Credit Analysts Salary
Credit Analysts in Kiryas Joel-Poughkeepsie-Newburgh, NY make a median of $85,060 a year, or about $40.89 an hour. The range runs from $68K at the entry level to $156K for experienced workers. Prices run high here (RPP 109.42), so that salary is closer to $77,737 in real purchasing power. A 2-bedroom apartment runs $1,979/month, about 37.1% of take-home, which is tight.
So what does $85K get you in Kiryas Joel-Poughkeepsie-Newburgh?
Groceries, utilities, transportation, and healthcare scaled from national averages by Kiryas Joel-Poughkeepsie-Newburgh’s Regional Price Parity (109.42). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit analysts
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What this looks like in Kiryas Joel-Poughkeepsie-Newburgh
Credit analysts pay in Kiryas Joel-Poughkeepsie-Newburgh tracks closely to the national median, $85K locally vs. $84K nationwide, a 2% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,979/month, which is 37% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 9% above the national average (BEA RPP 109.42), so groceries and services cost more too. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for credit analysts in metros near Kiryas Joel-Poughkeepsie-Newburgh, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| New York-Newark-Jersey City | $137K | $121K |
| Buffalo-Cheektowaga | $100K | $104K |
| Rochester | $96K | $99K |
| Syracuse | $80K | $84K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Kiryas Joel-Poughkeepsie-Newburgh, NY
Entry-level credit analysts (10th percentile) start around $68K. Mid-career wages sit at $85K. Top earners bring in $156K or more, a $88K spread from bottom to top.
Credit Analysts pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Analysts salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $133K | +60% | 7,960 |
| District of Columbia | $133K | +59% | 50 |
| Virginia | $102K | +23% | 2,460 |
| New Jersey | $101K | +21% | 1,220 |
| Hawaii | $99K | +18% | 130 |
| Connecticut | $98K | +18% | 560 |
| California | $98K | +17% | 5,260 |
| Massachusetts | $97K | +16% | 1,400 |
| Delaware | $95K | +13% | 720 |
| North Carolina | $95K | +13% | 3,270 |
| Washington | $91K | +9% | 1,280 |
| Rhode Island | $86K | +3% | 160 |
| Illinois | $85K | +2% | 3,130 |
| Minnesota | $83K | -1% | 1,110 |
| Maine | $82K | -2% | 280 |
| Alaska | $81K | -3% | 40 |
| Colorado | $81K | -3% | 870 |
| Oregon | $80K | -4% | 650 |
| Pennsylvania | $80K | -4% | 1,930 |
| Alabama | $80K | -4% | 370 |
| Nebraska | $80K | -5% | 510 |
| Ohio | $80K | -5% | 2,790 |
| Idaho | $80K | -5% | 330 |
| Kentucky | $79K | -5% | 370 |
| Texas | $79K | -6% | 6,130 |
| Florida | $78K | -6% | 4,040 |
| Georgia | $78K | -7% | 1,790 |
| New Hampshire | $78K | -7% | 230 |
| South Carolina | $78K | -7% | 690 |
| Arizona | $77K | -8% | 2,260 |
| Iowa | $77K | -8% | 480 |
| Maryland | $75K | -10% | 700 |
| Oklahoma | $75K | -10% | 550 |
| Mississippi | $75K | -10% | 280 |
| North Dakota | $75K | -10% | 300 |
| Montana | $75K | -11% | 190 |
| Michigan | $75K | -11% | 1,510 |
| Utah | $74K | -11% | 750 |
| Louisiana | $73K | -12% | 290 |
| Kansas | $73K | -12% | 520 |
| Nevada | $73K | -12% | 390 |
| South Dakota | $73K | -13% | 430 |
| Tennessee | $73K | -13% | 1,480 |
| New Mexico | $72K | -14% | 90 |
| Arkansas | $71K | -15% | 300 |
| Vermont | $71K | -15% | 90 |
| Wisconsin | $69K | -18% | 1,770 |
| Missouri | $65K | -22% | 1,160 |
| Indiana | $63K | -25% | 860 |
| Wyoming | $62K | -26% | 40 |
| West Virginia | $57K | -31% | 220 |
Showing 1–10 of 51 (all 50 states + DC)
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Frequently asked questions
Can a credit analyst afford a 2BR apartment alone in Kiryas Joel-Poughkeepsie-Newburgh?
It’s a stretch — at the median salary of $85K, rent takes 37% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,979/month. The 30% guideline puts the comfortable ceiling at roughly $1,600/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit analysts in Kiryas Joel-Poughkeepsie-Newburgh?
The 10th-percentile wage — what new credit analysts typically earn — is $68K/year. Take-home on that works out to about $4,103/month. At HUD’s $1,979/month FMR, rent would take 48% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit analyst a high-paying job in Kiryas Joel-Poughkeepsie-Newburgh?
Pay here is roughly in line with the national average — $85K locally vs. $84K nationally, a 2% difference.
How does Kiryas Joel-Poughkeepsie-Newburgh compare to the national average for credit analysts?
Kiryas Joel-Poughkeepsie-Newburgh pays $85K median vs. the U.S. average of $84K — that’s +2%. After adjusting for local cost of living (RPP 109.42), the purchasing-power equivalent is $78K — below the national median.
How much do credit analysts make in Kiryas Joel-Poughkeepsie-Newburgh, NY?
The median is $85,060 a year, that works out to about $41 an hour. But the range is wide: entry-level workers start around $68,380, and experienced credit analysts can clear $155,890. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $85K enough to live in Kiryas Joel-Poughkeepsie-Newburgh?
On that salary, you'd take home roughly $5,346/month after taxes. A 2-bedroom here rents for about $1,979/month, which eats 37% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit analysts salary go in Kiryas Joel-Poughkeepsie-Newburgh?
Kiryas Joel-Poughkeepsie-Newburgh has a Regional Price Parity of 109.42 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median credit analysts salary is worth about $77,737 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.