Credit Analysts Salary
Credit Analysts in Fort Wayne, IN make a median of $59,240 a year, or about $28.48 an hour. The range runs from $49K at the entry level to $121K for experienced workers. Cost of living is below average (RPP 92.57), which stretches that salary to about $63,995 in buying power. Rent on a 2-bedroom averages $1,113/month, or 28.1% of estimated take-home pay.
So what does $59K get you in Fort Wayne?
Groceries, utilities, transportation, and healthcare scaled from national averages by Fort Wayne’s Regional Price Parity (92.57). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit analysts
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What this looks like in Fort Wayne
Pay for credit analysts in Fort Wayne runs about 29% below the U.S. median of $84K. Rent runs $1,113/month for a 2-bedroom (HUD FMR), taking 27.9% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 92.57 (national = 100), meaning everyday costs run about 7% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for credit analysts in metros near Fort Wayne, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Indianapolis-Carmel-Greenwood | $70K | $73K |
| Evansville | $70K | $77K |
| Elkhart-Goshen | $63K | $69K |
| South Bend-Mishawaka | $70K | $75K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Fort Wayne, IN
Entry-level credit analysts (10th percentile) start around $49K. Mid-career wages sit at $59K. Top earners bring in $121K or more, a $73K spread from bottom to top.
Credit Analysts pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Analysts salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $133K | +60% | 7,960 |
| District of Columbia | $133K | +59% | 50 |
| Virginia | $102K | +23% | 2,460 |
| New Jersey | $101K | +21% | 1,220 |
| Hawaii | $99K | +18% | 130 |
| Connecticut | $98K | +18% | 560 |
| California | $98K | +17% | 5,260 |
| Massachusetts | $97K | +16% | 1,400 |
| Delaware | $95K | +13% | 720 |
| North Carolina | $95K | +13% | 3,270 |
| Washington | $91K | +9% | 1,280 |
| Rhode Island | $86K | +3% | 160 |
| Illinois | $85K | +2% | 3,130 |
| Minnesota | $83K | -1% | 1,110 |
| Maine | $82K | -2% | 280 |
| Alaska | $81K | -3% | 40 |
| Colorado | $81K | -3% | 870 |
| Oregon | $80K | -4% | 650 |
| Pennsylvania | $80K | -4% | 1,930 |
| Alabama | $80K | -4% | 370 |
| Nebraska | $80K | -5% | 510 |
| Ohio | $80K | -5% | 2,790 |
| Idaho | $80K | -5% | 330 |
| Kentucky | $79K | -5% | 370 |
| Texas | $79K | -6% | 6,130 |
| Florida | $78K | -6% | 4,040 |
| Georgia | $78K | -7% | 1,790 |
| New Hampshire | $78K | -7% | 230 |
| South Carolina | $78K | -7% | 690 |
| Arizona | $77K | -8% | 2,260 |
| Iowa | $77K | -8% | 480 |
| Maryland | $75K | -10% | 700 |
| Oklahoma | $75K | -10% | 550 |
| Mississippi | $75K | -10% | 280 |
| North Dakota | $75K | -10% | 300 |
| Montana | $75K | -11% | 190 |
| Michigan | $75K | -11% | 1,510 |
| Utah | $74K | -11% | 750 |
| Louisiana | $73K | -12% | 290 |
| Kansas | $73K | -12% | 520 |
| Nevada | $73K | -12% | 390 |
| South Dakota | $73K | -13% | 430 |
| Tennessee | $73K | -13% | 1,480 |
| New Mexico | $72K | -14% | 90 |
| Arkansas | $71K | -15% | 300 |
| Vermont | $71K | -15% | 90 |
| Wisconsin | $69K | -18% | 1,770 |
| Missouri | $65K | -22% | 1,160 |
| Indiana | $63K | -25% | 860 |
| Wyoming | $62K | -26% | 40 |
| West Virginia | $57K | -31% | 220 |
Showing 1–10 of 51 (all 50 states + DC)
Track credit analysts salary changes
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Frequently asked questions
Can a credit analyst afford a 2BR apartment alone in Fort Wayne?
Yes — at the median salary of $59K, rent takes 27.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,113/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for credit analysts in Fort Wayne?
The 10th-percentile wage — what new credit analysts typically earn — is $49K/year. Take-home on that works out to about $2,921/month. At HUD’s $1,113/month FMR, rent would take 38% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit analyst a high-paying job in Fort Wayne?
Local pay runs 29% below the national median — $59K here vs. $84K nationally. Cost of living is 7% below the national average, which narrows that gap in real purchasing power.
How does Fort Wayne compare to the national average for credit analysts?
Fort Wayne pays $59K median vs. the U.S. average of $84K — that’s -29%. After adjusting for local cost of living (RPP 92.57), the purchasing-power equivalent is $64K — below the national median.
How much do credit analysts make in Fort Wayne, IN?
The median is $59,240 a year, that works out to about $28 an hour. But the range is wide: entry-level workers start around $48,680, and experienced credit analysts can clear $121,180. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $59K enough to live in Fort Wayne?
On that salary, you'd take home roughly $3,986/month after taxes. A 2-bedroom here rents for about $1,113/month, which eats 27.9% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a credit analysts salary go in Fort Wayne?
Fort Wayne has a Regional Price Parity of 92.57 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit analysts salary is worth about $63,995 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.