Credit Analysts Salary
Credit Analysts in Ponce, PR make a median of $51,840 a year, or about $24.93 an hour. The range runs from $33K at the entry level to $75K for experienced workers. Adjusted for local prices (RPP 100), that's roughly $51,840 in purchasing power. Rent on a 2-bedroom averages $538/month, or 15.7% of estimated take-home pay.
So what does $52K get you in Ponce?
Groceries, utilities, transportation, and healthcare scaled from national averages by Ponce’s Regional Price Parity (100). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit analysts
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What this looks like in Ponce
Pay for credit analysts in Ponce runs about 38% below the U.S. median of $84K. Housing is manageable: a 2-bedroom at the HUD median costs $538/month, 14.8% of take-home, well inside the 30% guideline. Cost of living (RPP 100) is near the national average, so spending patterns here track the typical American budget fairly closely. Lower pay, lower costs, Ponce can be a reasonable trade-off for credit analystss who value affordability over top-dollar markets.
Compared to nearby metros
Median pay for credit analysts in metros near Ponce, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| San Juan-Bayamon-Caguas | $52K | $52K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Ponce, PR
Entry-level credit analysts (10th percentile) start around $33K. Mid-career wages sit at $52K. Top earners bring in $75K or more, a $42K spread from bottom to top.
Credit Analysts pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Analysts salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $133K | +60% | 7,960 |
| District of Columbia | $133K | +59% | 50 |
| Virginia | $102K | +23% | 2,460 |
| New Jersey | $101K | +21% | 1,220 |
| Hawaii | $99K | +18% | 130 |
| Connecticut | $98K | +18% | 560 |
| California | $98K | +17% | 5,260 |
| Massachusetts | $97K | +16% | 1,400 |
| Delaware | $95K | +13% | 720 |
| North Carolina | $95K | +13% | 3,270 |
| Washington | $91K | +9% | 1,280 |
| Rhode Island | $86K | +3% | 160 |
| Illinois | $85K | +2% | 3,130 |
| Minnesota | $83K | -1% | 1,110 |
| Maine | $82K | -2% | 280 |
| Alaska | $81K | -3% | 40 |
| Colorado | $81K | -3% | 870 |
| Oregon | $80K | -4% | 650 |
| Pennsylvania | $80K | -4% | 1,930 |
| Alabama | $80K | -4% | 370 |
| Nebraska | $80K | -5% | 510 |
| Ohio | $80K | -5% | 2,790 |
| Idaho | $80K | -5% | 330 |
| Kentucky | $79K | -5% | 370 |
| Texas | $79K | -6% | 6,130 |
| Florida | $78K | -6% | 4,040 |
| Georgia | $78K | -7% | 1,790 |
| New Hampshire | $78K | -7% | 230 |
| South Carolina | $78K | -7% | 690 |
| Arizona | $77K | -8% | 2,260 |
| Iowa | $77K | -8% | 480 |
| Maryland | $75K | -10% | 700 |
| Oklahoma | $75K | -10% | 550 |
| Mississippi | $75K | -10% | 280 |
| North Dakota | $75K | -10% | 300 |
| Montana | $75K | -11% | 190 |
| Michigan | $75K | -11% | 1,510 |
| Utah | $74K | -11% | 750 |
| Louisiana | $73K | -12% | 290 |
| Kansas | $73K | -12% | 520 |
| Nevada | $73K | -12% | 390 |
| South Dakota | $73K | -13% | 430 |
| Tennessee | $73K | -13% | 1,480 |
| New Mexico | $72K | -14% | 90 |
| Arkansas | $71K | -15% | 300 |
| Vermont | $71K | -15% | 90 |
| Wisconsin | $69K | -18% | 1,770 |
| Missouri | $65K | -22% | 1,160 |
| Indiana | $63K | -25% | 860 |
| Wyoming | $62K | -26% | 40 |
| West Virginia | $57K | -31% | 220 |
Showing 1–10 of 51 states
Track credit analysts salary changes
BLS updates this data quarterly. We'll email you when Ponce numbers change.
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Frequently asked questions
Can a credit analyst afford a 2BR apartment alone in Ponce?
Yes — at the median salary of $52K, rent takes 14.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $538/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for credit analysts in Ponce?
The 10th-percentile wage — what new credit analysts typically earn — is $33K/year. Take-home on that works out to about $1,967/month. At HUD’s $538/month FMR, rent would take 27% of that take-home — manageable on an entry-level income.
Is credit analyst a high-paying job in Ponce?
Local pay runs 38% below the national median — $52K here vs. $84K nationally.
How does Ponce compare to the national average for credit analysts?
Ponce pays $52K median vs. the U.S. average of $84K — that’s -38%. After adjusting for local cost of living (RPP 100), the purchasing-power equivalent is $52K — below the national median.
How much do credit analysts make in Ponce, PR?
The median is $51,840 a year, that works out to about $25 an hour. But the range is wide: entry-level workers start around $32,780, and experienced credit analysts can clear $75,250. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $52K enough to live in Ponce?
On that salary, you'd take home roughly $3,641/month after taxes. A 2-bedroom here rents for about $538/month, which eats 14.8% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a credit analysts salary go in Ponce?
Ponce has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median credit analysts salary is worth about $51,840 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.