Credit Counselors Salary
Credit Counselors in Salt Lake City-Murray, UT make a median of $62,080 a year, or about $29.85 an hour. The range runs from $43K at the entry level to $172K for experienced workers. Adjusted for local prices (RPP 100.87), that's roughly $61,545 in purchasing power. A 2-bedroom apartment runs $1,241/month, about 30.4% of take-home, which is tight.
Where the paycheck goes
What $62K actually covers in Salt Lake City-Murray, month by month
Groceries, utilities, transportation, and healthcare scaled from national averages by Salt Lake City-Murray’s Regional Price Parity (100.87). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit counselors
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What this looks like in Salt Lake City-Murray
Salt Lake City-Murray sits well above the national pay line for credit counselors, local pay runs about 19% higher than the U.S. median of $52K. Rent runs $1,241/month for a 2-bedroom (HUD FMR), taking 30.4% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 100.87) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for credit counselors in metros near Salt Lake City-Murray, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Ogden | $47K | $47K |
| Phoenix-Mesa-Chandler | $54K | $52K |
| Denver-Aurora-Centennial | $59K | , |
| Tucson | $48K | $49K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Salt Lake City-Murray, UT
Entry-level credit counselors (10th percentile) start around $43K. Mid-career wages sit at $62K. Top earners bring in $172K or more, a $130K spread from bottom to top.
Credit Counselors pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Counselors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $67K | +29% | 2,160 |
| Georgia | $64K | +23% | 460 |
| District of Columbia | $64K | +22% | 110 |
| Massachusetts | $63K | +21% | 770 |
| New York | $63K | +21% | 2,020 |
| Nebraska | $63K | +20% | 260 |
| Washington | $62K | +19% | 560 |
| Minnesota | $62K | +19% | 580 |
| Maryland | $60K | +16% | 350 |
| Oregon | $59K | +13% | 280 |
| New Hampshire | $59K | +13% | 170 |
| Rhode Island | $58K | +12% | 130 |
| Pennsylvania | $58K | +12% | 1,110 |
| New Jersey | $57K | +9% | 530 |
| Colorado | $57K | +9% | 360 |
| Maine | $55K | +6% | 170 |
| Nevada | $55K | +6% | 170 |
| Connecticut | $55K | +5% | 100 |
| South Carolina | $53K | +2% | 250 |
| Delaware | $53K | +1% | 40 |
| North Dakota | $52K | -0% | 30 |
| Michigan | $52K | -0% | 1,260 |
| Wisconsin | $52K | -0% | 770 |
| Illinois | $52K | -1% | 1,170 |
| Virginia | $52K | -1% | 760 |
| Arizona | $51K | -1% | 980 |
| Utah | $51K | -2% | 190 |
| Ohio | $51K | -2% | 890 |
| Idaho | $51K | -2% | 90 |
| New Mexico | $50K | -4% | 200 |
| South Dakota | $49K | -6% | N/A |
| Texas | $48K | -8% | 3,950 |
| Indiana | $48K | -8% | 740 |
| Kentucky | $48K | -8% | 220 |
| Iowa | $48K | -8% | 440 |
| Alabama | $48K | -8% | N/A |
| Louisiana | $47K | -10% | 130 |
| Oklahoma | $47K | -10% | 230 |
| Florida | $46K | -11% | 2,410 |
| North Carolina | $46K | -12% | 320 |
| Mississippi | $46K | -12% | 210 |
| West Virginia | $46K | -12% | 150 |
| Arkansas | $45K | -14% | 50 |
| Wyoming | $43K | -18% | 40 |
| Tennessee | $39K | -26% | 950 |
| Missouri | $31K | -41% | N/A |
Showing 1–10 of 46 states with published data
BLS does not publish data for every state when sample sizes are too small
Track credit counselors salary changes
BLS updates this data annually. We'll email you when Salt Lake City-Murray numbers change.
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Quick answers
The stuff people actually ask about this job
Can a credit counselor afford a 2BR apartment alone in Salt Lake City-Murray?
It’s a stretch — at the median salary of $62K, rent takes 30.4% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,241/month. The 30% guideline puts the comfortable ceiling at roughly $1,200/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit counselors in Salt Lake City-Murray?
The 10th-percentile wage — what new credit counselors typically earn — is $43K/year. Take-home on that works out to about $2,868/month. At HUD’s $1,241/month FMR, rent would take 43% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit counselor a high-paying job in Salt Lake City-Murray?
Local pay is 19% above the national median — $62K here vs. $52K nationally.
How does Salt Lake City-Murray compare to the national average for credit counselors?
Salt Lake City-Murray pays $62K median vs. the U.S. average of $52K — that’s +19%. After adjusting for local cost of living (RPP 100.87), the purchasing-power equivalent is $62K — still ahead of the national median.
How much do credit counselors make in Salt Lake City-Murray, UT?
The median is $62,080 a year, that works out to about $30 an hour. But the range is wide: entry-level workers start around $42,770, and experienced credit counselors can clear $172,450. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $62K enough to live in Salt Lake City-Murray?
On that salary, you'd take home roughly $4,086/month after taxes. A 2-bedroom here rents for about $1,241/month, which eats 30.4% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit counselors salary go in Salt Lake City-Murray?
Salt Lake City-Murray has a Regional Price Parity of 100.87 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median credit counselors salary is worth about $61,545 in national-average purchasing power.
Where do credit counselors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.