Credit Analysts Salary
Credit Analysts in San Antonio-New Braunfels, TX make a median of $66,010 a year, or about $31.74 an hour. The range runs from $50K at the entry level to $121K for experienced workers. Cost of living is below average (RPP 94.72), which stretches that salary to about $69,690 in buying power. A 2-bedroom apartment runs $1,426/month, about 31.1% of take-home, which is tight.
So what does $66K get you in San Antonio-New Braunfels?
Groceries, utilities, transportation, and healthcare scaled from national averages by San Antonio-New Braunfels’s Regional Price Parity (94.72). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit analysts
Sponsored links, AffordMap may earn a commission at no cost to you. Learn more
What this looks like in San Antonio-New Braunfels
Pay for credit analysts in San Antonio-New Braunfels runs about 21% below the U.S. median of $84K. Rent runs $1,426/month for a 2-bedroom (HUD FMR), taking 31.2% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 94.72 (national = 100), meaning everyday costs run about 5% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for credit analysts in metros near San Antonio-New Braunfels, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Dallas-Fort Worth-Arlington | $81K | $78K |
| Houston-Pasadena-The Woodlands | $79K | $80K |
| Austin-Round Rock-San Marcos | $87K | $89K |
| El Paso | $49K | $55K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, San Antonio-New Braunfels, TX
Entry-level credit analysts (10th percentile) start around $50K. Mid-career wages sit at $66K. Top earners bring in $121K or more, a $71K spread from bottom to top.
Credit Analysts pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Analysts salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $133K | +60% | 7,960 |
| District of Columbia | $133K | +59% | 50 |
| Virginia | $102K | +23% | 2,460 |
| New Jersey | $101K | +21% | 1,220 |
| Hawaii | $99K | +18% | 130 |
| Connecticut | $98K | +18% | 560 |
| California | $98K | +17% | 5,260 |
| Massachusetts | $97K | +16% | 1,400 |
| Delaware | $95K | +13% | 720 |
| North Carolina | $95K | +13% | 3,270 |
| Washington | $91K | +9% | 1,280 |
| Rhode Island | $86K | +3% | 160 |
| Illinois | $85K | +2% | 3,130 |
| Minnesota | $83K | -1% | 1,110 |
| Maine | $82K | -2% | 280 |
| Alaska | $81K | -3% | 40 |
| Colorado | $81K | -3% | 870 |
| Oregon | $80K | -4% | 650 |
| Pennsylvania | $80K | -4% | 1,930 |
| Alabama | $80K | -4% | 370 |
| Nebraska | $80K | -5% | 510 |
| Ohio | $80K | -5% | 2,790 |
| Idaho | $80K | -5% | 330 |
| Kentucky | $79K | -5% | 370 |
| Texas | $79K | -6% | 6,130 |
| Florida | $78K | -6% | 4,040 |
| Georgia | $78K | -7% | 1,790 |
| New Hampshire | $78K | -7% | 230 |
| South Carolina | $78K | -7% | 690 |
| Arizona | $77K | -8% | 2,260 |
| Iowa | $77K | -8% | 480 |
| Maryland | $75K | -10% | 700 |
| Oklahoma | $75K | -10% | 550 |
| Mississippi | $75K | -10% | 280 |
| North Dakota | $75K | -10% | 300 |
| Montana | $75K | -11% | 190 |
| Michigan | $75K | -11% | 1,510 |
| Utah | $74K | -11% | 750 |
| Louisiana | $73K | -12% | 290 |
| Kansas | $73K | -12% | 520 |
| Nevada | $73K | -12% | 390 |
| South Dakota | $73K | -13% | 430 |
| Tennessee | $73K | -13% | 1,480 |
| New Mexico | $72K | -14% | 90 |
| Arkansas | $71K | -15% | 300 |
| Vermont | $71K | -15% | 90 |
| Wisconsin | $69K | -18% | 1,770 |
| Missouri | $65K | -22% | 1,160 |
| Indiana | $63K | -25% | 860 |
| Wyoming | $62K | -26% | 40 |
| West Virginia | $57K | -31% | 220 |
Showing 1–10 of 51 (all 50 states + DC)
Track credit analysts salary changes
BLS updates this data quarterly. We'll email you when San Antonio-New Braunfels numbers change.
Related careers in Business & Finance
Frequently asked questions
Can a credit analyst afford a 2BR apartment alone in San Antonio-New Braunfels?
It’s a stretch — at the median salary of $66K, rent takes 31.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,426/month. The 30% guideline puts the comfortable ceiling at roughly $1,400/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit analysts in San Antonio-New Braunfels?
The 10th-percentile wage — what new credit analysts typically earn — is $50K/year. Take-home on that works out to about $3,002/month. At HUD’s $1,426/month FMR, rent would take 48% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit analyst a high-paying job in San Antonio-New Braunfels?
Local pay runs 21% below the national median — $66K here vs. $84K nationally. Cost of living is 5% below the national average, which narrows that gap in real purchasing power.
How does San Antonio-New Braunfels compare to the national average for credit analysts?
San Antonio-New Braunfels pays $66K median vs. the U.S. average of $84K — that’s -21%. After adjusting for local cost of living (RPP 94.72), the purchasing-power equivalent is $70K — below the national median.
How much do credit analysts make in San Antonio-New Braunfels, TX?
The median is $66,010 a year, that works out to about $32 an hour. But the range is wide: entry-level workers start around $50,030, and experienced credit analysts can clear $121,270. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $66K enough to live in San Antonio-New Braunfels?
On that salary, you'd take home roughly $4,569/month after taxes. A 2-bedroom here rents for about $1,426/month, which eats 31.2% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit analysts salary go in San Antonio-New Braunfels?
San Antonio-New Braunfels has a Regional Price Parity of 94.72 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit analysts salary is worth about $69,690 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.