Credit Analysts Salary in Birmingham, AL
Credit Analysts in Birmingham, AL make a median of $105,510 a year, or about $50.72 an hour. The range runs from $62K at the entry level to $177K for experienced workers. Cost of living is below average (RPP 91.64), which stretches that salary to about $115,135 in buying power. Rent on a 2-bedroom averages $1,266/month, or 19% of estimated take-home pay.
AffordMap analysis of BLS Occupational Employment and Wage Statistics (latest release, May 2024)
So what does $106K get you in Birmingham?
About credit analysts
Compensation breakdown
Annual earnings by percentile, Birmingham, AL
Entry-level credit analysts (10th percentile) start around $62K. Mid-career wages sit at $106K.Top earners bring in $177K or more - a $114K spread from bottom to top.
Credit Analysts pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $133K | +64% | 7,900 |
| District of Columbia | $104K | +28% | 60 |
| Alabama | $101K | +25% | 310 |
| New Jersey | $100K | +24% | 1,810 |
| Delaware | $99K | +22% | 630 |
| Virginia | $98K | +21% | 2,060 |
| Massachusetts | $88K | +9% | 1,740 |
| California | $88K | +9% | 6,400 |
| North Carolina | $88K | +9% | 2,970 |
| Connecticut | $87K | +7% | 580 |
| Washington | $86K | +6% | 1,400 |
| Rhode Island | $84K | +3% | 170 |
| North Dakota | $82K | +2% | 400 |
| Vermont | $82K | +1% | 60 |
| Illinois | $81K | +1% | 2,960 |
Track credit analysts salary changes
BLS updates this data quarterly. We'll email you when Birmingham numbers change.
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Frequently asked questions
How much do credit analysts make in Birmingham, AL?
The median is $105,510 a year - that works out to about $50.72 an hour. The range is wide: entry-level workers start around $62,460, and experienced credit analysts can clear $176,770. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $106K enough to live in Birmingham?
On that salary, you'd take home roughly $6,458/month after taxes. A 2-bedroom here rents for about $1,266/month (HUD Fair Market Rent), which eats 19.6% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a credit analysts salary go in Birmingham?
Birmingham has a Regional Price Parity of 91.64 (100 is the national average). That's below average - your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit analysts salary is worth about $115,135 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.