Credit Analysts Salary in Springfield, IL
Credit Analysts in Springfield, IL make a median of $76,120 a year, or about $36.6 an hour. The range runs from $49K at the entry level to $148K for experienced workers. Cost of living is below average (RPP 92.75), which stretches that salary to about $82,070 in buying power. Rent on a 2-bedroom averages $1,203/month, or 24.1% of estimated take-home pay.
So what does $76K get you in Springfield?
Groceries, utilities, transportation, and healthcare scaled from national averages by Springfield’s Regional Price Parity (92.75). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit analysts
Sponsored links — AffordMap may earn a commission at no cost to you. Learn more
Compensation breakdown
Annual earnings by percentile, Springfield, IL
Entry-level credit analysts (10th percentile) start around $49K. Mid-career wages sit at $76K. Top earners bring in $148K or more, a $98K spread from bottom to top.
Credit Analysts pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $133K | +64% | 7,900 |
| District of Columbia | $104K | +28% | 60 |
| Alabama | $101K | +25% | 310 |
| New Jersey | $100K | +24% | 1,810 |
| Delaware | $99K | +22% | 630 |
| Virginia | $98K | +21% | 2,060 |
| Massachusetts | $88K | +9% | 1,740 |
| California | $88K | +9% | 6,400 |
| North Carolina | $88K | +9% | 2,970 |
| Connecticut | $87K | +7% | 580 |
| Washington | $86K | +6% | 1,400 |
| Rhode Island | $84K | +3% | 170 |
| North Dakota | $82K | +2% | 400 |
| Vermont | $82K | +1% | 60 |
| Illinois | $81K | +1% | 2,960 |
| Nebraska | $81K | +0% | 490 |
| Maryland | $81K | -0% | 840 |
| New Hampshire | $81K | -0% | 190 |
| Pennsylvania | $81K | -0% | 2,230 |
| Maine | $80K | -2% | 280 |
| Minnesota | $79K | -2% | 1,190 |
| Oregon | $79K | -3% | 610 |
| Texas | $77K | -5% | 6,650 |
| New Mexico | $77K | -5% | 90 |
| Hawaii | $77K | -5% | 110 |
| Iowa | $76K | -6% | 640 |
| Florida | $76K | -6% | 3,510 |
| South Carolina | $76K | -6% | 660 |
| Louisiana | $76K | -6% | 310 |
| Kentucky | $75K | -7% | 490 |
| Arizona | $75K | -8% | 2,430 |
| Georgia | $73K | -9% | 2,510 |
| Michigan | $73K | -10% | 1,270 |
| Utah | $73K | -10% | 860 |
| Mississippi | $72K | -11% | 310 |
| Wyoming | $72K | -11% | 60 |
| Wisconsin | $71K | -13% | 1,850 |
| Kansas | $70K | -13% | 480 |
| South Dakota | $68K | -16% | 340 |
| Ohio | $68K | -16% | 2,850 |
| Tennessee | $67K | -17% | 1,470 |
| Montana | $66K | -19% | 250 |
| Idaho | $66K | -19% | 320 |
| Arkansas | $65K | -20% | 290 |
| Oklahoma | $65K | -20% | 720 |
| Nevada | $65K | -20% | 410 |
| Indiana | $64K | -21% | 830 |
| Missouri | $63K | -22% | 1,220 |
| Alaska | $62K | -24% | 30 |
| West Virginia | $56K | -31% | 180 |
Showing 1–10 of 50 states
BLS does not publish data for every state when sample sizes are too small
Track credit analysts salary changes
BLS updates this data quarterly. We'll email you when Springfield numbers change.
Related careers in Business & Finance
Frequently asked questions
How much do credit analysts make in Springfield, IL?
The median is $76,120 a year, that works out to about $37 an hour. But the range is wide: entry-level workers start around $49,490, and experienced credit analysts can clear $147,520. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $76K enough to live in Springfield?
On that salary, you'd take home roughly $4,847/month after taxes. A 2-bedroom here rents for about $1,203/month, which eats 24.8% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a credit analysts salary go in Springfield?
Springfield has a Regional Price Parity of 92.75 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit analysts salary is worth about $82,070 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.