Credit Analysts Salary
Credit Analysts in Lansing-East Lansing, MI make a median of $72,700 a year, or about $34.95 an hour. The range runs from $50K at the entry level to $103K for experienced workers. Cost of living is below average (RPP 94.99), which stretches that salary to about $76,534 in buying power. Rent on a 2-bedroom averages $1,268/month, or 26.5% of estimated take-home pay.
So what does $73K get you in Lansing-East Lansing?
Groceries, utilities, transportation, and healthcare scaled from national averages by Lansing-East Lansing’s Regional Price Parity (94.99). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit analysts
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What this looks like in Lansing-East Lansing
Pay for credit analysts in Lansing-East Lansing runs about 13% below the U.S. median of $84K. Rent runs $1,268/month for a 2-bedroom (HUD FMR), taking 27% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 94.99 (national = 100), meaning everyday costs run about 5% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for credit analysts in metros near Lansing-East Lansing, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Detroit-Warren-Dearborn | $75K | $74K |
| Grand Rapids-Wyoming-Kentwood | $63K | $66K |
| Ann Arbor | $77K | $76K |
| Kalamazoo-Portage | $68K | $72K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Lansing-East Lansing, MI
Entry-level credit analysts (10th percentile) start around $50K. Mid-career wages sit at $73K. Top earners bring in $103K or more, a $53K spread from bottom to top.
Credit Analysts pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Analysts salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $133K | +60% | 7,960 |
| District of Columbia | $133K | +59% | 50 |
| Virginia | $102K | +23% | 2,460 |
| New Jersey | $101K | +21% | 1,220 |
| Hawaii | $99K | +18% | 130 |
| Connecticut | $98K | +18% | 560 |
| California | $98K | +17% | 5,260 |
| Massachusetts | $97K | +16% | 1,400 |
| Delaware | $95K | +13% | 720 |
| North Carolina | $95K | +13% | 3,270 |
| Washington | $91K | +9% | 1,280 |
| Rhode Island | $86K | +3% | 160 |
| Illinois | $85K | +2% | 3,130 |
| Minnesota | $83K | -1% | 1,110 |
| Maine | $82K | -2% | 280 |
| Alaska | $81K | -3% | 40 |
| Colorado | $81K | -3% | 870 |
| Oregon | $80K | -4% | 650 |
| Pennsylvania | $80K | -4% | 1,930 |
| Alabama | $80K | -4% | 370 |
| Nebraska | $80K | -5% | 510 |
| Ohio | $80K | -5% | 2,790 |
| Idaho | $80K | -5% | 330 |
| Kentucky | $79K | -5% | 370 |
| Texas | $79K | -6% | 6,130 |
| Florida | $78K | -6% | 4,040 |
| Georgia | $78K | -7% | 1,790 |
| New Hampshire | $78K | -7% | 230 |
| South Carolina | $78K | -7% | 690 |
| Arizona | $77K | -8% | 2,260 |
| Iowa | $77K | -8% | 480 |
| Maryland | $75K | -10% | 700 |
| Oklahoma | $75K | -10% | 550 |
| Mississippi | $75K | -10% | 280 |
| North Dakota | $75K | -10% | 300 |
| Montana | $75K | -11% | 190 |
| Michigan | $75K | -11% | 1,510 |
| Utah | $74K | -11% | 750 |
| Louisiana | $73K | -12% | 290 |
| Kansas | $73K | -12% | 520 |
| Nevada | $73K | -12% | 390 |
| South Dakota | $73K | -13% | 430 |
| Tennessee | $73K | -13% | 1,480 |
| New Mexico | $72K | -14% | 90 |
| Arkansas | $71K | -15% | 300 |
| Vermont | $71K | -15% | 90 |
| Wisconsin | $69K | -18% | 1,770 |
| Missouri | $65K | -22% | 1,160 |
| Indiana | $63K | -25% | 860 |
| Wyoming | $62K | -26% | 40 |
| West Virginia | $57K | -31% | 220 |
Showing 1–10 of 51 states
Track credit analysts salary changes
BLS updates this data quarterly. We'll email you when Lansing-East Lansing numbers change.
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Frequently asked questions
Can a credit analyst afford a 2BR apartment alone in Lansing-East Lansing?
Yes — at the median salary of $73K, rent takes 27% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,268/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for credit analysts in Lansing-East Lansing?
The 10th-percentile wage — what new credit analysts typically earn — is $50K/year. Take-home on that works out to about $2,989/month. At HUD’s $1,268/month FMR, rent would take 42% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit analyst a high-paying job in Lansing-East Lansing?
Local pay runs 13% below the national median — $73K here vs. $84K nationally. Cost of living is 5% below the national average, which narrows that gap in real purchasing power.
How does Lansing-East Lansing compare to the national average for credit analysts?
Lansing-East Lansing pays $73K median vs. the U.S. average of $84K — that’s -13%. After adjusting for local cost of living (RPP 94.99), the purchasing-power equivalent is $77K — below the national median.
How much do credit analysts make in Lansing-East Lansing, MI?
The median is $72,700 a year, that works out to about $35 an hour. But the range is wide: entry-level workers start around $49,810, and experienced credit analysts can clear $102,890. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $73K enough to live in Lansing-East Lansing?
On that salary, you'd take home roughly $4,703/month after taxes. A 2-bedroom here rents for about $1,268/month, which eats 27% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a credit analysts salary go in Lansing-East Lansing?
Lansing-East Lansing has a Regional Price Parity of 94.99 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit analysts salary is worth about $76,534 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.