Credit Counselors Salary
Credit Counselors in Denver-Aurora-Centennial, CO make a median of $58,710 a year, or about $28.23 an hour. The range runs from $45K at the entry level to $77K for experienced workers.
So what does $59K get you in Denver-Aurora-Centennial?
About credit counselors
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Compared to nearby metros
Median pay for credit counselors in metros near Denver-Aurora-Centennial, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Boulder | $66K | , |
| Colorado Springs | $55K | , |
| Fort Collins-Loveland | $54K | , |
| Phoenix-Mesa-Chandler | $54K | $52K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Denver-Aurora-Centennial, CO
Entry-level credit counselors (10th percentile) start around $45K. Mid-career wages sit at $59K. Top earners bring in $77K or more, a $32K spread from bottom to top.
Credit Counselors pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Counselors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $67K | +29% | 2,160 |
| Georgia | $64K | +23% | 460 |
| District of Columbia | $64K | +22% | 110 |
| Massachusetts | $63K | +21% | 770 |
| New York | $63K | +21% | 2,020 |
| Nebraska | $63K | +20% | 260 |
| Washington | $62K | +19% | 560 |
| Minnesota | $62K | +19% | 580 |
| Maryland | $60K | +16% | 350 |
| Oregon | $59K | +13% | 280 |
| New Hampshire | $59K | +13% | 170 |
| Rhode Island | $58K | +12% | 130 |
| Pennsylvania | $58K | +12% | 1,110 |
| New Jersey | $57K | +9% | 530 |
| Colorado | $57K | +9% | 360 |
| Maine | $55K | +6% | 170 |
| Nevada | $55K | +6% | 170 |
| Connecticut | $55K | +5% | 100 |
| South Carolina | $53K | +2% | 250 |
| Delaware | $53K | +1% | 40 |
| North Dakota | $52K | -0% | 30 |
| Michigan | $52K | -0% | 1,260 |
| Wisconsin | $52K | -0% | 770 |
| Illinois | $52K | -1% | 1,170 |
| Virginia | $52K | -1% | 760 |
| Arizona | $51K | -1% | 980 |
| Utah | $51K | -2% | 190 |
| Ohio | $51K | -2% | 890 |
| Idaho | $51K | -2% | 90 |
| New Mexico | $50K | -4% | 200 |
| South Dakota | $49K | -6% | N/A |
| Texas | $48K | -8% | 3,950 |
| Indiana | $48K | -8% | 740 |
| Kentucky | $48K | -8% | 220 |
| Iowa | $48K | -8% | 440 |
| Alabama | $48K | -8% | N/A |
| Louisiana | $47K | -10% | 130 |
| Oklahoma | $47K | -10% | 230 |
| Florida | $46K | -11% | 2,410 |
| North Carolina | $46K | -12% | 320 |
| Mississippi | $46K | -12% | 210 |
| West Virginia | $46K | -12% | 150 |
| Arkansas | $45K | -14% | 50 |
| Wyoming | $43K | -18% | 40 |
| Tennessee | $39K | -26% | 950 |
| Missouri | $31K | -41% | N/A |
Showing 1–10 of 46 states
BLS does not publish data for every state when sample sizes are too small
Track credit counselors salary changes
BLS updates this data quarterly. We'll email you when Denver-Aurora-Centennial numbers change.
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Frequently asked questions
Can a credit counselor afford a 2BR apartment alone in Denver-Aurora-Centennial?
It’s a stretch — at the median salary of $59K, rent takes 30.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,187/month. The 30% guideline puts the comfortable ceiling at roughly $1,200/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit counselors in Denver-Aurora-Centennial?
The 10th-percentile wage — what new credit counselors typically earn — is $45K/year. Take-home on that works out to about $2,727/month.
Is credit counselor a high-paying job in Denver-Aurora-Centennial?
Local pay is 12% above the national median — $59K here vs. $52K nationally.
How does Denver-Aurora-Centennial compare to the national average for credit counselors?
Denver-Aurora-Centennial pays $59K median vs. the U.S. average of $52K — that’s +12%.
How much do credit counselors make in Denver-Aurora-Centennial, CO?
The median is $58,710 a year, that works out to about $28 an hour. But the range is wide: entry-level workers start around $45,450, and experienced credit counselors can clear $77,180. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $59K enough to live in Denver-Aurora-Centennial?
On that salary, you'd take home roughly $3,886/month after taxes. A 2-bedroom here rents for about $1,187/month, which eats 30.5% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit counselors salary go in Denver-Aurora-Centennial?
Denver-Aurora-Centennial has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median credit counselors salary is worth about $58,710 in national-average purchasing power.
Where do credit counselors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.