Bill and Account Collectors Salary
In Lynchburg, VA, bill and account collectors earn $42,200 at the median, or about $20.29 an hour. The range runs from $30K at the entry level to $57K for experienced workers. Cost of living is below average (RPP 89.36), which stretches that salary to about $47,225 in buying power. A 2-bedroom apartment runs $1,187/month, about 41.2% of take-home, which is tight.
So what does $42K get you in Lynchburg?
Groceries, utilities, transportation, and healthcare scaled from national averages by Lynchburg’s Regional Price Parity (89.36). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About bill and account collectors
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What this looks like in Lynchburg
Bill and account collectors pay in Lynchburg tracks closely to the national median, $42K locally vs. $47K nationwide, a 10% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,187/month, which is 41.9% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 89.36 (national = 100), meaning everyday costs run about 11% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for bill and account collectors in metros near Lynchburg, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Virginia Beach-Chesapeake-Norfolk | $36K | $37K |
| Richmond | $46K | $47K |
| Roanoke | $36K | $39K |
| Winchester | $46K | $47K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Lynchburg, VA
Entry-level bill and account collectors (10th percentile) start around $30K. Mid-career wages sit at $42K. Top earners bring in $57K or more, a $27K spread from bottom to top.
Bill and Account Collectors pay across states
Median income ranked highest to lowest, compared to the national figure
View Bill and Account Collectors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $62K | +32% | 240 |
| Alaska | $61K | +29% | 310 |
| Massachusetts | $60K | +27% | 2,510 |
| Connecticut | $58K | +23% | 900 |
| California | $58K | +23% | 13,880 |
| Vermont | $58K | +23% | 80 |
| Hawaii | $54K | +14% | 180 |
| New Jersey | $53K | +12% | 3,310 |
| Rhode Island | $52K | +11% | 370 |
| Oregon | $51K | +8% | 830 |
| Colorado | $50K | +7% | 1,670 |
| Maryland | $50K | +6% | 2,090 |
| Minnesota | $50K | +5% | 2,860 |
| Wisconsin | $49K | +4% | 2,570 |
| Maine | $49K | +4% | 410 |
| Nevada | $49K | +4% | 2,350 |
| Washington | $48K | +3% | 2,260 |
| Kentucky | $48K | +3% | 1,740 |
| Illinois | $48K | +2% | 5,080 |
| Arizona | $48K | +2% | 6,300 |
| New York | $47K | +0% | 8,800 |
| Michigan | $47K | +0% | 2,990 |
| Delaware | $47K | -1% | 990 |
| North Dakota | $47K | -1% | 270 |
| Pennsylvania | $47K | -1% | 6,680 |
| South Dakota | $47K | -1% | 1,120 |
| New Mexico | $47K | -1% | 440 |
| Florida | $46K | -1% | 13,180 |
| Georgia | $46K | -2% | 5,280 |
| Ohio | $46K | -2% | 6,620 |
| Iowa | $46K | -2% | 830 |
| Kansas | $46K | -3% | 1,350 |
| Texas | $46K | -3% | 21,720 |
| Montana | $45K | -3% | 640 |
| Utah | $45K | -4% | 2,430 |
| Indiana | $45K | -4% | 2,690 |
| Oklahoma | $45K | -5% | 1,740 |
| New Hampshire | $44K | -5% | 1,120 |
| West Virginia | $44K | -7% | 670 |
| Virginia | $44K | -7% | 4,590 |
| Nebraska | $43K | -8% | 730 |
| South Carolina | $43K | -8% | 4,430 |
| North Carolina | $43K | -9% | 5,460 |
| Wyoming | $42K | -10% | 180 |
| Idaho | $42K | -11% | 510 |
| Missouri | $42K | -11% | 3,770 |
| Tennessee | $41K | -13% | 3,890 |
| Alabama | $40K | -14% | 2,090 |
| Louisiana | $39K | -17% | 1,690 |
| Arkansas | $39K | -17% | 850 |
| Mississippi | $38K | -20% | 1,150 |
Showing 1–10 of 51 (all 50 states + DC)
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Frequently asked questions
Can a bill and account collector afford a 2BR apartment alone in Lynchburg?
It’s a stretch — at the median salary of $42K, rent takes 41.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,187/month. The 30% guideline puts the comfortable ceiling at roughly $900/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for bill and account collectors in Lynchburg?
The 10th-percentile wage — what new bill and account collectors typically earn — is $30K/year. Take-home on that works out to about $1,829/month. At HUD’s $1,187/month FMR, rent would take 65% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is bill and account collector a high-paying job in Lynchburg?
Pay here is roughly in line with the national average — $42K locally vs. $47K nationally, a 10% difference.
How does Lynchburg compare to the national average for bill and account collectors?
Lynchburg pays $42K median vs. the U.S. average of $47K — that’s -10%. After adjusting for local cost of living (RPP 89.36), the purchasing-power equivalent is $47K — still ahead of the national median.
How much do bill and account collectors make in Lynchburg, VA?
The median is $42,200 a year, that works out to about $20 an hour. But the range is wide: entry-level workers start around $30,480, and experienced bill and account collectors can clear $57,080. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $42K enough to live in Lynchburg?
On that salary, you'd take home roughly $2,836/month after taxes. A 2-bedroom here rents for about $1,187/month, which eats 41.9% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a bill and account collectors salary go in Lynchburg?
Lynchburg has a Regional Price Parity of 89.36 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median bill and account collectors salary is worth about $47,225 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.