates this data quarterly. We'll email you when Lake Havasu City-Kingman numbers change.
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Frequently asked questions
Can a bill and account collector afford a 2BR apartment alone in Lake Havasu City-Kingman?
It’s a stretch — at the median salary of $44K, rent takes 44.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,365/month. The 30% guideline puts the comfortable ceiling at roughly $900/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for bill and account collectors in Lake Havasu City-Kingman?
The 10th-percentile wage — what new bill and account collectors typically earn — is $37K/year. Take-home on that works out to about $2,201/month. At HUD’s $1,365/month FMR, rent would take 62% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is bill and account collector a high-paying job in Lake Havasu City-Kingman?
Pay here is roughly in line with the national average — $44K locally vs. $47K nationally, a 6% difference.
How does Lake Havasu City-Kingman compare to the national average for bill and account collectors?
Lake Havasu City-Kingman pays $44K median vs. the U.S. average of $47K — that’s -6%. After adjusting for local cost of living (RPP 94.1), the purchasing-power equivalent is $47K — still ahead of the national median.
How much do bill and account collectors make in Lake Havasu City-Kingman, AZ?
The median is $44,390 a year, that works out to about $21 an hour. But the range is wide: entry-level workers start around $36,680, and experienced bill and account collectors can clear $49,010. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $44K enough to live in Lake Havasu City-Kingman?
On that salary, you'd take home roughly $3,050/month after taxes. A 2-bedroom here rents for about $1,365/month, which eats 44.8% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a bill and account collectors salary go in Lake Havasu City-Kingman?
Lake Havasu City-Kingman has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median bill and account collectors salary is worth about $47,173 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.