Bill and Account Collectors Salary
In Panama City-Panama City Beach, FL, bill and account collectors earn $46,840 at the median, or about $22.52 an hour. The range runs from $36K at the entry level to $54K for experienced workers. Adjusted for local prices (RPP 97.3), that's roughly $48,140 in purchasing power. A 2-bedroom apartment runs $1,017/month, about 30.2% of take-home, which is tight.
So what does $47K get you in Panama City-Panama City Beach?
Groceries, utilities, transportation, and healthcare scaled from national averages by Panama City-Panama City Beach’s Regional Price Parity (97.3). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About bill and account collectors
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What this looks like in Panama City-Panama City Beach
Bill and account collectors pay in Panama City-Panama City Beach tracks closely to the national median, $47K locally vs. $47K nationwide, a 0% difference. Rent runs $1,017/month for a 2-bedroom (HUD FMR), taking 30.8% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 97.3) is near the national average, so spending patterns here track the typical American budget fairly closely. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compared to nearby metros
Median pay for bill and account collectors in metros near Panama City-Panama City Beach, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Miami-Fort Lauderdale-West Palm Beach | $47K | $41K |
| Tampa-St. Petersburg-Clearwater | $49K | $49K |
| Orlando-Kissimmee-Sanford | $47K | $47K |
| Jacksonville | $47K | $47K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Panama City-Panama City Beach, FL
Entry-level bill and account collectors (10th percentile) start around $36K. Mid-career wages sit at $47K. Top earners bring in $54K or more, a $18K spread from bottom to top.
Bill and Account Collectors pay across states
Median income ranked highest to lowest, compared to the national figure
View Bill and Account Collectors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $62K | +32% | 240 |
| Alaska | $61K | +29% | 310 |
| Massachusetts | $60K | +27% | 2,510 |
| Connecticut | $58K | +23% | 900 |
| California | $58K | +23% | 13,880 |
| Vermont | $58K | +23% | 80 |
| Hawaii | $54K | +14% | 180 |
| New Jersey | $53K | +12% | 3,310 |
| Rhode Island | $52K | +11% | 370 |
| Oregon | $51K | +8% | 830 |
| Colorado | $50K | +7% | 1,670 |
| Maryland | $50K | +6% | 2,090 |
| Minnesota | $50K | +5% | 2,860 |
| Wisconsin | $49K | +4% | 2,570 |
| Maine | $49K | +4% | 410 |
| Nevada | $49K | +4% | 2,350 |
| Washington | $48K | +3% | 2,260 |
| Kentucky | $48K | +3% | 1,740 |
| Illinois | $48K | +2% | 5,080 |
| Arizona | $48K | +2% | 6,300 |
| New York | $47K | +0% | 8,800 |
| Michigan | $47K | +0% | 2,990 |
| Delaware | $47K | -1% | 990 |
| North Dakota | $47K | -1% | 270 |
| Pennsylvania | $47K | -1% | 6,680 |
| South Dakota | $47K | -1% | 1,120 |
| New Mexico | $47K | -1% | 440 |
| Florida | $46K | -1% | 13,180 |
| Georgia | $46K | -2% | 5,280 |
| Ohio | $46K | -2% | 6,620 |
| Iowa | $46K | -2% | 830 |
| Kansas | $46K | -3% | 1,350 |
| Texas | $46K | -3% | 21,720 |
| Montana | $45K | -3% | 640 |
| Utah | $45K | -4% | 2,430 |
| Indiana | $45K | -4% | 2,690 |
| Oklahoma | $45K | -5% | 1,740 |
| New Hampshire | $44K | -5% | 1,120 |
| West Virginia | $44K | -7% | 670 |
| Virginia | $44K | -7% | 4,590 |
| Nebraska | $43K | -8% | 730 |
| South Carolina | $43K | -8% | 4,430 |
| North Carolina | $43K | -9% | 5,460 |
| Wyoming | $42K | -10% | 180 |
| Idaho | $42K | -11% | 510 |
| Missouri | $42K | -11% | 3,770 |
| Tennessee | $41K | -13% | 3,890 |
| Alabama | $40K | -14% | 2,090 |
| Louisiana | $39K | -17% | 1,690 |
| Arkansas | $39K | -17% | 850 |
| Mississippi | $38K | -20% | 1,150 |
Showing 1–10 of 51 (all 50 states + DC)
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Frequently asked questions
Can a bill and account collector afford a 2BR apartment alone in Panama City-Panama City Beach?
It’s a stretch — at the median salary of $47K, rent takes 30.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,017/month. The 30% guideline puts the comfortable ceiling at roughly $1,000/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for bill and account collectors in Panama City-Panama City Beach?
The 10th-percentile wage — what new bill and account collectors typically earn — is $36K/year. Take-home on that works out to about $2,182/month. At HUD’s $1,017/month FMR, rent would take 47% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is bill and account collector a high-paying job in Panama City-Panama City Beach?
Pay here is roughly in line with the national average — $47K locally vs. $47K nationally, a 0% difference.
How does Panama City-Panama City Beach compare to the national average for bill and account collectors?
Panama City-Panama City Beach pays $47K median vs. the U.S. average of $47K — that’s +0%. After adjusting for local cost of living (RPP 97.3), the purchasing-power equivalent is $48K — still ahead of the national median.
How much do bill and account collectors make in Panama City-Panama City Beach, FL?
The median is $46,840 a year, that works out to about $23 an hour. But the range is wide: entry-level workers start around $36,370, and experienced bill and account collectors can clear $54,220. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $47K enough to live in Panama City-Panama City Beach?
On that salary, you'd take home roughly $3,306/month after taxes. A 2-bedroom here rents for about $1,017/month, which eats 30.8% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a bill and account collectors salary go in Panama City-Panama City Beach?
Panama City-Panama City Beach has a Regional Price Parity of 97.3 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median bill and account collectors salary is worth about $48,140 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.